Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards
Visit RetailerGood Deal
Bad Deal
Save
Share
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
I locked a 15 year @ 3.125 with $3,559 in credits plus the $2,500 Amex credit. Loan was funded today.
I locked a 15 year @ 3.125 with $3,559 in credits plus the $2,500 Amex credit. Loan was funded today.
30 Year Fixed - 3.750% / 3.836% - $1,238 points/credits - $648 per month
I'm kind of confused by the $1238 points/credits. Is that saying I could pay that amount up front to get a lower percentage? Would that be refunded as well to the Amex card?
30 Year Fixed - 3.750% / 3.836% - $1,238 points/credits - $648 per month
I'm kind of confused by the $1238 points/credits. Is that saying I could pay that amount up front to get a lower percentage? Would that be refunded as well to the Amex card?
30 Year Fixed - 3.750% / 3.836% - $1,238 points/credits - $648 per month
I'm kind of confused by the $1238 points/credits. Is that saying I could pay that amount up front to get a lower percentage? Would that be refunded as well to the Amex card?
Sign up for a Slickdeals account to remove this ad.
Close Feb 1st, Got an email from TMS today, mortgage sold to Wells Fargo (not who I would pick but what can u do), checked Amex account and my $2500 bonus has posted.
I was not targeted for this, only went through the link.
I locked a 15 year @ 3.125 with $3,559 in credits plus the $2,500 Amex credit. Loan was funded today.
I closed on 2/13.
Loan amt: $213k
Rate: 3.125%
Credit $2100
Damn seems like you got a much better deal than mine.
I closed on 2/13.
Loan amt: $213k
Rate: 3.125%
Credit $2100
Damn seems like you got a much better deal than mine.
I wasn't happy about getting another credit inquiry and doing another application, but it is a small price to pay in the overall scheme of things.
I wasn't happy about getting another credit inquiry and doing another application, but it is a small price to pay in the overall scheme of things.
I locked a 15 year @ 3.125 with $3,559 in credits plus the $2,500 Amex credit. Loan was funded today.
I closed on 2/13.
Loan amt: $213k
Rate: 3.125%
Credit $2100
Damn seems like you got a much better deal than mine.
I went to Zillow and put in my info for a refinance. They show Sebonic giving 3.5% on a 30-year loan or 2.99% on a 15-year. Is this the info you give to Better and they match the percentage? Better showed me 30 Year Fixed - 3.50% / 3.614% - $1,750 points/credits (which again I'm not really sure what the credits portion means)
$185k purchase price of my home with an initial $148k mortgage that is down to about $140k balance and over 800 FICO score
Thanks
Sign up for a Slickdeals account to remove this ad.
I went to Zillow and put in my info for a refinance. They show Seasonic giving 3.5% on a 30-year loan or 2.99% on a 15-year. Is this the info you give to Better and they match the percentage? Better showed me 30 Year Fixed - 3.50% / 3.614% - $1,750 points/credits (which again I'm not really sure what the credits portion means)
$185k purchase price of my home with an initial $148k mortgage that is down to about $140k balance and over 800 FICO score
Thanks
For mine, i calculated 3.125% vs 2.9% i think.
In 15 years, 2.9% will save me abt $5k in interests but that is with assumption of no refinance in the future. Which is why i took the credit.
With the zillow stuff, I would recommend going to the lender and have then run your credits, ask them to give you an LE( Loan Estimate), then you can use the LE to go to better to ask for a price match.
Feel free to private message me if you need help.
Leave a Comment