Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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https://imgur.com/a/DPfMq1y
What is the best 15/30 year rate I should try to aim for and what ideally should be closing fees?
At better, seeing 2.250% / APR 2.478% ,~Points: $3,400 payment, ~$2,800 in third party fees in third party fees.
Where others can I shop around- do you have pointers?
Lastly, if i purchase through better, they take care of escrow ? And appraisal fee is waived right?
I am sort of late in the game for the refi process but I just submitted the application with Better this morning, got the pre-approval, and assigned to a loan associate.
Any guidance to streamline the process would be greatly appreciated.
Since this is a purchase, and the title is in the other owners name, it may be harder to get a re-issue rate.
If I were you, I would:
-Ask the seller if they have a copy of the Title Insurance or Policy Number
-Call Chicago Title, talk to an Agent and give them the address and Policy Number (if you have it) Ask for the re-issue rate or a discount.
It's worth the time for a couple of calls.......
Better.com is defaulting to their own Title and Settlement Services..... Better makes money by selling their own services, so they are not going to help you get a cheaper rate from another company. But you have the right to choose who you use.
What is the best 15/30 year rate I should try to aim for and what ideally should be closing fees?
At better, seeing 2.250% / APR 2.478% ,~Points: $3,400 payment, ~$2,800 in third party fees in third party fees.
Where others can I shop around- do you have pointers?
Lastly, if i purchase through better, they take care of escrow ? And appraisal fee is waived right?
https://imgur.com/a/DPfMq1y
Sign up for a Slickdeals account to remove this ad.
I am sort of late in the game for the refi process but I just submitted the application with Better this morning, got the pre-approval, and assigned to a loan associate.
Any guidance to streamline the process would be greatly appreciated.
with that said, I understand that no two applicants are the same (LTV, Loan Size, Credit Score).
RBFCU
RBFCU
https://imgur.com/a/MxRG0Nh
RBFCU
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