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Chase Checking & Savings $900 Bonus Offer
I'm not sure if this was targeted or not. It was an offer under my Marriott Chase credit card account. You get $900 cash back when you open a checking and savings account through the link. Sure the interest rates are crap...but once you get your $900 after 3 months, you can close accounts and move elsewhere. Seems like a killer deal...unless I'm missing something? https://accounts.chase.
"To receive the $300 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Chase Quickpay® with Zelle®) are not considered a direct deposit. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 10 business days. To receive the $200 savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 20 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 10 business days. To receive the extra $400 bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new checking account within 10 business days."
Setup a direct deposit of $500 a month or have a balance of over $1500 to avoid fees on checking. And maintain balance of over $300 on savings to avoid fees.
"To receive the $300 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Chase Quickpay® with Zelle®) are not considered a direct deposit. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 10 business days. To receive the $200 savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 20 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 10 business days. To receive the extra $400 bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new checking account within 10 business days."
Setup a direct deposit of $500 a month or have a balance of over $1500 to avoid fees on checking. And maintain balance of over $300 on savings to avoid fees.
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Transferred from my credit union account to fund the new account
I believe it depends on the originating bank. In my case I used credit union, that seemed to have worked.
Unless you do wire transfer (instantly and usually cost money), all bank to bank transaction is ACH.
Happy Holidays
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It's also why some companies aren't doing the promos as much as they used to, or are offering smaller rewards than they used to. This applies to chase, amex, you name it.
We all cycle the cards we use for those 5% categories, but if you pay on time, and don't otherwise use the cards, you're a loss for the company. Tack on signup promos, and they regret the day they ever approved your application. And these companies aren't just waiting to deny your next application, many have already started terminating existing accounts, if they see a pattern of you signing up and cancelling, or holding 10 of their credit cards or accounts.
So, although this may not be popular vote, and if I were a politician I would have just ruined my career, please slickdeal responsibly and ethically. Don't overdo it, and ruin it for the rest of us that actually play by the rules. We've already suffered with less categories, lower percentage promos, lower signup bonuses, etc. At the end of the day these companies are in the business to make money. And if they lose it on certain customers, they have to make it up on the others. Not unlike how Cable TV rates have jumped more than 50% in the last 5 years alone, to compensate for the massive cord cutting movement. (The irony that they're essentially all starting their own streaming services, which are the staple of the cord cutting movement. And now the streaming rates are approaching cable TV level pricing. Even more if you consider than many subscribe to more than 1 service) It's either make it up elsewhere, or go bankrupt once there's a bad year, as there's less of a buffer. Not unlike how drug companies have gone bankrupt in recent years, to due excessive lawsuit settlements, and price limits in other countries, which raises prices in the USA, as we have no price caps. It's simply always a question of which customers will suffer, and which ones will unfairly benefit.
Hopefully you knew well enough to use one of your spam gmail addresses. And, not one that you use for personal correspondences or daily use from reputable websites. If not, this would be the perfect time to create some for future use. Possibly even designating this one as the spam address, and adding a number or letter to your existing one, to make a new personal correspondence email address (speaking from 25yrs experience of using internet emails. While young, I foolishly posted my email addresses publicly online, which I was always forced to abandon as time had passed)
At worst, you'll be targeted by sophisticated spammers, whom will spoof Chase's email address in the header, as well as provide authentic looking emails w/ all the correct images. The only difference will be that the link address will either be hilariously different (if they don't disable the menu/address bars from displaying. Or, it'll be off slightly, and look genuine at first glance.) If they're good enough to social hack logins from large corporations and government employees, they're good enough to fool you with a realistic banking email, which is ripe for the picking with high valued information that will then be resold on the dark web. Or use it to get into your real accounts after planting malware, reading your clipboard, placing hidden address/info fields so that the browser automatically submits it, you name it. This is a business and livelihood for them, just as you go to work daily for your job.
Lesson learned.
Thank You!!!
ACH from TD Ameritrade and got $300 3 days later
This product isn't available in your region. (Hawaii)
Oh well, thanks OP for the code anyway. Nice try!
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