Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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I am ok with matching only. In the prior refi, they got were $150 over the competitor and in this refi they were $500 over. Now I'm waiting on screenshots of my updated rate table to see which is the best option for me to maximize things.
For reference, the competing offer was 2.375% on a 15-year with no lender fees and 3rd party costs $150 cheaper than I found locally (and $350 cheaper than Better's estimate). This is all before the Amex credit.
Apparently the actual funding does not happen for a few days.
Anyone know what that means? What happens in the days in between? Do they do another credit check or require more paperwork? Any chance it does not close at that point?
I guess I made the mistake of locking right away ??​
For a house closing, we r running against time
I am ok with matching only. In the prior refi, they got were $150 over the competitor and in this refi they were $500 over. Now I'm waiting on screenshots of my updated rate table to see which is the best option for me to maximize things.
For reference, the competing offer was 2.375% on a 15-year with no lender fees and 3rd party costs $150 cheaper than I found locally (and $350 cheaper than Better's estimate). This is all before the Amex credit.
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To be safe though, I will confirm again before closing and I won't schedule closing until my prior refi's credit is paid out. Any day now. I'm checking my Amex online account like 6x/day lol!
2.65%, 0pts, 30 yr, 2k cost to close they did note this is higher then it really will be. 235k loan. will be sending to better to match see what happens...
To be safe though, I will confirm again before closing and I won't schedule closing until my prior refi's credit is paid out. Any day now. I'm checking my Amex online account like 6x/day lol!
Started June 29th and closing 8 AM on July 11th
Matched - 2.25% for 15 year..... 425$ (A+B+C - lender credit) before the $2500 amex credit.....
I'm in South Carolina. Got 30 yr 3.25% on 200k loan. 800 credit. Home value 275k.
I've scanned many pages of this thread. Can I apply again for same home on same Amex card and get this bonus again or must it be a different house or different Amex card?
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