Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Did this offer show up on the offer list when you log into your account?
I don't have the card yet so I need the number on the back
I'm on the same boat. Which state and Loan amount? Did you get 3% with points?
Signed up via the Amex offer link and my first emails from them confirmed the Amex info without me asking. The concierge introduced herself as "your Better Dedicated Concierge as part of the exclusive offer for eligible American Express® Card Members. Nice to meet you!"
I shopped around and ended up with the below rates (all ignoring prepaid escrow items):
Owning - 3% 30Yr with $0 total closing costs
LenderFi - 3% 30Yr with $0 total closing costs
BNC National Bank - 3% 30Yr with $500 total closing costs
First Morgage Direct - 3% 30Yr with $1k total closing costs
Home Plus Mortgage - 3% 30Yr with $1k total closing costs
Sebonic Financial - 3% 30Yr with $2k total closing costs
Lending.com - 3.125% 30Yr with $2k total closing costs
Better.com was able to match the best 3% 30Yr plus an additional $1k lender credit. Rate has been locked.
Moving from my current 3.375% 15yr to a 3% 30Yr and getting $1k net closing credit that'll be applied against my prepaid property tax and insurance. Plus the $2.5k Amex statement credit.
So far I've been happy with the smooth process and hope that continues.
Signed up via the Amex offer link and my first emails from them confirmed the Amex info without me asking. The concierge introduced herself as "your Better Dedicated Concierge as part of the exclusive offer for eligible American Express® Card Members. Nice to meet you!"
I shopped around and ended up with the below rates (all ignoring prepaid escrow items):
Owning - 3% 30Yr with $0 total closing costs
LenderFi - 3% 30Yr with $0 total closing costs
BNC National Bank - 3% 30Yr with $500 total closing costs
First Morgage Direct - 3% 30Yr with $1k total closing costs
Home Plus Mortgage - 3% 30Yr with $1k total closing costs
Sebonic Financial - 3% 30Yr with $2k total closing costs
Lending.com - 3.125% 30Yr with $2k total closing costs
Better.com was able to match the best 3% 30Yr plus an additional $1k lender credit. Rate has been locked.
Moving from my current 3.375% 15yr to a 3% 30Yr and getting $1k net closing credit that'll be applied against my prepaid property tax and insurance. Plus the $2.5k Amex statement credit.
So far I've been happy with the smooth process and hope that continues.
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Home buying is like dealing with 1000 used car salesman. :/
Home buying is like dealing with 1000 used car salesman. :/
Of the list you have given, how many did you get online vs direct broker contact?
Of the list you have given, how many did you get online vs direct broker contact?
Signed up via the Amex offer link and my first emails from them confirmed the Amex info without me asking. The concierge introduced herself as "your Better Dedicated Concierge as part of the exclusive offer for eligible American Express® Card Members. Nice to meet you!"
I shopped around and ended up with the below rates (all ignoring prepaid escrow items):
Owning - 3% 30Yr with $0 total closing costs
LenderFi - 3% 30Yr with $0 total closing costs
BNC National Bank - 3% 30Yr with $500 total closing costs
First Morgage Direct - 3% 30Yr with $1k total closing costs
Home Plus Mortgage - 3% 30Yr with $1k total closing costs
Sebonic Financial - 3% 30Yr with $2k total closing costs
Lending.com - 3.125% 30Yr with $2k total closing costs
Better.com was able to match the best 3% 30Yr plus an additional $1k lender credit. Rate has been locked.
Moving from my current 3.375% 15yr to a 3% 30Yr and getting $1k net closing credit that'll be applied against my prepaid property tax and insurance. Plus the $2.5k Amex statement credit.
So far I've been happy with the smooth process and hope that continues.
Signed up via the Amex offer link and my first emails from them confirmed the Amex info without me asking. The concierge introduced herself as "your Better Dedicated Concierge as part of the exclusive offer for eligible American Express® Card Members. Nice to meet you!"
I shopped around and ended up with the below rates (all ignoring prepaid escrow items):
Owning - 3% 30Yr with $0 total closing costs
LenderFi - 3% 30Yr with $0 total closing costs
BNC National Bank - 3% 30Yr with $500 total closing costs
First Morgage Direct - 3% 30Yr with $1k total closing costs
Home Plus Mortgage - 3% 30Yr with $1k total closing costs
Sebonic Financial - 3% 30Yr with $2k total closing costs
Lending.com - 3.125% 30Yr with $2k total closing costs
Better.com was able to match the best 3% 30Yr plus an additional $1k lender credit. Rate has been locked.
Moving from my current 3.375% 15yr to a 3% 30Yr and getting $1k net closing credit that'll be applied against my prepaid property tax and insurance. Plus the $2.5k Amex statement credit.
So far I've been happy with the smooth process and hope that continues.
Sign up for a Slickdeals account to remove this ad.
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