Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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I have no problem with builders bringing services in-house to try and make more money. Like I said, I used their subsidiary insurance agency and title company. As long as the numbers work, I really don't care who owns what. The lending arm in particular just has their heads up their asses. I will say that while the sales guy seemed a tad annoyed that I chose not to go with their lender, he didn't put up a fight about at all. I was very clear with him from the beginning that I would choose whatever works best for me, and I told him I didn't care about the closing cost credit, and that was that. They didn't try to force me into using their lender or anything.
One could get the loan through them and refinance shortly thereafter if the numbers make sense.
That latter part may be exactly why you didn't though.
I have no problem with builders bringing services in-house to try and make more money. Like I said, I used their subsidiary insurance agency and title company. As long as the numbers work, I really don't care who owns what. The lending arm in particular just has their heads up their asses. I will say that while the sales guy seemed a tad annoyed that I chose not to go with their lender, he didn't put up a fight about at all. I was very clear with him from the beginning that I would choose whatever works best for me, and I told him I didn't care about the closing cost credit, and that was that. They didn't try to force me into using their lender or anything.
The one I mentioned before told my friend to take a loan and then refinance afterwards with someone else to get the "benefit" of the bogus closing cost savings. You know something is not kosher when they argue to not pay cash and in fact charge more for it. In this case they lost a customer for it which is just as well as my friend found a better place in a better area a month or so later. But the fact that the bogus loan was more important to them than a sale is also pretty revealing imo.
The one I mentioned before told my friend to take a loan and then refinance afterwards with someone else to get the "benefit" of the bogus closing cost savings. You know something is not kosher when they argue to not pay cash and in fact charge more for it. In this case they lost a customer for it which is just as well as my friend found a better place in a better area a month or so later. But the fact that the bogus loan was more important to them than a sale is also pretty revealing imo.
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Can some give me good lenders info in GA state?
Thanks.
Can some give me good lenders info in GA state?
Thanks.
I refinanced in April to a 20 year and received the $2,500 credit. Looking to refi again to drop the rate a bit before the promo expires. Has anyone successfully received the $2,500 twice on the same card?
It's showing in my Better account I qualify (concierge and free appraisal), though would love confirmation.
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