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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
961,455 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
961,455 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Dec 2008
Divided states of America
> bubble2 4,911 Posts
236 Reputation
inquisitive
04-23-2020 at 03:26 PM.
04-23-2020 at 03:26 PM.
i have had this card for several years. what is in it for me? Big Grin
Reply
Joined Dec 2010
L5: Journeyman
> bubble2 937 Posts
354 Reputation
nomar116
04-29-2020 at 12:53 PM.
04-29-2020 at 12:53 PM.
What!? How is this a deal!? This card has been 2% cash back for years

Offering 18 mo 0% APR on BT WITH a 3% fee is not a deal.
Reply
Joined Nov 2018
New User
> bubble2 9 Posts
10 Reputation
Trana630
05-03-2020 at 12:06 AM.
05-03-2020 at 12:06 AM.
A genuine question. I'm an international student with debt in US. I have 2 years of credit history with a decent credit score. Is it possible to transfer partial student debt balance transfer? If yes, what would be the procedure. Thanks
Reply
Joined Jul 2010
L10: Grand Master
> bubble2 6,215 Posts
388 Reputation
vo_danh
05-05-2020 at 12:28 PM.
05-05-2020 at 12:28 PM.
I just found out the other day :

1) It has international transaction fees when you're traveling abroad, they charged me $350 out of no where for it a month after my trip.
2) The auto pay system is broken when you try to set it to pay a set amount, paid in 2 split payments twice a month. I'd set it to an amount and 2 split payments. It keeps paying the full amount. It's done it twice now.

Again this card has ZERO protections and benefits anymore. I have abandoned the card after the last payment.
Reply
Joined Mar 2017
New User
> bubble2 16 Posts
10 Reputation
tarnisheduser8
05-12-2020 at 03:42 PM.
05-12-2020 at 03:42 PM.
Quote from Knightshade :
Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.

Chase slate is discontinued
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
4,338 Reputation
Knightshade
05-13-2020 at 06:28 PM.
05-13-2020 at 06:28 PM.
Quote from tarnisheduser8 :
Chase slate is discontinued

Yes, but it wasn't back 7 months ago when I posted the thing you are replying to now.
Reply
Joined Nov 2011
L3: Novice
> bubble2 108 Posts
17 Reputation
x4nd3r05
06-10-2020 at 04:33 PM.
06-10-2020 at 04:33 PM.
Reached to Citi today and asked about extended warranty benefit. The double cash card no longer provides extended warranty. However the Costco Citi card still has the extended warranty benefit
Reply

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Joined Jan 2016
L2: Beginner
> bubble2 52 Posts
18 Reputation
jsctvs
06-10-2020 at 10:50 PM.
06-10-2020 at 10:50 PM.
Fair warning - If you try to cancel this card they will take away your 2% cash back. They told me they would apply my remaining 2% to my final bill and then kept the money - It took months of fighting and several letters to get my money back from them.

When you call the 800 phone number you will be speaking to a foreign country 100% of the time. You will be dealing with people that speak English but don't understand it. If you are lucky you can resolve your issues in less than an hour. This company could care less about American Jobs its all about the profit and sticking it to you if you try to leave them.

Alliant Visa gives me 3% back my first year - Good Luck
Reply
Joined May 2014
L4: Apprentice
> bubble2 424 Posts
34 Reputation
oSnapMillerTime
06-11-2020 at 06:42 AM.
06-11-2020 at 06:42 AM.
This is my heavy hitter card. Whenever purchases with other cards dont give me at least 3-5% back, I use this one, which is a lot. Cash back.
Reply
Joined May 2014
L4: Apprentice
> bubble2 424 Posts
34 Reputation
oSnapMillerTime
06-11-2020 at 06:43 AM.
06-11-2020 at 06:43 AM.
Quote from ElvisIsNOTAlive :
Can anybody having the Citi Double Cash Card confirm that you can still generate Virtual Account Numbers?

You can but the desktop app is a bit ghetto. It uses flash I believe and most computer systems are starting to block flash. You can still do it via browser.
Reply
Joined May 2014
L4: Apprentice
> bubble2 424 Posts
34 Reputation
oSnapMillerTime
06-11-2020 at 06:45 AM.
06-11-2020 at 06:45 AM.
Quote from Trana630 :
A genuine question. I'm an international student with debt in US. I have 2 years of credit history with a decent credit score. Is it possible to transfer partial student debt balance transfer? If yes, what would be the procedure. Thanks

Don't bother with CITI. I would go for Discover card. They still offer great balance transfer options. CITI has cut this benefit esp now with the COVID-19.
Reply
Joined May 2014
L4: Apprentice
> bubble2 424 Posts
34 Reputation
oSnapMillerTime
06-11-2020 at 06:47 AM.
06-11-2020 at 06:47 AM.
Quote from vo_danh :
I just found out the other day :

1) It has international transaction fees when you're traveling abroad, they charged me $350 out of no where for it a month after my trip.
2) The auto pay system is broken when you try to set it to pay a set amount, paid in 2 split payments twice a month. I'd set it to an amount and 2 split payments. It keeps paying the full amount. It's done it twice now.

Again this card has ZERO protections and benefits anymore. I have abandoned the card after the last payment.

Oh yeah definitely this is NOT a travel card. Benefits suck. No Protections other than fraud. Just 2% cash back is all you're getting with this card.
Reply
Joined Feb 2006
Jedi Engineer
> bubble2 4,892 Posts
769 Reputation
Azrael_the_Cat
06-11-2020 at 07:53 AM.
06-11-2020 at 07:53 AM.
Quote from Knightshade :
Yes, it has. A $100 signup bonus has been offered on the card on and off going back at least 2 years... sometimes it's in-branch only, sometimes it's available online as well.







This is also incorrect.

Fidelity for example offers a 2% CB card-
https://www.fidelity.com/cash-man...ature-card [fidelity.com]


There's also a way to get 2.25% on everything via BoA but requires the highest status tier with them.


There's even one that offers 2.5%, though after the first year they charge an annual fee so it's not worth keeping past that unless you don't travel and spend a lot on non-category stuff.


And of course for those who DO travel the non-category cards that earn 1.5x chase UR or 2x Amex MR are likely better deals than a 2% CB card.
can you elaborate on BofA 2.25%. cash back card is 1%, highest advertised tier bonus is 75% for 1.75%. What am I missing?
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,333 Posts
4,338 Reputation
Knightshade
06-11-2020 at 09:03 AM.
06-11-2020 at 09:03 AM.
Quote from gallymimus :
can you elaborate on BofA 2.25%. cash back card is 1%, highest advertised tier bonus is 75% for 1.75%. What am I missing?

Highest cash back from BoA in non-category is actually 2.625%, with tier 3 status and their Premium Reward card (which they pay you $4 a year to have if you can actually get value out of the $99 annual airline credit)

it's 1.5% normally, with 75% bonus, so 2.625%. Tier 2 would get you 2.25.

Also their no-AF travel card earns the same, but those points are only good as 1 cent cash when used to pay off travel charges.


For those who travel much, if any of that is better or worst than getting 1.5x UR or 2x MR from Chase and Amex cards will be determined by amount and type of travel and how many points you've already got banked I suppose.... The BoA 2.625% beats both if you are just redeeming the UR/MR for minimum value via things like the Chase Portal or Amex portal (or Schwab 1.25x cash loophole).... but probably falls behind for point transfer redemptions to Hyatt or at least some airlines.
Reply

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Joined Feb 2006
Jedi Engineer
> bubble2 4,892 Posts
769 Reputation
Azrael_the_Cat
06-11-2020 at 09:24 AM.
06-11-2020 at 09:24 AM.
Quote from Knightshade :
Highest cash back from BoA in non-category is actually 2.625%, with tier 3 status and their Premium Reward card (which they pay you $4 a year to have if you can actually get value out of the $99 annual airline credit)

it's 1.5% normally, with 75% bonus, so 2.625%. Tier 2 would get you 2.25.

Also their no-AF travel card earns the same, but those points are only good as 1 cent cash when used to pay off travel charges.


For those who travel much, if any of that is better or worst than getting 1.5x UR or 2x MR from Chase and Amex cards will be determined by amount and type of travel and how many points you've already got banked I suppose.... The BoA 2.625% beats both if you are just redeeming the UR/MR for minimum value via things like the Chase Portal or Amex portal (or Schwab 1.25x cash loophole).... but probably falls behind for point transfer redemptions to Hyatt or at least some airlines.
Thanks, I didn't know about that card. I am gonna grab one.
Reply
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