Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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"As part of your loan application process, Better Mortgage Corporation has partnered with PointServ to obtain your IRS Tax Transcripts. As you may be aware, the IRS has temporarily shut down their Tax Transcript Processing Centers due to COVID-19 shelter in place mandates. To avoid potential delays with your loan application, we provide a simple and secure alternative method for providing Tax Transcripts directly to your lender via the IRS Get Transcript ONLINE portal. Please click on the link below and follow the easy steps to complete the process."
"As part of your loan application process, Better Mortgage Corporation has partnered with PointServ to obtain your IRS Tax Transcripts. As you may be aware, the IRS has temporarily shut down their Tax Transcript Processing Centers due to COVID-19 shelter in place mandates. To avoid potential delays with your loan application, we provide a simple and secure alternative method for providing Tax Transcripts directly to your lender via the IRS Get Transcript ONLINE portal. Please click on the link below and follow the easy steps to complete the process."
The purpose of title insurance is to ensure the title is free of any liabilities as it transfers over to the new owner and unfortunately this HELOC/lien issue does happen, but I stopped hearing from Chicago Title for over 2 weeks now (the new title company Better Mortgage proposed Radian Title is albeit not much better).
I know Radian's business model is to NOT use agents to save on fees (no middleman), so for them you would indeed be working directly with the title company.
Another tip is don't just keep emailing the person who initially emailed you. They often change the people on your team, so check that info out on their website and contact the right person.
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I know Radian's business model is to NOT use agents to save on fees (no middleman), so for them you would indeed be working directly with the title company.
Another tip is don't just keep emailing the person who initially emailed you. They often change the people on your team, so check that info out on their website and contact the right person.
I had a similar issue. My final LE had a $313 credit back to me. When I completed all tasks later on that amount changed to $1. Which means I lost $312 cash and they never informed me. I immediately emailed them and they fixed it in 24 hours and now I see the $313 cash to me (borrower).
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