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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
9,848 Comments 1,321,074 Views
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jun 10, 2020
2,021 Posts
Joined Feb 2008
Jun 10, 2020
stm69
Jun 10, 2020
2,021 Posts
Round 2 here we go. Locked 2.875 30 year 385K loan with $3K in credits.
Jun 10, 2020
2,128 Posts
Joined Jul 2008
Jun 10, 2020
flyersrule
Jun 10, 2020
2,128 Posts
Quote from stm69 :
Round 2 here we go. Locked 2.875 30 year 385K loan with $3K in credits.
Nice. Where did you get that deal?
Jun 10, 2020
384 Posts
Joined Apr 2016
Jun 10, 2020
physio1213
Jun 10, 2020
384 Posts
Quote from stm69 :
Round 2 here we go. Locked 2.875 30 year 385K loan with $3K in credits.
Awsome deal !! Do you mind sharing how did you get it. I am showing 3.125 lowest for 30 yr everywhere?
Jun 10, 2020
2,021 Posts
Joined Feb 2008
Jun 10, 2020
stm69
Jun 10, 2020
2,021 Posts
Quote from flyersrule :
Nice. Where did you get that deal?
Quote from physio1213 :
Awsome deal !! Do you mind sharing how did you get it. I am showing 3.125 lowest for 30 yr everywhere?
Just the usual - found a lender on Zillow and PM'd + $1K to better. Lender was at 2.75 with no points for my scenario, so did 2.875 to cover closing costs and some of escrow.
Jun 10, 2020
1,279 Posts
Joined May 2007
Jun 10, 2020
ncsgsydn
Jun 10, 2020
1,279 Posts
Quote from arleyl :
When in the closing process did you get the task to enter your Amex card number? After closing disclosures were sent?
Mine was 1 day after better received my title report (and cleared the title report the same day)
Jun 10, 2020
707 Posts
Joined Dec 2013
Jun 10, 2020
duasto
Jun 10, 2020
707 Posts
Quote from stm69 :
Just the usual - found a lender on Zillow and PM'd + $1K to better. Lender was at 2.75 with no points for my scenario, so did 2.875 to cover closing costs and some of escrow.
How do you really get LOan Estimate from those zillow quotes? I tried that before and they didnt do anything. It was Sebonic i think
Jun 10, 2020
218 Posts
Joined Aug 2009
Jun 10, 2020
slickster112
Jun 10, 2020
218 Posts
Quote from stm69 :
Just the usual - found a lender on Zillow and PM'd + $1K to better. Lender was at 2.75 with no points for my scenario, so did 2.875 to cover closing costs and some of escrow.
Did you actually see 2.75 on Zillow's rate search or did you pick a lender and contact to find out that rate?

I'm not seeing rates anywhere near that.

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Jun 10, 2020
90 Posts
Joined Jun 2011
Jun 10, 2020
zzrayzz
Jun 10, 2020
90 Posts
Any other sites someone can recommend I can apply to see if i can do better than better? Lenderfi not licensed in NY... Frown
Jun 10, 2020
45 Posts
Joined Mar 2015
Jun 10, 2020
SK0204
Jun 10, 2020
45 Posts
Quote from zzrayzz :
Any other sites someone can recommend I can apply to see if i can do better than better? Lenderfi not licensed in NY... Frown
Keep trying Zillow montage at different times of the day
Jun 10, 2020
2,520 Posts
Joined Aug 2007
Jun 10, 2020
sleekwallet
Jun 10, 2020
2,520 Posts
Quote from stm69 :
Round 2 here we go. Locked 2.875 30 year 385K loan with $3K in credits.

nice, what credit card did you use? are you planning to use the same one? thanks
Jun 10, 2020
132 Posts
Joined Apr 2006
Jun 10, 2020
daftsynth
Jun 10, 2020
132 Posts
Quote from slickdealuser123 :
Planning to get this done in IL / Chicago suburbs. Any place to get better rate, with no closing costs to match with Better? Please help and PM if needed.
Got mine from Delmar. Locked in at 2.75 20 year with 3700 in credits
Jun 10, 2020
640 Posts
Joined Jul 2015
Jun 10, 2020
hemihemi
Jun 10, 2020
640 Posts
Quote from stm69 :
Just the usual - found a lender on Zillow and PM'd + $1K to better. Lender was at 2.75 with no points for my scenario, so did 2.875 to cover closing costs and some of escrow.
Woww really good deal. which state are you in?
Jun 10, 2020
2,710 Posts
Joined Jun 2006
Jun 10, 2020
kaiotes
Jun 10, 2020
2,710 Posts
how do you get targeted for this offer
Jun 10, 2020
2,021 Posts
Joined Feb 2008
Jun 10, 2020
stm69
Jun 10, 2020
2,021 Posts
Quote from duasto :
How do you really get LOan Estimate from those zillow quotes? I tried that before and they didnt do anything. It was Sebonic i think
Quote from slickster112 :
Did you actually see 2.75 on Zillow's rate search or did you pick a lender and contact to find out that rate?

I'm not seeing rates anywhere near that.
Quote from sleekwallet :
nice, what credit card did you use? are you planning to use the same one? thanks
Quote from hemihemi :
Woww really good deal. which state are you in?
You'll generally have to send in an application or two to get a loan estimate. I watch Zillow multiple times a day to see what the outlier companies will be. Find something decent, send in a few apps, and if you want to, PM each other.

I saw the 2.75% rate on AL - but what made me apply was better was the second lowest rate, so I guessed they would match. Have plenty of personal Amex cards, will pick a different one this time.

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Jun 10, 2020
374 Posts
Joined Feb 2006
Jun 10, 2020
amd555
Jun 10, 2020
374 Posts
Quote from slickdealuser123 :
Planning to get this done in IL / Chicago suburbs. Any place to get better rate, with no closing costs to match with Better? Please help and PM if needed.
I tried and no luck. Locked in at 3% on a 20 year refi with $1700 credit with better plus the $2500

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