Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Where do you track? I am at 3.37. No one is coming down for Jumbo loans.
Thanks!
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can I use online account ?
Thanks!!
can I use online account ?
Thanks!!
Apply what and when was first time and what is an online account
Common comments are get multiple quotes. Now.
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1) I can keep the title as sole ownership. Since it was purchased prior to my marriage I can keep it the same and does not complicate title process during close since I can keep the titling as sole ownership. If I were to buy a new home now that would be different.
2) However, while community property doesn't really affect the title during a refi, it does dictate that from the time of marriage moving forward my spouse has claim to half of the equity build up on the home. In the event we were to get separated the courts could split the equity that it gained. This presumably includes the principle reduction and the appreciation in gain since money I earn while I'm married is considered community funds. Also any funds applied during refinance can also be split since this is paid with community funds. It may not be exactly 50%, especially if I am the primary wage earner and the down payment was done with my pre-marriage money solely. But the courts would want to protect the spouse in the event of separation. So the community property is always in effect once we get married refinance or not.
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