Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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9,848 Comments
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6/22 - initial application with pre-approval
6/23 - got competing loan estimate and rate locked with better, appraisal ordered
6/24 - title report ordered
6/26 - title report cleared
6/30 - appraisal conducted, report received late that night
6/30 - better beat local title company estimate, knocked off $700
7/2 - Initial closing disclosures recieved
7/6 - Final closing disclosures
7/7 - Anticipated closing
7/13 - Anticipated funding
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Is something in the low 3s or lower possible for 30 years fixed with little to no closing costs? My current rate is 3.5%
I see Loan Cabin with 2.625% but with $1,598 in points (so the cost is too much for me) and they have rates only for a primary residence
Yes... most of the folks here I would say. I opened 6-7 applications. Actually had a lock on two of them. Sitting for 50 days? Drop them, NOW. Have you read folks that are closing in under a month?
I'm not understanding why Better wants me to escrow 10 months up front when I already have 6 months of escrow accrued.
I'm not understanding why Better wants me to escrow 10 months up front when I already have 6 months of escrow accrued.
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