Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
American Express Giftcards
Visit RetailerGood Deal
Bad Deal
Save
Share
Leave a Comment
9,848 Comments
Sign up for a Slickdeals account to remove this ad.
6/15: Locked at Better
6/25: Title cleared, underwriting completed already
6/30: Closed
2.75% 30 year
D+E = $1,100
Credit = $3,867
AMEX = $2500
Total profit = $5,267
Will jump right back in the game when I start seeing people get no-cost 2.5% 30year deals. I'll be keeping an eye on the forums for success stories.
Borrowing $240,000 on $520,000 property with 800+credit, 30 year fixed, no lender costs:
2.75% with about $1000 in credits
Awaiting something in writing but with that I'd personally lock at that rate and have Title costs using my own Title Company in PA using Radian for about $1600 which isnt bad.
Dont think Better.com will match/beat this based on the last few pages...
Shahhere
https://singlefamily.fa
They have rates displayed but I cannot customize the rate to take a higher rate for more negative points (credit).
I did get the email finally and have asked to run me a Loan Estimate as it looks good enough to lock for me.
Shahhere
https://singlefamily.fa
Albeit from last year it still applies:
https://singlefamily.fa
Shahhere
Sign up for a Slickdeals account to remove this ad.
If the rates tend to stay low or trend not too far off then people should consider refinancing often
Shahhere
https://singlefamily.fa
Locked in 3% on a 20yr with $1,715 in credits. I'll walk away with a lower rate and about a $1,000 cash (after credits & Amex).
Could of scraped the internet to save 10-25 bps, but time is money.
6/15: Locked at Better
6/25: Title cleared, underwriting completed already
6/30: Closed
2.75% 30 year
D+E = $1,100
Credit = $3,867
AMEX = $2500
Total profit = $5,267
Will jump right back in the game when I start seeing people get no-cost 2.5% 30year deals. I'll be keeping an eye on the forums for success stories.
Sign up for a Slickdeals account to remove this ad.
Loan Locked
Loan amount $530K
Leave a Comment