Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Funding date was 4/2/2020 so eight weeks to get the credit.
3.25% 30 year fixed.
Closed april 2nd, just recieved credit on my Blue Cash Everyday today!
Funding date was 4/2/2020 so eight weeks to get the credit.
Funding date was 4/2/2020 so eight weeks to get the credit.
3.25% 30 year fixed.
Closed april 2nd, just recieved credit on my Blue Cash Everyday today!
Great! Thanks for the update.
Did you get an email from AMEX about this offer or did you just use the link in this post and started the application process?
Did you get an email from AMEX about this offer or did you just use the link in this post and started the application process?
I did not get an email from AMEX about this deal. I just used the link from this post. Better staff confirmed that I will get $2500 credit. Few here said that signing up from the link is sufficient to get credit from AMEX.
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They definitely know people are using their estimates to match elsewhere, my rep was very clear they didn't want their time wasted and honestly was a little pushy. That being said, I got in at a refi at 3% for a 30 year, could have taken a 2.625 for 15 but in my situation it made a little more sense to do the 30 and just do more on principle. Will have to do a pretty large amount extra to get over PMI in a little over a year. Refi costed $0, they are saying they can close in around a month, we'll see.
Fun fact, once you reach 80% you can write in to have PMI removed, else the automatic removal happens at 78%, which time wise would be a year afterwards. Not talking a significant amount of money but money nonetheless going to nothing if you don't pay attention.
They definitely know people are using their estimates to match elsewhere, my rep was very clear they didn't want their time wasted and honestly was a little pushy. That being said, I got in at a refi at 3% for a 30 year, could have taken a 2.625 for 15 but in my situation it made a little more sense to do the 30 and just do more on principle. Will have to do a pretty large amount extra to get over PMI in a little over a year. Refi costed $0, they are saying they can close in around a month, we'll see.
Fun fact, once you reach 80% you can write in to have PMI removed, else the automatic removal happens at 78%, which time wise would be a year afterwards. Not talking a significant amount of money but money nonetheless going to nothing if you don't pay attention.
Was it accepted or rejected?
Is there someone I can reach out to and ask if locking in my rate now (despite a number of days passing since signing up through the link) will still provide me with the $2,500 credit? Amex? Better.com?
It also states there would be a free appraisal ($550 credit) but when I was told to lock in the rate I would have to pay the appraisal deposit. Is that free appraisal apart of the $2,500 credit or do you get additional money back?
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Is there someone I can reach out to and ask if locking in my rate now (despite a number of days passing since signing up through the link) will still provide me with the $2,500 credit? Amex? Better.com?
It also states there would be a free appraisal ($550 credit) but when I was told to lock in the rate I would have to pay the appraisal deposit. Is that free appraisal apart of the $2,500 credit or do you get additional money back?
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