Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Missed This Deal? Get alerts when similar deals are posted.
expired
expired
Greenworld123 1.4M Views
Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
Visit Retailer
Good Deal?
9,847Comments
Save
Share
Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

Community Voting

Deal Score
+226
Good Deal
Visit Retailer

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

9.8K Comments

Sign up for a Slickdeals account to remove this ad.

Jan 17, 2020 3:40 AM
2.1K Comments
Joined Feb 2008
coolkatz321Jan 17, 2020 3:40 AM
2.1K Comments
Quote from w3bCraw1er View quoted comment :
What is Cash Call?
One of those crazy, cut throat mortgage lenders. They're insanely aggressive but the rates are great. I used them to match Better with no issues.
Jan 17, 2020 5:14 AM
10 Comments
Joined Nov 2007
smakurJan 17, 2020 5:14 AM
10 Comments
Quote from cetechdude View quoted comment :
Question for you guys. I found a lender who quoted me 3.125% no points on a 15 year fixed, but they did have origination fees that equaled about 1000.00.
Better will match the offer, but they are trying to match the fees by charging me points to equal the lender origination fees. Should that be the case or should they be able to match without charging points?
Really depends on the lending concierge you get. Mine dropped the rate by 3/8ths and also matched the closing costs - however, they matched the lender controlled costs (not taxes/ recording). Since better does not have appraisal fee (for Amex offers), they either reduce the credit by the appraisal amount or add points so that you are matched.
2 of my friends went through this process before me - both of them ended up getting the same concierge (Alyssa Crittenden) and were very happy.
So, when my application went through, I specifically called them up and asked to be transferred to this concierge - she was able to transfer the application to her and just locked in the rate today after she matched two of my offers.
Hoping the rest of the process is smooth as well.
Jan 17, 2020 5:49 AM
76 Comments
Joined Oct 2008
NiteshadeJan 17, 2020 5:49 AM
76 Comments
Do you guys think it's possible to get this deal without already having an American Express card?

Could you apply for say, an AMEX Platinum today and try this deal in a week or so when you get the card?
Jan 17, 2020 7:05 AM
644 Comments
Joined Aug 2005
stbzerJan 17, 2020 7:05 AM
644 Comments
I didn't see anyone mention this yet: Only personal Amex cards (not business) are eligible for the bonus.
Jan 17, 2020 2:45 PM
315 Comments
Joined Jul 2007
AznsensationJan 17, 2020 2:45 PM
315 Comments
How do I know if I am eligible for this promotion? I have Amex blue cash rewards personal card. I contacted Amex via chat and they have no clue
Jan 17, 2020 4:25 PM
207 Comments
Joined Sep 2009
Oliade677Jan 17, 2020 4:25 PM
207 Comments
Quote from x0lliex View quoted comment :
I would confirm with them you are in the Amex deal as I don't think there is a refund for the appraisal fee, it is simply not charged at all and should not even show on the estimate (mine shows no appraisal fee).
The representative that assisted me with this initial step told me that I would be refunded in 7 days. I also confirmed with her that I would be receiving the $2,500 statement credit to my American Express account. Hopefully both things prove to be true.
Original Poster
Jan 17, 2020 8:06 PM
2.7K Comments
Joined May 2014
Greenworld123
Original Poster
Jan 17, 2020 8:06 PM
2.7K Comments
Quote from imsat View quoted comment :
Anyone received Credit so far from Better.com? It says 8-12 weeks but, just want to confirm:

"The statement credit will be applied 8-12 weeks after your mortgage closes"
I received the credit a week after closing.

Sign up for a Slickdeals account to remove this ad.

Original Poster
Jan 17, 2020 8:07 PM
2.7K Comments
Joined May 2014
Greenworld123
Original Poster
Jan 17, 2020 8:07 PM
2.7K Comments
Quote from coolkatz321 View quoted comment :
They waive the fee. Appraiser came out for the house we're buying.
Depends on situation. Mine was waived, and no inspector ever came out.
Jan 17, 2020 8:08 PM
6.7K Comments
Joined Dec 2010
blukingJan 17, 2020 8:08 PM
6.7K Comments
Quote from Greenworld123 View quoted comment :
I received the credit a week after closing.
do you get the credit regardless of how much your closing fees are? like if it was only 1k would i still get the 2500 credit?
Original Poster
Jan 17, 2020 8:11 PM
2.7K Comments
Joined May 2014
Greenworld123
Original Poster
Jan 17, 2020 8:11 PM
2.7K Comments
Quote from bluking View quoted comment :
do you get the credit regardless of how much your closing fees are? like if it was only 1k would i still get the 2500 credit?
Correct, the $2,500 from amex is independent.
Jan 17, 2020 8:55 PM
2.1K Comments
Joined Feb 2008
coolkatz321Jan 17, 2020 8:55 PM
2.1K Comments
Out of curiosity--those who closed (mine is in a few weeks), who did your loan end up getting sold to?
Original Poster
Jan 17, 2020 9:32 PM
2.7K Comments
Joined May 2014
Greenworld123
Original Poster
Jan 17, 2020 9:32 PM
2.7K Comments
Quote from coolkatz321 View quoted comment :
Out of curiosity--those who closed (mine is in a few weeks), who did your loan end up getting sold to?
Fannie Mae. Does it matter who owns your mortgage or services it?

Before making first payment to first servicer (the
money source) it was sold off.
Jan 17, 2020 11:00 PM
8 Comments
Joined Jan 2019
thingkingJan 17, 2020 11:00 PM
8 Comments
Quote from Niteshade View quoted comment :
Do you guys think it's possible to get this deal without already having an American Express card?

Could you apply for say, an AMEX Platinum today and try this deal in a week or so when you get the card?
I would also like to find out about this. I only have an Amex business card right now, no personal card. Can I apply for an Amex card today and be eligible for this deal?
Jan 17, 2020 11:30 PM
214 Comments
Joined May 2005
pkdan1Jan 17, 2020 11:30 PM
214 Comments
Here is the list of all eligible cards that qualify for the offer. (From better rep)

Sign up for a Slickdeals account to remove this ad.

Jan 18, 2020 1:39 AM
84 Comments
Joined Jan 2008
OasisNYKJan 18, 2020 1:39 AM
84 Comments
Huge rep for this. I am also refinancing and they are essentially paying the closing fees through the lender credit plus I get the AMEX $2,500 so I am getting paid to refi.

Cuts 8 years off my mortgage, saves me $100k in interest.

Join The Conversation

Share your experience with the Slickdeals community

Share information with the community. Please follow our Community Guidelines and be kind!

Related Searches

FinanceCredit CardsAmerican Express Giftcards