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Chase Checking & Savings $900 Bonus Offer

+158 Deal Score
117,541 Views
I'm not sure if this was targeted or not. It was an offer under my Marriott Chase credit card account. You get $900 cash back when you open a checking and savings account through the link. Sure the interest rates are crap...but once you get your $900 after 3 months, you can close accounts and move elsewhere. Seems like a killer deal...unless I'm missing something? https://accounts.chase.com/consum...px=PT22272

"To receive the $300 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Chase Quickpay® with Zelle®) are not considered a direct deposit. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 10 business days. To receive the $200 savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 20 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 10 business days. To receive the extra $400 bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new checking account within 10 business days."

Setup a direct deposit of $500 a month or have a balance of over $1500 to avoid fees on checking. And maintain balance of over $300 on savings to avoid fees.
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+158
117,541 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Sep 2012
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> bubble2 153 Posts
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yuiui
12-27-2019 at 05:48 AM.
12-27-2019 at 05:48 AM.
Anyong gotten the bonus for savings yet? I parked 15k into the chase savings on the 16th and still nothing yet.
Reply
Joined Jul 2011
L3: Novice
> bubble2 296 Posts
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destination4DEB
12-27-2019 at 06:05 AM.
12-27-2019 at 06:05 AM.
Quote from danicole :
I was able to use this offer a couple weeks ago at my local branch (thanks OP!). I received a folder with printouts for each offer ($300 new checking, $200 new savings, $400 extra bonus) outlining all the details to get each of the bonuses. For the checking bonus only, it states "you can receive only one new checking account opening related bonus every two years from the last enrollment date...". I believe I did a checking bonus offer less than two years ago but I closed it and I can't recall the exact date. Would Chase have automatically declined me at the point I signed up again if I am disqualified from the checking bonus or will I go through all the steps first, only to find out they won't give me the $300?

Unfortunately they won't decline at the time of opening the account but they won't give the credit later on.
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Joined Dec 2014
L2: Beginner
> bubble2 45 Posts
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myvoip
12-27-2019 at 06:13 AM.
12-27-2019 at 06:13 AM.
Quote from jordanz12 :
All caught up on PM's again. Thanks to the few of you that offered me something in return!!! There still are some good folk on SD Smilie

Repped you. Thank you for great help!
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
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cgigate
12-27-2019 at 06:17 AM.
12-27-2019 at 06:17 AM.
Quote from Trogdor469 :
Is there a fee transferring from TD Ameritrade? My bank wants to charge $50 to make a transfer.

ACH is free ...
"Wire" transfer needs pay fee
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Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
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cgigate
12-27-2019 at 06:24 AM.
12-27-2019 at 06:24 AM.
Quote from yuiui :
Anyong gotten the bonus for savings yet? I parked 15k into the chase savings on the 16th and still nothing yet.

You need wait after 90 days after meeting all requirements for saving account
Reply
Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
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cgigate
12-27-2019 at 06:25 AM.
12-27-2019 at 06:25 AM.
Quote from danicole :
I was able to use this offer a couple weeks ago at my local branch (thanks OP, repped). I received a folder with printouts for each offer ($300 new checking, $200 new savings, $400 extra bonus) outlining all the details to get each of the bonuses. For the checking bonus only, it states "you can receive only one new checking account opening related bonus every two years from the last enrollment date...". I believe I did a checking bonus offer less than two years ago but I closed it and I can't recall the exact date. Would Chase have automatically declined me at the point I signed up again if I am disqualified from the checking bonus or will I go through all the steps first, only to find out they won't give me the $300?

I got checking account bonus few days ago...I had a chase checking account half year ago...
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Joined Nov 2013
L3: Novice
> bubble2 162 Posts
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hydman
12-27-2019 at 06:51 AM.
12-27-2019 at 06:51 AM.
Quote from cgigate :
ACH from TD Ameritrade and got $300 3 days later
Many thanks!
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Joined Nov 2019
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EagerShow203
12-27-2019 at 07:42 AM.
12-27-2019 at 07:42 AM.
Hey Jordan, can you please send me the code to [email protected]
Thanks in advance
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Joined Nov 2010
L2: Beginner
> bubble2 68 Posts
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webrob
12-27-2019 at 08:33 AM.
12-27-2019 at 08:33 AM.
Got the code...thanks OP!
Reply
Joined Nov 2011
L2: Beginner
> bubble2 80 Posts
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Yumikogirl
12-27-2019 at 08:50 AM.
12-27-2019 at 08:50 AM.
I don't know if its the same case for OP, but seems like Chase just disabled the email function for this offer, so it can no longer be shared.
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Joined May 2008
L5: Journeyman
> bubble2 719 Posts
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Dealicker
12-27-2019 at 08:52 AM.
12-27-2019 at 08:52 AM.
Quote from cgigate :
You need wait after 90 days after meeting all requirements for saving account

Might be a dumb question here. So is ach transfer bill pay or internal transfer? Try to understand correctly before I make a move. In the past I added the external bank from chase then request the money. Try to avoid changing my direct deposit if I don't have to. Thanks
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Joined Jan 2007
L10: Grand Master
> bubble2 28,289 Posts
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cgigate
12-27-2019 at 09:05 AM.
12-27-2019 at 09:05 AM.
Quote from Dealicker :
Might be a dumb question here. So is ach transfer bill pay or internal transfer? Try to understand correctly before I make a move. In the past I added the external bank from chase then request the money. Try to avoid changing my direct deposit if I don't have to. Thanks
It has to be "new money", it cannot be internal transfer.
the saving account money has to be directly from external account , or you won't be qualified
Reply
Joined Mar 2007
L7: Teacher
> bubble2 2,706 Posts
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tannersarms
12-27-2019 at 09:12 AM.
12-27-2019 at 09:12 AM.
Quote from cgigate :
It has to be "new money", it cannot be internal transfer.
the saving account money has to be directly from external account , or you won't be qualified
But I can be an existing Chase customer putting in that new money from, for example, a Citi or a BoA account, and still qualify for all of the bonuses?
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Joined Nov 2011
L2: Beginner
> bubble2 80 Posts
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Yumikogirl
12-27-2019 at 09:19 AM.
12-27-2019 at 09:19 AM.
Quote from tannersarms :
But I can be an existing Chase customer putting in that new money from, for example, a Citi or a BoA account, and still qualify for all of the bonuses?
No, you have to be a new checking/saving account holder.
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Joined May 2008
L5: Journeyman
> bubble2 719 Posts
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Dealicker
12-27-2019 at 09:20 AM.
12-27-2019 at 09:20 AM.
Quote from cgigate :
It has to be "new money", it cannot be internal transfer.
the saving account money has to be directly from external account , or you won't be qualified

My bad I didn't clarify, I meant to ask the checking direct deposit. Can you explain how the ach transfer works? Is that like bill pay I setup the pay account at a different bank then pay the chase checking hoping to trigger as direct deposit?
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