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Citi® Double Cash Card: Balance Transfers Expired

0% Intro APR
for 18 Months
+196 Deal Score
991,482 Views
Update: This credit card offer is available again.

Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay. The annual fee is $0.

Thanks to Slickdeals Staff Member Jess96 for posting this deal.

Card Details:

Slickdeals may be compensated by Citi.

Original Post

Written by
Edited August 11, 2022 at 08:03 AM by
Citi® is offering the Citi® Double Cash Card, which has an Intro APR Period of 18 months on Balance Transfers. Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.

Card Features:


Slickdeals may be compensated by Citi.
Created 11-05-2019 at 11:31 AM by Jess96
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Deal
Score
+196
991,482 Views
0% Intro APR
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Always need to consider the transfer fee for balances transfers, and should be included in this post.

"There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater."
EDIT FROM MAY 2021-- THIS POST IS TWO YEARS OLD. THE CARD IT MENTIONS IS NO LONGER AVAILABLE TO BE OPENED.

PLEASE STOP REPLYING TO A TWO YEAR OLD POST WONDERING WHY YOU CAN NOT FIND THIS SPECIFIC CARD/DEAL ANYMORE.

(above added after like the 6th person in a year necroed this discussion to reply to this post- original post from 2019 below)

Chase Slate is only 15 months but 0% balance transfer fee.

The slate itself sucks as a card to actually use for anything other than the BT, but if you're mainly concerned about the BT, and the 3 extra months won't kill you, it saves you 3% of however much you're transferring over this... plus once you're done with the BT you can product change it into a genuinely useful card like a Freedom or something.
After years of being on airline miles cards I switched to this card. I am very happy with it. Airline miles are worth an average of 1.3 cents per dollar spent these days. This card is worth 2 cents per dollar to me as a shopper. It takes VERY little effort to redeem the 2% cash back. I enjoy the value and simplicity of this card. I find the citi web site and mobile app to be stronger than alternative bank sites and apps. I don't have the time or desire to manage multiple cards.

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Joined Sep 2010
L4: Apprentice
> bubble2 499 Posts
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hotshelby89
11-29-2020 at 11:19 AM.
11-29-2020 at 11:19 AM.
Does this card allow you to create virtual credit card number and then use that number manually? (IE. not automated wallet/token process where you don't see the number).

I used to have this at Bank of America "Shop Safe" and found it extremely beneficial. But they ended it for incomprehensible reason.

Anyway, I've tried to investigate whether it's available at below links, but if the information is there, it's well hidden, I can't find it.

https://www.cardbenefits.citi.com...nt-Numbers

https://www.citi.com/credit-cards/home
Reply
Joined Jul 2005
L4: Apprentice
> bubble2 417 Posts
247 Reputation
Space
11-29-2020 at 12:03 PM.
11-29-2020 at 12:03 PM.
Quote from hotshelby89 View quoted comment :
Does this card allow you to create virtual credit card number and then use that number manually? (IE. not automated wallet/token process where you don't see the number).
...
I don't have this card, but I understand that it does have the Virtual Account Number (VAN) feature. I have another Citi card that does have this feature.

Currently you can generate a number using the web app (no native app for windows/Mac or mobile currently).

Yes, they give you a new credit card number for each VAN which also includes a new expiration date (up to 12 months from the current date) and a new 3-digit CCV.

You can specify a maximum amount that can be charged to the VAN and once someone charges to that VAN, they are the only one that can charge to that VAN again, so it is locked to that one vendor.

I use VANs all the time and have had no problem using them on-line or on the phone. The only time you can't use them is for in-person purchase where you need to present your physical card.

I have several apps for fast food places on my phone (McDonalds, White Castle, etc) and I use a separate VAN for each. Each card is limited to just that vendor and has a low limit. Once I start to reach that limit, I can simply "edit" the VAN to up the limit.

So I am protected from others getting my VANs and using them to charge to other vendors, and if they try to charge to the same vendor, they will be limited to the value I specified on the card.

Of course, if you have charges on your account that you did not make (even with VANs), you can always call Citi and have it removed, but that can be a hassle. Without VANs you'd also have to get a new card since your primary number was stolen. With VANs you can just close out the VAN with the app and you're done.
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Joined Sep 2010
L4: Apprentice
> bubble2 499 Posts
128 Reputation
hotshelby89
11-29-2020 at 03:56 PM.
11-29-2020 at 03:56 PM.
Thanks, I really missed that functionality this Black Friday weekend. I'm going to give this Citi card a try because of that feature.
Reply
Joined Jan 2015
L2: Beginner
> bubble2 65 Posts
22 Reputation
skirt
11-29-2020 at 08:36 PM.
11-29-2020 at 08:36 PM.
Alright those in the know.... I'm trying to establish my kids credit who just turned 18. They opened up a discover card, & they pay off every month. It's been 6 months now. Is that long enough to open up a card like this? Thanks!
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Joined Jul 2005
L4: Apprentice
> bubble2 417 Posts
247 Reputation
Space
11-29-2020 at 10:06 PM.
11-29-2020 at 10:06 PM.
You have to have a CC for 3 to 6 months before a credit score is calculated. I don't know what this card requires though.

https://www.experian.com/blogs/as...ld-credit/
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Joined Oct 2012
L2: Beginner
> bubble2 47 Posts
14 Reputation
jerzeydude
12-01-2020 at 06:38 AM.
12-01-2020 at 06:38 AM.
This is the worst bank ever. They issue very less credit limit
Reply
Joined Mar 2006
L10: Grand Master
> bubble2 6,912 Posts
572 Reputation
iwheela
12-01-2020 at 08:32 PM.
12-01-2020 at 08:32 PM.
Kind of a strange thread since it's quite old but yet still going, and then recent financial disagreements haha! Is this the or one of the best cashback cards out there right now? I was hoping for a decent cash sign up bonus (I think there's a $200 one going now) but a $500 one expired a month or so ago. I pay off each month and use exclusively for home bills and some large legal fees. ($2500 this month alone) Just trying to find best cash rewards/back card.
iwheela
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Joined Dec 2020
New User
> bubble2 1 Posts
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NeatMitten1009
12-01-2020 at 08:49 PM.
12-01-2020 at 08:49 PM.
Kinda annoying to see this so highly rated. Fake votes maybe? Not a crazy deal or anything
Reply
Joined Mar 2006
L10: Grand Master
> bubble2 6,912 Posts
572 Reputation
iwheela
12-02-2020 at 01:54 PM.
12-02-2020 at 01:54 PM.
Quote from NeatMitten1009 View quoted comment :
Kinda annoying to see this so highly rated. Fake votes maybe? Not a crazy deal or anything
People seem to like it that's for sure. Any other suggestions for a better cash rewards card?
iwheela
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Joined Jun 2013
Been here a while...
> bubble2 2,125 Posts
236 Reputation
VandelayImports
12-03-2020 at 06:22 AM.
12-03-2020 at 06:22 AM.
Fyi citi isn't worth it! Only got this basically to have them protect me for the inevitable times you deal with merchants that won't treat you right etc. I've paid the card off ahead of time, in full, every month for about 4 years and I had one of those times recently. I ordered ~$500 in live lobster and tails for valentines and was sent crushed lobster and tails that were partly thawed and going bad. What should've been an absolute open and shut dispute recently became an fiasco. Since Feb I've dealt with this, calling in and faxing responses etc, literally has taken ~6 hours of my life to get hardly anywhere. Currently I've escalated things to their "corporate response team," and it's been just the same. They're basically still siding with the merchant's frivolous excuses and perpetuating it. I'm serious, go with another card company! As if there aren't a Pugh reasons to steer clear of Citi...

These were just a few things I found with a couple minute search. This is copied and pasted...


2018. Libor Scandal, Citibank in June 2018 reached a settlement with 42 U.S. states to pay a $100 million fine due to societary informative on over-night market-evaluations of the London Inter-bank Offered Rate.

2017 Citibank $37 million dollars was accredited for laundered KBG related Funds.

2015 Citibank $770 million in relief to borrowers for illegal credit card practices.

2011 Citibank $285 million in SEC fraud penalties for betting against risky-mortgage investments that it sold to its clients.

Many believe that Charles Mitchell and Citibank's illegal practices were the prime cause of the stock market crash of 1929. Which brings us up to the minute funding and as they say "cooking of the books" on the Dakota Access Pipeline destroying the land of many indigenous people and trampling their rights.

Go with another bank.
1
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Joined Feb 2015
New User
> bubble2 12 Posts
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spelrod
12-03-2020 at 07:40 AM.
12-03-2020 at 07:40 AM.
Quote from Space View quoted comment :
You can redeem/request your cash reward only once you have accumulated $50 worth. You can have it direct deposited to a bank account or they can send you a check. There is no option to have it credited to your credit card account.

Neither of these statements are true. The minimum redemption is $25, not $50. And you CAN redeem as a statement credit.
Reply
Joined Jul 2005
L4: Apprentice
> bubble2 417 Posts
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Space
12-03-2020 at 07:56 AM.
12-03-2020 at 07:56 AM.
Quote from spelrod View quoted comment :
Neither of these statements are true. The minimum redemption is $25, not $50. And you CAN redeem as a statement credit.
I just did a redemption and it was $50 minimum and no statement credit.
Reply
Joined Feb 2015
New User
> bubble2 12 Posts
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spelrod
12-04-2020 at 12:50 PM.
12-04-2020 at 12:50 PM.
Quote from Space View quoted comment :
I just did a redemption and it was $50 minimum and no statement credit.
Weird. Here's a screenshot from my card login.

https://i.imgur.com/icH0L8W.png
Reply
Last edited by spelrod December 4, 2020 at 12:59 PM.
Joined Jul 2005
L4: Apprentice
> bubble2 417 Posts
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Space
12-04-2020 at 04:14 PM.
12-04-2020 at 04:14 PM.
Quote from spelrod View quoted comment :
Weird. Here's a screenshot from my card login.

https://i.imgur.com/icH0L8W.png
Must be different redemption options for different accounts for some reason. I have the Dividend Card, not the Double Cash Card, but I don't know if that's the reason for the different options.
1
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Joined Nov 2013
L1: Learner
> bubble2 21 Posts
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GanesanN
12-04-2020 at 08:07 PM.
12-04-2020 at 08:07 PM.
Quote from JenT4685 View quoted comment :
Isn't that only for vets/service members?

Is it only by invite, can we become a member if we are not a veteran?
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