I'm not sure if this was targeted or not. It was an offer under my Marriott Chase credit card account. You get $900 cash back when you open a checking and savings account through the link. Sure the interest rates are crap...but once you get your $900 after 3 months, you can close accounts and move elsewhere. Seems like a killer deal...unless I'm missing something?
https://accounts.chase.com/consum...px=PT22272
"To receive the $300 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval; AND 2) Have your direct deposit made to this account within 90 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Chase Quickpay® with Zelle®) are not considered a direct deposit. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 10 business days. To receive the $200 savings bonus: 1) Open a new Chase SavingsSM account, which is subject to approval; 2) Deposit a total of $15,000 or more in new money into the new savings account within 20 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by you at Chase or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 10 business days. To receive the extra $400 bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the checking bonus and savings bonus. After you have completed all requirements, we will deposit the remaining bonus due in your new checking account within 10 business days."
Setup a direct deposit of $500 a month or have a balance of over $1500 to avoid fees on checking. And maintain balance of over $300 on savings to avoid fees.
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That's the standard offer that's been running for months. I used it and ended up DQing myself from this one.
We went into the Chase branch today to try to get the offer, but they were reluctant to give it even though we had a code that used to be valid a few weeks ago but today failed to work online. Fortunately, because we've had a lot of Chase cards for a long time, the Chase rep did give us the offer.
As others have pointed out, opening these accounts in person is typically more time consuming than doing it online. It took about 1.5 hours in our case.
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If you trading a code that OP shared with you via your email don't forget to give him his share. He took lot of efforts to go through thread and messages everyday to share this offer.
You don't know if the code works or not until you get to the final step, which also invalid the code.
I would love to get a pm. Thanks!
I'm wondering if it would just be easier to go for the Heritage or Orion checking deals that are 3% interest with $25k deposit. I have $30k to deposit whichever route I go, so i could go through the hoops to get the Chase $900 cashback in a few months and no interest really...or open the Heritage or Orion checking and get $900 within a year...hoping the interest rates don't drop too much.
Why the heck are there checking account deals with better interest than savings?
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