Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Best I got (this was 2 weeks ago) was 2.75% fixed for 15 year and 3.25% fixed for 30 year, this is with minimal (maybe $1k) out of pocket after lender credits.
Best I got (this was 2 weeks ago) was 2.75% fixed for 15 year and 3.25% fixed for 30 year, this is with minimal (maybe $1k) out of pocket after lender credits.
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Interest Rate is changed from 3.375% to 3.125%.
Lender Credits are changed from $2,456 to $7.00.
Recording Fee is changed from $328 to $382.
Furthermore, it now shows that $1,619.77 in closing costs are financed thru the loan. Looks like they basically matched the rate but just about took away all the lender credits and now I'm financing my closing costs? Those of you who got Better to match a second time, did they match the rates and the lender credits again?
Only reason I want to pay off the house is to remove all debt, and then indulge in gambling what I can afford to lose.
I agree that the right move for most is to keep a mortgage going with a rate several factors lower than their investments. Probably helps to keep credit score high as well.
Unfortunately, I can only pick Super Bowl winners for $50 pools. Stocks are a different ball game.
Thanks for the advice, much appreciated for the responses!
Gonna try to score an even lower rate this week and lock it in!
Interest Rate is changed from 3.375% to 3.125%.
Lender Credits are changed from $2,456 to $7.00.
Recording Fee is changed from $328 to $382.
Furthermore, it now shows that $1,619.77 in closing costs are financed thru the loan. Looks like they basically matched the rate but just about took away all the lender credits and now I'm financing my closing costs? Those of you who got Better to match a second time, did they match the rates and the lender credits again?
The recording fee is probably because of new research by the settlement agent. Unrelated to the new offer you submitted.
I submitted my paperwork a few weeks back and wasn't sure how long it would take.
Better.com
- 3.0% - $6200
- 3.125% - $5050
Lenderfi- 3.0% - $4039
- 3.125% - $2757
Credit Scores 780+Thoughts?
Home buying is like dealing with 1000 used car salesman. :/
No direct experience, since I'm not in a flood prone area, but this is what I've read in the past. Not trying to debate you, just checking to see if you're getting the truth from Progressive.
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No direct experience, since I'm not in a flood prone area, but this is what I've read in the past. Not trying to debate you, just checking to see if you're getting the truth from Progressive.
Some companies provide supplemental insurance over them limits but you might have to have this at the baseline first
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