Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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My loan got funded May 13th and still there is no news. I'm hoping they dont give me any BS issues like appraisal or some requirements. Although they do warned me that they could do that because of the pandemic/covid which is total pain because mine already took 6weeks to finish
My loan got funded May 13th and still there is no news. I'm hoping they dont give me any BS issues like appraisal or some requirements. Although they do warned me that they could do that because of the pandemic/covid which is total pain because mine already took 6weeks to finish
Btw, you can also check out the MERS site [mers-servicerid.org] to see who they list as the investor for your mortgage. It is unlikely that will get updated before Better would tell you, but you never know.
You legit need to operate as the mortgage broker with Better. Call every day for status updates. Don't email since they always ignore those. That's the savings, normally you have a mortgage broker to takes a %, in saving that and in saving anything else. You are now that person.
You legit need to operate as the mortgage broker with Better. Call every day for status updates. Don't email since they always ignore those. That's the savings, normally you have a mortgage broker to takes a %, in saving that and in saving anything else. You are now that person.
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Btw, you can also check out the MERS site [mers-servicerid.org] to see who they list as the investor for your mortgage. It is unlikely that will get updated before Better would tell you, but you never know.
I mean, I've started getting more on the agressive when I call, seems to motivate them a bit more.
I mean, I've started getting more on the agressive when I call, seems to motivate them a bit more.
-15yr fixed @ 2.375%
-30yr fixed @ 2.75%
Home purchase.
$500k loan.
No points.
20% Down
Local broker.
-15yr fixed @ 2.375%
-30yr fixed @ 2.75%
$500k loan. No points.
I have an offer for 3% (30 year fixed) with about $1000 lender credit. Lender orig fee is about $1400.
I emailed this offer to Better and they matched the rate to 3% and provided about $500 lender credit. Better has no orig fee.
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Not sure if its best deal though !!
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