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expired Posted by Greenworld123 • Dec 8, 2019
expired Posted by Greenworld123 • Dec 8, 2019

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Pro
Jul 6, 2020
5,053 Posts
Joined Jul 2006
Jul 6, 2020
shahhere
Pro
Jul 6, 2020
5,053 Posts
BTW, where is the Wiki on this thread so I can put the rates thread as a link to here:
https://slickdeals.net/f/14173061-07-04-2020-best-mortgage-rates-from-big-reputable-lenders-and-sd-reviews-30year-2-75-15year-2-25-etc?v=1


Shahhere
Jul 6, 2020
3,720 Posts
Joined Oct 2010
Jul 6, 2020
k1ngkev1n1
Jul 6, 2020
3,720 Posts
in CA any other recomended LE i should look for besides Loan depot, loan cabin, owning, & better?

235k balance 30yr looking for. I see rates as low as 2.625 but with 2pts.
Jul 6, 2020
204 Posts
Joined Jun 2013
Jul 6, 2020
https404
Jul 6, 2020
204 Posts
Quote from physio1213 :
This is new. Make sure you are entering different user i.d . I have both accounts running fine. I locked the rate on 2nd account on Thursday.
it is different user ID / new email ID .
Do you prefer to create another brand new account instead of proceeding further ? worst case : will I be assigned to same "My Team" instead of new resources ?
Jul 6, 2020
1,258 Posts
Joined Oct 2007
Jul 6, 2020
micky_d
Jul 6, 2020
1,258 Posts
Quote from CycloneFW :
This may be different on desktop as I am on mobile, hut I went to LoanCabin.com, scrolled the very bottom, and see 877-828-2713 listed next to the Facebook, Twitter, Instagram, LinkedIn, BBB, and Equal Housing Opportunity logos.
That number is hopeless, I called twice and it gets voicemail of someone who is not returning calls.
Jul 6, 2020
177 Posts
Joined Jan 2010
Jul 6, 2020
bballintom22
Jul 6, 2020
177 Posts
Got my $2500 credit today. Closed on May 7 so almost 8 weeks.
Jul 6, 2020
1,970 Posts
Joined Aug 2010
Jul 6, 2020
Debit2Cash
Jul 6, 2020
1,970 Posts
My credit just posted as of this morning. It is dated for June 15th. For reference, I funded on May 6th so today is day 61. I'm so excited I may do this all over again lol!
Last edited by Debit2Cash July 6, 2020 at 09:48 AM.
Jul 6, 2020
83 Posts
Joined Nov 2014
Jul 6, 2020
AdamM8293
Jul 6, 2020
83 Posts
I finally bailed on Better. The bifurcated appraisal was a disaster and my appeal took a month and was unsuccessful. The appraiser was from another state, relied on 3rd party (awful) pictures, and knew nothing about the neighborhood. I'm dissapointed to lose out on the $2,500 credit but I still nailed down a 2.875% loan with a $3k lender credit and have an appraisal waiver (Keystone Funding).

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Jul 6, 2020
7,483 Posts
Joined Sep 2008
Jul 6, 2020
DogAndPony
Jul 6, 2020
7,483 Posts
Quote from Debit2Cash :
My credit just posted as of this morning. It is dated for June 15th. For reference, I funded on May 6th so today is day 61. I'm so excited I may do this all over again lol!
The offer only goes for the next couple of weeks. You should put in an app before that date. Some folks have said they will only leave the app open for 30 days, but they left mine open for several months without any action.
Jul 6, 2020
1,280 Posts
Joined Oct 2007
Jul 6, 2020
Nailer
Jul 6, 2020
1,280 Posts
I dont know if its just or me for everyone, i got LE from Loan Cabin, but there section C price is really exaggerated (~$3200), so when I couldn't get better to match the price again (am almost near closing).
(they were making me buy points(thus matching a+b+c) to match the Loan Cabin rate)
Jul 6, 2020
2,581 Posts
Joined Feb 2008
Jul 6, 2020
LeaninBack916
Jul 6, 2020
2,581 Posts
Quote from AdamM8293 :
I finally bailed on Better. The bifurcated appraisal was a disaster and my appeal took a month and was unsuccessful. The appraiser was from another state, relied on 3rd party (awful) pictures, and knew nothing about the neighborhood. I'm dissapointed to lose out on the $2,500 credit but I still nailed down a 2.875% loan with a $3k lender credit and have an appraisal waiver (Keystone Funding).
I assume their low appraisal resulted in an unfavorable loan offer/Better not allowing those terms?
Jul 6, 2020
607 Posts
Joined Jan 2006
Jul 6, 2020
marsgamer
Jul 6, 2020
607 Posts
I had better match with hightechlending 15 years 2.5 % with $1071 lender credit + will get the $2500 from Amex. The rate was locked last week and I submitted all my asset information etc and was been told today I am conditionally approved and no action needed as the financial documents look all good.

The processing expert sent me an email this morning asking if I had a better LE to match Smilie, I thought since I provided the initial LE and as they matched it I was done but it looks like I can still look for better rates and send them another LE.

Loan cabin doesn't service Oregon so I didn't check, most of the other lenders all are having points for 2.5% 15 years if there is any better lender I can try please let me know.

Thanks
Jul 6, 2020
21 Posts
Joined Mar 2018
Jul 6, 2020
James1900
Jul 6, 2020
21 Posts
I have a AMEX everyday credit card but I don't see this offer in my account. This would have been a killer deal though.

I'm should be losing on my 15 year refi here in the next couple of weeks. I am sure my current lender would have been pissed after they did all these steps and I left.
Last edited by James1900 July 6, 2020 at 11:11 AM.
Jul 6, 2020
4,655 Posts
Joined Mar 2006
Jul 6, 2020
Phasers
Jul 6, 2020
4,655 Posts
Has anyone been able to do this again after doing it once?

Rates have dropped so much I am thinking about refinancing the home I closed in December on.
Last edited by Phasers July 6, 2020 at 11:07 AM.
Jul 6, 2020
93 Posts
Joined Feb 2009
Jul 6, 2020
coolpunch
Jul 6, 2020
93 Posts
Quote from marsgamer :
I had better match with hightechlending 15 years 2.5 % with $1071 lender credit + will get the $2500 from Amex. The rate was locked last week and I submitted all my asset information etc and was been told today I am conditionally approved and no action needed as the financial documents look all good.

The processing expert sent me an email this morning asking if I had a better LE to match Smilie, I thought since I provided the initial LE and as they matched it I was done but it looks like I can still look for better rates and send them another LE.

Loan cabin doesn't service Oregon so I didn't check, most of the other lenders all are having points for 2.5% 15 years if there is any better lender I can try please let me know.

Thanks
Do you have contact details of your lender which you can share here?

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Jul 6, 2020
3,686 Posts
Joined Jul 2012
Jul 6, 2020
MilesHunter
Jul 6, 2020
3,686 Posts
Any in the NC area getting 3% with no buydown?

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