Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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I wasn't impressed with Better.com's rates when I looked last month, and I'm still not now. But with a $2500 credit, I can buy enough points to get my net cost low enough that I'm actually beating any other rate quotes I've gotten (3.625%). Very tempted here.
6/15 - Applied
6/16 - Locked rates
6/17 - Title ordered; loans conditionally approved
6/19 - Appraisal for investment property
6/20 - Appraisal report received and cleared
6/23 - Title cleared; loans submitted for final approval; passed to closing expert (they say final review should be another 48-72 hours)
OWNING: 30 year, 2.99% APR, no closing costs or points
I've submitted this to better to see if they can beat it. I'm wondering if this is a good place to start or should I keep shopping around.
EDIT: Let me know if you need more info from me. Thanks!
OWNING: 30 year, 2.99% APR, no closing costs or points
I've submitted this to better to see if they can beat it. I'm wondering if this is a good place to start or should I keep shopping around.
I think that there is minimal risk of rates soaring anytime soon
Property in CA - Condo - 42% LTV Rate - 3.375% (Mortgage - $262,945)
D. TOTAL LOAN COSTS (A - $2,851 + B-$64 + C-$1,100) $4,015 (Also opening escrow)
I really liked the better.com loan process except for no/slow response from Dedicated Concierge
I am also doing primary with them but that was messed up due to bad appraisal. (76% LTV instead of 72%).
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Did you match to get 3%? If yes, where did you get the match?
If you are concerned, you can ask your Closing Expert to have whomever did your settlement to send over their ledger info for sending the payoff. At least that way, you are sure they sent the money somewhere.
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