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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

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American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Apr 02, 2020 11:26 PM
1,447 Posts
Joined Jul 2008
svinokotApr 02, 2020 11:26 PM
1,447 Posts
Quote from MrBean411 :
Just started my refinance application to look for 15 year rates and seeing 3.625 with no points. How are you guys locking such a low rate? FYI - 760+ credit score, and 60% value/loan ratio.
Rates change significantly every week nowadays. Every day even.
Apr 03, 2020 12:00 AM
1,003 Posts
Joined Nov 2013
sowhatwegetdrunkApr 03, 2020 12:00 AM
1,003 Posts
Quote from rwerns21 :
I was told by better you can do it again.
You have to wait at least 6 months if not better may not take your file. Thats what I was told.

No?
Apr 03, 2020 12:01 AM
7,508 Posts
Joined Sep 2008
DogAndPonyApr 03, 2020 12:01 AM
7,508 Posts
Are rates back up this week? Thought with people losing their jobs they wouldn't be focused on refinancing right now
Apr 03, 2020 12:27 AM
1,070 Posts
Joined Sep 2007
muss2k1Apr 03, 2020 12:27 AM
1,070 Posts
Quote from cheegee :
I read some comments saying 'better waived home appraisal'. Didnt realize that it meant the fees was waived and not the actual home appraisal. My bad.
our appraisal fee and actual appraisal is waived
Apr 03, 2020 12:47 AM
6,153 Posts
Joined Jun 2005
PhantasmXApr 03, 2020 12:47 AM
6,153 Posts
Quote from sowhatwegetdrunk :
You have to wait at least 6 months if not better may not take your file. Thats what I was told.

No?
Did your rep tell you that?
Apr 03, 2020 01:19 AM
2,507 Posts
Joined Mar 2008
isekiiApr 03, 2020 01:19 AM
2,507 Posts
Quote from muss2k1 :
our appraisal fee and actual appraisal is waived
Where are you located and how much equity do you have in your home ?
Apr 03, 2020 01:53 AM
1,070 Posts
Joined Sep 2007
muss2k1Apr 03, 2020 01:53 AM
1,070 Posts
Quote from isekii :
Where are you located and how much equity do you have in your home ?
house in NJ, 22% down

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Apr 03, 2020 01:54 AM
2,507 Posts
Joined Mar 2008
isekiiApr 03, 2020 01:54 AM
2,507 Posts
Quote from muss2k1 :
house in NJ, 22% down
Same I'm in nj did my closing 1st week of March and they made me do the appraisal.
Apr 03, 2020 09:13 AM
2,215 Posts
Joined Jun 2009
firefox15Apr 03, 2020 09:13 AM
2,215 Posts
I'm surprised so many of you have good reps at better. Mine is awful at responding to me and straight up said it is the luck of the draw if he responds to your email because of how busy they are
Apr 03, 2020 10:16 AM
345 Posts
Joined Jan 2009
bssurferApr 03, 2020 10:16 AM
345 Posts
Quote from firefox15 :
I'm surprised so many of you have good reps at better. Mine is awful at responding to me and straight up said it is the luck of the draw if he responds to your email because of how busy they are
Same here. I heard from mine once at the start and haven't gotten a response in a few weeks. Oh well. My local credit union seems to have better rates anyways.
Apr 03, 2020 12:49 PM
8,023 Posts
Joined Jul 2006
bigbearballsApr 03, 2020 12:49 PM
8,023 Posts
What are rates people are getting?
Apr 03, 2020 04:28 PM
72 Posts
Joined Sep 2013
ssrajdealsApr 03, 2020 04:28 PM
72 Posts
Quote from PhantasmX :
Did your rep tell you that?
Have same question. Did rep tell you have to wait 6 months
Apr 03, 2020 05:16 PM
68 Posts
Joined Dec 2007
jerseybenApr 03, 2020 05:16 PM
68 Posts
Quote from isekii :
Same I'm in nj did my closing 1st week of March and they made me do the appraisal.
There seems to be a lot of unnecessary confusion about the appraisal. I am also in NJ and I just closed yesterday with Better. This AMEX promo includes a waiver of the appraisal FEE only. You still have to have an appraisal done. Better simply pays the fee instead of the homeowner.
Apr 03, 2020 06:45 PM
264 Posts
Joined Oct 2007
vickyloveslifeApr 03, 2020 06:45 PM
264 Posts
What is best rate offering on better for 15 year refinancing and which rep to contact. Will appreciate the response.

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Apr 03, 2020 06:52 PM
1,568 Posts
Joined Nov 2012
tomeaineApr 03, 2020 06:52 PM
1,568 Posts
Quote from DogAndPony :
Are rates back up this week? Thought with people losing their jobs they wouldn't be focused on refinancing right now
Good site to follow the market
http://www.mortgagenewsdaily.com/...daily.aspx

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