Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
9,848 Comments
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$3k in credits to get 2.75%. I don't think I can do better at this time,
Better's rates are (for me) completely not competitive this time around, so going checking out LoanCabin and, based on what I read 3 minutes ago, Watermark.
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Better's rates are (for me) completely not competitive this time around, so going checking out LoanCabin and, based on what I read 3 minutes ago, Watermark.
$750 Locking fee? About 8-10 years ago everyone used to charge an Application Fee which ranged from $50-500 and was nothing short of a scam lol.
In the last 6 years I've never paid that and possibly is a deterrent so people dont shop but on this forum and my other thread no one has noted paying a fee for Locking. If anything the only fee I know of is for running Credit for $20-45 which again is only by 2 lenders.
I spoke to a guy named Tony, and he was nice but if thats what they are quoting I'd run or get a clarification.
Shahhere
hahaha well, he should give you the best estimate and you wont go away that way.
Who's the guy you are working with? Post his name here so we know as well.
As for the cost; unless you are getting a stellar rate that is to your advantage I'd look elsewhere and drop these guys. Even if things go your way but what if you run into issues later and you'd want to change your mind?
I say this because this is not the norm based on all the replies...
Shahhere
As for the cost; unless you are getting a stellar rate that is to your advantage I'd look elsewhere and drop these guys. Even if things go your way but what if you run into issues later and you'd want to change your mind?
I say this because this is not the norm based on all the replies...
Shahhere
Michael Young
American Federal Mortgage Corp.
360 Route 24
Chester, NJ 07930
Direct: 862-259-3162
Fax: 866-709-3898
Main: 973-927-0400
Email: [email protected]
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Meanwhile I am also planning to offer on a different house which we liked and got preapproval for it.
Do you know if I need to wait for refinancing to be done and then move with buying a new house or doing both in parallel is okay?
We don't want to lose the house we saw so want to move forward with our offer.
Thanks.