Update: This popular deal is no longer available.
Chase.com is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee. Thanks brisar
Note, please verify/see all the pricing/terms listed below.
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Edited September 14, 2020
at 09:24 AM
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Chase Sapphire Preferred® Card.
Chase is offering 60,000 Bonus Points ($750 towards travel) w/ $4000 Spent in the First 3 Months of Account Opening for their Sapphire Preferred Credit Card with $95 Annual Fee.
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If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Also I'll get csr rather than csp if you spend 3400+ in travel, dining etc
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Decisions
Decisions....
- $300 Annual travel expense. This includes any flights, car rental, uber/lyft etc..
- Free Priority Pass. I've used it 5 times already at restaurants for ~$25 each time
- $100 credit (every 4 years) for Global Entry
- 3% cashback on Restaurants + Travel (after $300)
- Points with travel are 1.5 cents, you can get special transfer bonuses as well, making the average around 2 cents.
If you close your Saphire card recently, you will need to wait 48 months from the date you received the previous Saphire bonus before applying to get the new card's bonus points.
Be careful not to waste a hard credit pull
Chase T&C:
"The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products."
Yea, I'll just not do business with them. How much money do you think they heist pulling this maneuver every year? I have plenty of credit cards and never had any other company do this.
The preferred offer seems nice too. Btw I'm a rookie to all these travel credit cards.
Any articles you guys could refer me to? Thanks
Yea, I'll just not do business with them. How much money do you think they heist pulling this maneuver every year? I have plenty of credit cards and never had any other company do this.
[/QUOTE]
Not really.
Just checked a mid-July to early August RT of NYC-Rome.
United Airlines $816
Air France $836 (nonstop)
Alitalia $592
Delta $713
and so on.
Nonstop:
United $905
Lufthansa $905
Alitalia $1025
and so on
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I don't want unexpected bank charges & I prefer to pay off my credit cards in full. Either way they're stealing my money via late fees or interest.
Capital One never did this to me, but stopped using those cards a few years ago so maybe I just didn't notice.
I'll never give them my business again.
EDIT: Just looked at my Chase accounts, 10 cards between me, spouse and business and all of the payments have been taken out on the same day each month for each card.
Does miltary get waive ?
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Buy a $500 Home Depot gift card from them.
Do the same for Lowe's.
My home is heated with oil. I simply asked the company that delivers my oil to charge $500 in advance.
Any other payments that come up in the next, say, six months, you pay ahead (unless they charge extra for paying with credit card). Insurance, for example.
Yes, you lose some interest on your money with paying ahead, but with today's rates that is mere pittance compared to being able to get the bonus points.