Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I negotiated and locked on May 29th for 2.875 on a 30 yr fixed with better offering 1000 $ more in lender credits plus the $2500 on Amex.
Appraisal on May 30, report on June 2
went to underwriting on June 5
Went to closing on June 8 and the loan is getting funded on June 12
15 days end to end and I was always on top of the paperwork. Never have i experienced a better service.
1) Negotiated and locked for 2.500 on a 15 yrs fixed with $902 in points (no lender credit) plus the $2500 AMEX later (Friday May 29)
2) Completed all needed tasks within 2 hours of locking (Friday May 29)
3) Appraisal Waived, Title Report ordered Monday June 1
4) Report Received and Cleared/Approved on Wednesday June 3.
4) Submitted AMEX Card Info on Wednesday June 3
Been waiting since with no updates - I think this wait may be due to my current mortgage company since my actual payoff balance is lower than my initially requested loan amount (had a payment made on June 1) and I have been bugging Better not to include the difference in the financed amount.
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Hopefully you aren't in OC CA as I am. I went through the same process as you did. I have been stuck in waiting for the deed from title since May 21.
Terms and Conditions
*Offer Terms
The mortgage loan and mortgage services that are part of this offer are provided exclusively by Better Mortgage, and are not provided, underwritten or serviced by American Express. This offer does not constitute an endorsement or recommendation of Better or its mortgage services by American Express. American Express is not responsible for any of the activities of Better.
This offer is not a commitment to lend, nor a guarantee that you will be approved for a mortgage from Better.
This offer may be modified or revoked in whole or in part at any time.
Eligible Cards include personal consumer American Express Cards issued by a U.S. banking subsidiary of American Express that are not canceled. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express‑branded cards or account numbers issued by other financial institutions are not eligible. Additional Card Members on your account are not eligible for this offer.
$2,500 Statement Credit
To be eligible for the $2,500 statement credit, you must (i) click‑through the dedicated offer link, and (ii) submit a completed application on Better's webpage dedicated to the offer no later than July 25, 2020, and (iii) close on your mortgage no later than October 28, 2020. You will not be eligible for the statement credit if your mortgage closes after October 28, 2020 for any reason, even if you do not control the closing date. To be eligible for the statement credit, you must continue to be an eligible Card Member from the time you receive this offer, through the closing of your mortgage, and until the statement credit is applied to your Card account. The name or email associated with your eligible Card will need to match the information in your mortgage application in order to receive the Credit.
The statement credit will be applied 8‑12 weeks after your mortgage closes. The value of the statement credit may be taxable income to you, and you are responsible for any federal, state or other taxes resulting from the credit. Consult your tax advisor if you have any questions about the tax treatment of your statement credit.
Terms and Conditions
*Offer Terms
The mortgage loan and mortgage services that are part of this offer are provided exclusively by Better Mortgage, and are not provided, underwritten or serviced by American Express. This offer does not constitute an endorsement or recommendation of Better or its mortgage services by American Express. American Express is not responsible for any of the activities of Better.
This offer is not a commitment to lend, nor a guarantee that you will be approved for a mortgage from Better.
This offer may be modified or revoked in whole or in part at any time.
Eligible Cards include personal consumer American Express Cards issued by a U.S. banking subsidiary of American Express that are not canceled. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express‑branded cards or account numbers issued by other financial institutions are not eligible. Additional Card Members on your account are not eligible for this offer.
$2,500 Statement Credit
To be eligible for the $2,500 statement credit, you must (i) click‑through the dedicated offer link, and (ii) submit a completed application on Better's webpage dedicated to the offer no later than July 25, 2020, and (iii) close on your mortgage no later than October 28, 2020. You will not be eligible for the statement credit if your mortgage closes after October 28, 2020 for any reason, even if you do not control the closing date. To be eligible for the statement credit, you must continue to be an eligible Card Member from the time you receive this offer, through the closing of your mortgage, and until the statement credit is applied to your Card account. The name or email associated with your eligible Card will need to match the information in your mortgage application in order to receive the Credit.
The statement credit will be applied 8‑12 weeks after your mortgage closes. The value of the statement credit may be taxable income to you, and you are responsible for any federal, state or other taxes resulting from the credit. Consult your tax advisor if you have any questions about the tax treatment of your statement credit.
I mean we already got sold to another Lender why the heck we still have to follow better? what will happen if we don't do this?
Hopefully you aren't in OC CA as I am. I went through the same process as you did. I have been stuck in waiting for the deed from title since May 21.
Sign up for a Slickdeals account to remove this ad.
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