Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Better will match that offer but will not give me the extra 1000 to BEAT the offer. I thought that was part of their deal, to pay an extra 1k to beat an offer. Can someone weigh in ? My rep is telling me I cant get the extra 1000.00 credit.
Better will match that offer but will not give me the extra 1000 to BEAT the offer. I thought that was part of their deal, to pay an extra 1k to beat an offer. Can someone weigh in ? My rep is telling me I cant get the extra 1000.00 credit.
Better will match that offer but will not give me the extra 1000 to BEAT the offer. I thought that was part of their deal, to pay an extra 1k to beat an offer. Can someone weigh in ? My rep is telling me I cant get the extra 1000.00 credit.
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I negotiated and locked on May 29th for 2.875 on a 30 yr fixed with better offering 1000 $ more in lender credits plus the $2500 on Amex.
Appraisal on May 30, report on June 2
went to underwriting on June 5
Went to closing on June 8 and the loan is getting funded on June 12
15 days end to end and I was always on top of the paperwork. Never have i experienced a better service.
I negotiated and locked on May 29th for 2.875 on a 30 yr fixed with better offering 1000 $ more in lender credits plus the $2500 on Amex.
Appraisal on May 30, report on June 2
went to underwriting on June 5
Went to closing on June 8 and the loan is getting funded on June 12
15 days end to end and I was always on top of the paperwork. Never have i experienced a better service.
I negotiated and locked on May 29th for 2.875 on a 30 yr fixed with better offering 1000 $ more in lender credits plus the $2500 on Amex.
Appraisal on May 30, report on June 2
went to underwriting on June 5
Went to closing on June 8 and the loan is getting funded on June 12
15 days end to end and I was always on top of the paperwork. Never have i experienced a better service.
Just wondering as you mention $1k in lender credits, does this mean you have any net closing costs (D+E on loan estimate) after accounting for the Amex credit?
I am closing this week with the same rate of 2.875% as you with Better for 30 year fixed rate cash out refi and for me the closing costs for D+E minus $1365 in lender credits comes to about $1200 so after factoring in the Amex $2500 credit will end up totaling -$1300 without counting the prepaid escrow.
Think couldve had a better deal by perhaps additional $1k-$2k lender credits or maybe a 2.75% interest rate with same fees but unfortunately my credit score came in the lower 700s due to a stupid $20 charge made 6 months ago by EZ Pass on a credit card after it was already closed and I wasnt aware of it for several months (The CC company even agreed to waive the late charges after I noticed it and paid the $20 but credit bureaus refused to remove it on my dispute!)
Just wondering as you mention $1k in lender credits, does this mean you have any net closing costs (D+E on loan estimate) after accounting for the Amex credit?
I am closing this week with the same rate of 2.875% as you with Better for 30 year fixed rate cash out refi and for me the closing costs for D+E minus $1365 in lender credits comes to about $1200 so after factoring in the Amex $2500 credit will end up totaling -$1300 without counting the prepaid escrow.
Think couldve had a better deal but unfortunately my credit score came in the lower 700s due to a stupid $20 charge made 6 months ago by EZ Pass on a credit card after it was already closed and I wasnt aware of it for several months (The CC company even agreed to waive the late charges after I noticed it and paid the $20 but credit bureaus refused to remove it on my dispute!)
Sign up for a Slickdeals account to remove this ad.
I negotiated and locked on May 29th for 2.875 on a 30 yr fixed with better offering 1000 $ more in lender credits plus the $2500 on Amex.
Appraisal on May 30, report on June 2
went to underwriting on June 5
Went to closing on June 8 and the loan is getting funded on June 12
15 days end to end and I was always on top of the paperwork. Never have i experienced a better service.
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