Update: This credit card offer is available again.
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.
Thanks to Slickdeals Staff Member Jess96 for posting this deal.
Card Details:
Slickdeals may be compensated by Citi.
Original Post
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Edited August 11, 2022
at 08:03 AM
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Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
Card Features:
Slickdeals may be compensated by Citi.
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"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.
(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)
Chase Slate is only 15 months but 0% balance transfer fee.
The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
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is there a thing as too many cards open? I have 4 USAA, 1 Apple Card, 1 Citi Costco, and now 1 citi double cash back.
is there a thing as too many cards open? I have 4 USAA, 1 Apple Card, 1 Citi Costco, and now 1 citi double cash back.
In general- no. I've got dozens of open cards from doing signup bonuses for example and a credit score well north of 800.
The problem is when you want to apply for specific cards, you have to open them in a specific order.
For example Chase will deny all applications if you've opened 5 or more personal cards (from ANYBODY not just chase) in the last 24 months.
Each back has their own, often quite different, rules around this so you need to be aware before you lock yourself out of certain cards and bonuses (for at least some amount of time)
The problem is when you want to apply for specific cards, you have to open them in a specific order.
For example Chase will deny all applications if you've opened 5 or more personal cards (from ANYBODY not just chase) in the last 24 months.
Each back has their own, often quite different, rules around this so you need to be aware before you lock yourself out of certain cards and bonuses (for at least some amount of time)
I always wondered the guys who had the card if they eventually lost their benefits or they keep 2.5 for life. or maybe til card expired, and won't be renewed?
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Thanks. What about the balance transfer to checking account?
a) Cannot afford to meet the spending requirements for a bonus from a premium card so that is out of the question. Now that we got that out of the way:
b) Wants a cash back or rewards that also generates a cash equivalent
c) No annual fee
d) Phone insurance is good
e) Makes one foreign trip a year so not having foreign exchange fees is a plus
f)Trip cancellation insurance is good
g) Damage and theft insurance is desirable
i) Car rental insurance would be nice but not essential
The shortlist so far is:
1) Chase Freedom Flex (checks all the boxes with the only exception that it has a 3% foreign exchange fee)
2) BOA Cash Rewards (for the higher rate of earnings based on the second tier but it may only offer cash rebates and not the other features)
3) Citi Double Cash (2% earnings but it may not offer features)
4) Costco Anytime Visa (seems to check most boxes but may not offer trip cancellation insurance, and does not offer phone insurance)
Dammit, if only the Freedom Flex offered no foreign exchange fees it would have been no-brainer. Now it involves compromises. Any suggestions?
Also, do any Capital One cards fulfill the conditions above?
Will the Freedom Flex come with a sign on bonus?
Cannot afford to meet the spending requirements for a bonus from a premium card so that is out of the question. Now that we got that out of the way:
a) Annual spend on potential card about $7K
a2): Wants single card for all spend (no multiple cards so 1 size fits all scenario)
b) Wants a cash back or rewards that also generates a cash equivalent
c) No annual fee
d) Phone insurance is good
e) Makes one foreign trip a year so not having foreign exchange fees is a plus
f)Trip cancellation insurance is good
g) Damage and theft insurance is desirable
i) Car rental insurance would be nice but not essential
The shortlist so far is:
1) Chase Freedom Flex (checks all the boxes with the only exception that it has a 3% foreign exchange fee)
2) BOA Cash Rewards (for the higher rate of earnings based on the second tier but it may only offer cash rebates and not the other features)
3) Citi Double Cash (2% earnings but it may not offer features)
4) Costco Anytime Visa (seems to check most boxes but may not offer trip cancellation insurance, and does not offer phone insurance)
Dammit, if only the Freedom Flex offered no foreign exchange fees it would have been no-brainer. Now it involves compromises. Any suggestions?
Also, do any Capital One cards fulfill the conditions above?
Will the Freedom Flex come with a sign on bonus?
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>>>If you travel and know the tricks about redeeming points for airline tickets, then this is kind of a game changer.
Care to elaborate?