Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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The $2,500 Credit Statement is provided 8-12 weeks from the date your loan has funded. As you approach Closing, there will be an activity added to your application to input the last 5 digits of your AMEX personal consumer card. We relay it to AMEX who confirms the card. The Credit Statement is provided onto that credit card within that time frame.
The Delta platinum card has a $250 yearly fee (was already charged) but comes with a free flight every year and a bonus for spending 3k so I felt it was worth it.
The amex card covered the appraisal cost as well I believe. My out of pocket expenses were pretty low. Also, if you get no points and no fees, you still pocket the $2500. It gets credited to your account.
The Delta platinum card has a $250 yearly fee (was already charged) but comes with a free flight every year and a bonus for spending 3k so I felt it was worth it.
The amex card covered the appraisal cost as well I believe. My out of pocket expenses were pretty low. Also, if you get no points and no fees, you still pocket the $2500. It gets credited to your account.
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But if I have zero income I'm not sure I can refi it.
Further it was not a rental when I got 3.75% for 15 yrs. It seems like 2.75 is happening for primary 15 yrs. dunno if the rental rate penalty is a full percent, a half, etc. credit is still 800 after all the recent mortgage hits
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