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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jun 26, 2020
1,391 Posts
Joined Jan 2004
Jun 26, 2020
seawolf
Jun 26, 2020
1,391 Posts
Quote from sailakfan :
Thank you for the quick reply. I did read the thread a while ago and started the process with better, but then things happened at work and got busy. My application is about to expire tomorrow, I am trying to get a competitive rate from lenderfi, but they are taking their time, totally my fault for waiting until the last minute. In case if I dont get the rates from lenderfi on time, should I lock it with better or let it expire and re apply? If I re apply, there will be another soft hit on my credit. So trying to decide which way should I take.
If you lock, and don't proceed, better will not let you do another lock for 60 days.
Jun 26, 2020
13 Posts
Joined Jun 2015
Jun 26, 2020
gullit18
Jun 26, 2020
13 Posts
Hello,

Has anyone had success applying for the AMEX after the better.com application was submitted and receiving the credit? I have an application being processed and didn't know about the deal till afterwards.

I've heard conflicting things such as you had to be targeted for the deal and not sure what to believe.

Thank you
Last edited by gullit18 June 26, 2020 at 09:40 AM.
Jun 26, 2020
1,524 Posts
Joined Mar 2005
Jun 26, 2020
jrlcopy
Jun 26, 2020
1,524 Posts
Quote from gullit18 :
Hello,

Has anyone had success applying for the AMEX after the better.com application was submitted and receiving the credit? I have an application being processed and didn't know about the deal till afterwards.

I've heard conflicting things such as you had to be targeted for the deal and not sure what to believe.

Thank you
I was super up front with them and asked when we were locking my rate if my card qualified, because I didn't get an email with the offer. I have them my last 7 digits and told them the card I had, and they I guess, looked it up on their end, and said I qualified.

I closed on 5/29 so still halfway through till when the credit should arrive.
Jun 26, 2020
3,204 Posts
Joined Feb 2004
Jun 26, 2020
mnsweeps
Jun 26, 2020
3,204 Posts
anyone knows what happens once the lock period ends and the deal is not closed? My lock expires July 17....and waiting for title clearance..
Jun 26, 2020
41,440 Posts
Joined Apr 2006
Jun 26, 2020
SDRebel
Jun 26, 2020
41,440 Posts
Quote from jatin87 :
Just said my friend received this rate and they matched it.

lol nice, here we are all breaking our heads to get LEs...not sure if others have been lucky to get a rate matched without an LE
Jun 26, 2020
1,017 Posts
Joined Jul 2010
Jun 26, 2020
Yuge
Jun 26, 2020
1,017 Posts
Quote from mnsweeps :
anyone knows what happens once the lock period ends and the deal is not closed? My lock expires July 17....and waiting for title clearance..
I was told they would charge 0.002% of loan amount per day, thats $20 for $100K loan
Jun 26, 2020
2,520 Posts
Joined Aug 2007
Jun 26, 2020
sleekwallet
Jun 26, 2020
2,520 Posts
Quote from SDRebel :
lol nice, here we are all breaking our heads to get LEs...not sure if others have been lucky to get a rate matched without an LE
it is a joke

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Jun 26, 2020
1,960 Posts
Joined Nov 2007
Jun 26, 2020
Rhizzlebop
Jun 26, 2020
1,960 Posts
Quote from jrlcopy :
I was super up front with them and asked when we were locking my rate if my card qualified, because I didn't get an email with the offer. I have them my last 7 digits and told them the card I had, and they I guess, looked it up on their end, and said I qualified.

I closed on 5/29 so still halfway through till when the credit should arrive.
I closed on May 2nd and havnt gottten my bonus yet. If I reach out to Amex is there a department who could give me any status info on wh3b my bonus will hit? I got a 200k loan at 30 3.25% in South Carolina. Just watching the rate index linked early in this thread it was aro7nd 3.2 when I locked. Now it's 2.96. Wondering if I could do it again and get 2.875. But I'd like to see the first bonus hit first.

Can't recall if it's been confirmed if you can do this twice on the same home address?
Jun 26, 2020
3,204 Posts
Joined Feb 2004
Jun 26, 2020
mnsweeps
Jun 26, 2020
3,204 Posts
Quote from Yuge :
I was told they would charge 0.002% of loan amount per day, thats $20 for $100K loan
WHAT ! Thats $60 per day for me.. not good..
Jun 26, 2020
2,520 Posts
Joined Aug 2007
Jun 26, 2020
sleekwallet
Jun 26, 2020
2,520 Posts
Quote from Rhizzlebop :
I closed on May 2nd and havnt gottten my bonus yet. If I reach out to Amex is there a department who could give me any status info on wh3b my bonus will hit? I got a 200k loan at 30 3.25% in South Carolina. Just watching the rate index linked early in this thread it was aro7nd 3.2 when I locked. Now it's 2.96. Wondering if I could do it again and get 2.875. But I'd like to see the first bonus hit first.

Can't recall if it's been confirmed if you can do this twice on the same home address?

have you called better.com to see whats going on?

A couple of people have said in this thread that they were able to do it more than once
Jun 26, 2020
3,686 Posts
Joined Jul 2012
Jun 26, 2020
MilesHunter
Jun 26, 2020
3,686 Posts
What is everyone getting for 30year rates right now? Already got my $2500, and looking to possibly do this a second time. Was hoping to get 3% at with no points.
Jun 26, 2020
489 Posts
Joined Feb 2012
Jun 26, 2020
Mikey122687
Jun 26, 2020
489 Posts
Quote from MilesHunter :
What is everyone getting for 30year rates right now? Already got my $2500, and looking to possibly do this a second time. Was hoping to get 3% at with no points.
2.75% with -$864 loan cost.
Jun 26, 2020
98 Posts
Joined May 2008
Jun 26, 2020
wootwoot123
Jun 26, 2020
98 Posts
Quote from Mikey122687 :
2.75% with -$864 loan cost.
Where?
Jun 26, 2020
489 Posts
Joined Feb 2012
Jun 26, 2020
Mikey122687
Jun 26, 2020
489 Posts
Quote from wootwoot123 :
Where?
Better

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Jun 26, 2020
489 Posts
Joined Feb 2012
Jun 26, 2020
Mikey122687
Jun 26, 2020
489 Posts
Quote from Mikey122687 :
2.75% with -$864 loan cost.
I just got a called from better.

They're approving my cheaper Title quote so I'll go from $1100 to $595 (saving of $505). So now my total loan cost is -$1369 into my pocket for 2.75% 30 years fixed.

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