Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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9,848 Comments
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6/15: Locked at Better
6/25: Title cleared, underwriting completed already
6/30: Closed
2.75% 30 year
D+E = $1,100
Credit = $3,867
AMEX = $2500
Total profit = $5,267
Will jump right back in the game when I start seeing people get no-cost 2.5% 30year deals. I'll be keeping an eye on the forums for success stories.
Borrowing $240,000 on $520,000 property with 800+credit, 30 year fixed, no lender costs:
2.75% with about $1000 in credits
Awaiting something in writing but with that I'd personally lock at that rate and have Title costs using my own Title Company in PA using Radian for about $1600 which isnt bad.
Dont think Better.com will match/beat this based on the last few pages...
Shahhere
https://singlefamily.fa
They have rates displayed but I cannot customize the rate to take a higher rate for more negative points (credit).
I did get the email finally and have asked to run me a Loan Estimate as it looks good enough to lock for me.
Shahhere
https://singlefamily.fa
Albeit from last year it still applies:
https://singlefamily.fa
Shahhere
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If the rates tend to stay low or trend not too far off then people should consider refinancing often
Shahhere
https://singlefamily.fa
Locked in 3% on a 20yr with $1,715 in credits. I'll walk away with a lower rate and about a $1,000 cash (after credits & Amex).
Could of scraped the internet to save 10-25 bps, but time is money.
6/15: Locked at Better
6/25: Title cleared, underwriting completed already
6/30: Closed
2.75% 30 year
D+E = $1,100
Credit = $3,867
AMEX = $2500
Total profit = $5,267
Will jump right back in the game when I start seeing people get no-cost 2.5% 30year deals. I'll be keeping an eye on the forums for success stories.
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Loan Locked
Loan amount $530K
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