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expiredGreenworld123 posted Dec 8, 2019 2:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Deal Details
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9.8K Comments

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Jun 4, 2020 8:05 PM
161 Comments
Joined Jun 2007
m_mncJun 4, 2020 8:05 PM
161 Comments
Does better.com service loans after closing or do they sell servicing to someone else?
Jun 4, 2020 9:05 PM
3.3K Comments
Joined Feb 2014
iukuJun 4, 2020 9:05 PM
3.3K Comments
Quote from iamkmr :
I sent better an email asking if they could match the Title related fees in my LE from other vendor. They added the difference to my lender credit. Worth a try to see if they can do the same for you.
I did that and told them verbal quote I got from my then current title company. They matched it by giving me lender credit of the difference. When I got my CD the title insurance cost was about $200 less than quoted price (that I gave them to match). I think It saved me ~$400.
Jun 4, 2020 11:05 PM
2.1K Comments
Joined Jul 2008
flyersruleJun 4, 2020 11:05 PM
2.1K Comments
Locked in
Jun 4, 2020 11:08 PM
60 Comments
Joined May 2020
arleylJun 4, 2020 11:08 PM
60 Comments
Going on 4 weeks since I locked and 2 weeks since title report was received and my loan it's still waiting to clear title (due to waiting on deed as we had to change vesting). Really frustrating especially when title fees are $1,226 ($550 insurance, $550 settlement, $126 deed prep). Processor keeps saying the issue has been escalated so they can reach out to title. Is there anything else that can be done?
Last edited by arleyl June 4, 2020 at 04:17 PM.
Jun 4, 2020 11:09 PM
217 Comments
Joined Sep 2004
statepktJun 4, 2020 11:09 PM
217 Comments
I ended up chosing Lenderfi over Better. Lenderfi provided me with a lower rate on a 30yr and the closing costs were slightly lower. Net net in 2 years the lower rate will save me more than the 2500 from Amex.
Jun 4, 2020 11:36 PM
63 Comments
Joined Dec 2010
psmooveJun 4, 2020 11:36 PM
63 Comments
Quote from statepkt :
I ended up chosing Lenderfi over Better. Lenderfi provided me with a lower rate on a 30yr and the closing costs were slightly lower. Net net in 2 years the lower rate will save me more than the 2500 from Amex.
Did you ask if Better can match the lower rate LenderFI gave you?
Jun 5, 2020 12:04 AM
1.7K Comments
Joined May 2008
yumyum103Jun 5, 2020 12:04 AM
1.7K Comments
Unfortunately I can't use either Better or Lenderfi here in Nevada. Anybody have a suggestion on who I should refinance with? Thanks in advance!

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Jun 5, 2020 2:15 AM
217 Comments
Joined Sep 2004
statepktJun 5, 2020 2:15 AM
217 Comments
Quote from psmoove :
Did you ask if Better can match the lower rate LenderFI gave you?
Of course. They could not match the rate.
Jun 5, 2020 3:24 AM
1K Comments
Joined Mar 2019
CycloneFWJun 5, 2020 3:24 AM
1K Comments
Quote from statepkt :
Of course. They could not match the rate.
That would be a very good reason to take the offer at the other lender. Presumably, you mean they couldn't match the rate w/o comparably points to buy down the rate + lender credits?

In my case, I had them compete with a 2.875% $1,300 closing costs credit union loan. They couldn't beat it, or even match it, but came close with that rate at $1,450. It was a more expensive loan, but I proceeded with Better as the Amex promo brought me ahead in the end.
Jun 5, 2020 3:26 AM
227 Comments
Joined Nov 2008
Cloud.StrifeJun 5, 2020 3:26 AM
227 Comments
Quote from karazi :
You are better off waiting for rates to come back down than taking this credit. Although I see it only starts in July, interesting. By then it may be a good play.
This comment from 5 months ago aged well.
Jun 5, 2020 4:11 AM
707 Comments
Joined Dec 2013
duastoJun 5, 2020 4:11 AM
707 Comments
Quote from SomeXYZ :
My better loan was closed 05/04 . How soon I can apply again with Better as rates are low now?
Would like to know too and for those guys that did it succesfully(receive 2x $2500 using same amex card).

If mortgage rates goes to 2.5% 30yrs i might do this again
Jun 5, 2020 4:32 AM
63 Comments
Joined Jul 2008
elsaballJun 5, 2020 4:32 AM
63 Comments
Quote from duasto :
Would like to know too and for those guys that did it succesfully(receive 2x $2500 using same amex card).

If mortgage rates goes to 2.5% 30yrs i might do this again
Most banks don't let you refinance with same bank for 6m
Jun 5, 2020 6:24 AM
4.8K Comments
Joined Sep 2008
karaziJun 5, 2020 6:24 AM
4.8K Comments
Quote from Cloud.Strife :
This comment from 5 months ago aged well.

Haha guess so.
Jun 5, 2020 12:28 PM
259 Comments
Joined Feb 2018
njdealguyJun 5, 2020 12:28 PM
259 Comments
Hi asked this few pages ago asking again just in case anyone knows! Has anyone had luck using the Amex Marriott Bonvoy Brilliant card for this credit as eligible?

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Jun 5, 2020 1:28 PM
2.1K Comments
Joined Jul 2008
flyersruleJun 5, 2020 1:28 PM
2.1K Comments
At what point after you lock in a rate do they ask for you to verify your card number again.


Have to escrow now though but not a big deal
Last edited by flyersrule June 5, 2020 at 07:22 AM.

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