Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Item 1 of 1
expired Posted by Greenworld123 • Dec 8, 2019
Dec 8, 2019 2:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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9,848 Comments
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6/22 - initial application with pre-approval
6/23 - got competing loan estimate and rate locked with better, appraisal ordered
6/24 - title report ordered
6/26 - title report cleared
6/30 - appraisal conducted, report received late that night
6/30 - better beat local title company estimate, knocked off $700
7/2 - Initial closing disclosures recieved
7/6 - Final closing disclosures
7/7 - Anticipated closing
7/13 - Anticipated funding
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Is something in the low 3s or lower possible for 30 years fixed with little to no closing costs? My current rate is 3.5%
I see Loan Cabin with 2.625% but with $1,598 in points (so the cost is too much for me) and they have rates only for a primary residence
Yes... most of the folks here I would say. I opened 6-7 applications. Actually had a lock on two of them. Sitting for 50 days? Drop them, NOW. Have you read folks that are closing in under a month?
I'm not understanding why Better wants me to escrow 10 months up front when I already have 6 months of escrow accrued.
I'm not understanding why Better wants me to escrow 10 months up front when I already have 6 months of escrow accrued.
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