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Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
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Is this because I am trying to refinance only about $75000? Home value is ~ $300K.
Better also had a settlement fee of $500 to start with and I was able to get a competing quote and email it to better and they adjusted my LE to give me $250 more in credits to make up for the higher settlement fee.
It's ain't over yet but so far so good dealing with them.
2.875% 30 yr fixed
2.893% APY
A+B+C=$1182 (A was 0, B was $47 - remainder was attorney/title re-issue)
J=x-$1525 (credit)
I explicitly did prepaids to get the full credit, will get out of the impounds later (paperwork I signed clearly states it's optional but I requested it).
Then I get the $2500 AMEX.
Insane deal.
Is this because I am trying to refinance only about $75000? Home value is ~ $300K.
Try doing a refi with cash out and see what comes up. Worst case scenario you dump that cash right back in to princpal. It'll make your payment a bit higher because of the cashout, but the life of the loan would be shorter.
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Not sure I follow your question. The $250 is a credit. That is $$ better is paying me.
C. Services You Can Shop For $1,571
Title - Endorsements $111
Title - Lender's title Ins. $860 (reissue rate, was over $1,500 on original LE)
Title - Search abstract $100
Title - Settlement fee $500
Credit from better ($250)
So that brings my "C" costs $1,321.
I Already Got credit once and want to Use offer again . Should i create New Better .com account as when i start application again . it takes back me to old application . Should i use same creadit card with which offer is attached or i can use another card too .
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I Already Got credit once and want to Use offer again . Should i create New Better .com account as when i start application again . it takes back me to old application . Should i use same creadit card with which offer is attached or i can use another card too .Also To get lender credit what should be approach .
Thanks
inderjas16
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