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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jun 20, 2020
384 Posts
Joined Apr 2016
Jun 20, 2020
physio1213
Jun 20, 2020
384 Posts
Can someone sugggest me the lender who can give me 2.875 % or or less for 30 yr ? All I can find is 3.125% or more but seeing lot of comments of getting less than 3% for 30 yrs without any points. Thanks
Jun 20, 2020
384 Posts
Joined Apr 2016
Jun 20, 2020
physio1213
Jun 20, 2020
384 Posts
Quote from inderjas16 :
Hi ,

I Already Got credit once and want to Use offer again . Should i create New Better .com account as when i start application again . it takes back me to old application . Should i use same creadit card with which offer is attached or i can use another card too .Also To get lender credit what should be approach .

Thanks
inderjas16
Use different email address and u can able to create a new account. Call better and they will guide you step by step.
Jun 20, 2020
1,694 Posts
Joined Aug 2009
Jun 20, 2020
marvado
Jun 20, 2020
1,694 Posts
How can I get in this deal? I don't see in offers on any of my three cards.
Jun 20, 2020
91 Posts
Joined Jul 2018
Jun 20, 2020
prs98
Jun 20, 2020
91 Posts
Quote from marvado :
How can I get in this deal? I don't see in offers on any of my three cards.
go to better.com/amex and start an application.
Jun 20, 2020
1,694 Posts
Joined Aug 2009
Jun 20, 2020
marvado
Jun 20, 2020
1,694 Posts
Quote from srp1606 :
go to better.com/amex and start an application.
Then what? Will it show up on my cards? Will I get a targeted email?
Jun 20, 2020
456 Posts
Joined Sep 2013
Jun 20, 2020
nyforever
Jun 20, 2020
456 Posts
Quote from marvado :
Then what? Will it show up on my cards? Will I get a targeted email?
No. Your Better application will be specially filed under "Amex". Once you finish refinancing, you'll be prompted for the last 5 digits of your Amex card by Better. After a few weeks, you'll get the $2,500 statement credit. Note that only Amex cards will work, not Amex-branded cards (like Hilton Honors Amex card). If you have doubts, contact Amex directly; they'll confirm if your card is eligible or not.
Jun 20, 2020
1,006 Posts
Joined Jan 2008
Jun 20, 2020
lowmazda
Jun 20, 2020
1,006 Posts
Quote from YCG :
The poster should look up the tax consequences of a cash out refi. It will not be worth it. I thought about doing a cash out refi myself but decided against it once I researched the tax issues.
What 'tax issues' did you find?

It's not considered income. It's considered a loan. So you won't have to pay taxes on the 'cash out' portion of the refinance.

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Jun 20, 2020
1,005 Posts
Joined Mar 2019
Jun 20, 2020
CycloneFW
Jun 20, 2020
1,005 Posts
Quote from nyforever :
Note that only Amex cards will work, not Amex-branded cards (like Hilton Honors Amex card). If you have doubts, contact Amex directly; they'll confirm if your card is eligible or not.
FYI, the personal Hilton Honors Amex is issued by Amex itself and thus, is eligible.
Quote from Better with Amex promo page :
Eligible Cards include personal consumer American Express Cards issued by a U.S. banking subsidiary of American Express that are not canceled. Prepaid Cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express-branded cards or account numbers issued by other financial institutions are not eligible. Additional Card Members on your account are not eligible for this offer.
Jun 20, 2020
1,694 Posts
Joined Aug 2009
Jun 20, 2020
marvado
Jun 20, 2020
1,694 Posts
Quote from nyforever :
No. Your Better application will be specially filed under "Amex". Once you finish refinancing, you'll be prompted for the last 5 digits of your Amex card by Better. After a few weeks, you'll get the $2,500 statement credit. Note that only Amex cards will work, not Amex-branded cards (like Hilton Honors Amex card). If you have doubts, contact Amex directly; they'll confirm if your card is eligible or not.
Applied got pre approved and didn't see or was asked about 5digit card number
Jun 20, 2020
45 Posts
Joined Apr 2020
Jun 20, 2020
MrDioji
Jun 20, 2020
45 Posts
Quote from marvado :
Applied got pre approved and didn't see or was asked about 5digit card number
It is a "task" much later in the process. You can assume it's attached if they didn't require an appraisal fee upfront. I straight-up asked my concierge during the matching process, and they confirmed.
Jun 20, 2020
91 Posts
Joined Jul 2018
Jun 20, 2020
prs98
Jun 20, 2020
91 Posts
Quote from marvado :
Applied got pre approved and didn't see or was asked about 5digit card number
that's the last step before closing
Jun 21, 2020
1,280 Posts
Joined Oct 2007
Jun 21, 2020
Nailer
Jun 21, 2020
1,280 Posts
Quote from braveheart2012 :
can you give me more details. is it through better. com or through some other vendor and then you matched with better.com?
sent you lender details via PM;
I asked better to match
Jun 21, 2020
14 Posts
Joined Jun 2020
Jun 21, 2020
MerryFuel495
Jun 21, 2020
14 Posts
Quote from Nailer :
sent you lender details via PM;
I asked better to match
Can I also get lender details please. Looking for 2.875% or atleast below 3% with zero basis points for 30 years fixed loan for refinance Thanks.
Last edited by MerryFuel495 June 20, 2020 at 09:00 PM.
Jun 21, 2020
403 Posts
Joined May 2009
Jun 21, 2020
DL_
Jun 21, 2020
403 Posts
Quote from MrDioji :
It is a "task" much later in the process. You can assume it's attached if they didn't require an appraisal fee upfront. I straight-up asked my concierge during the matching process, and they confirmed.
I had an appraisal fee up front. Am i farked?

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Jun 21, 2020
281 Posts
Joined Mar 2010
Jun 21, 2020
hungiema
Jun 21, 2020
281 Posts
im having a hard time finding a lender with a decent rate to pricematch. can someone recommend a lender? thanks!

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