Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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15 year: 2.25% plus $1500 credits
30 year: 2.50% plus $1500 credits
I initially wasn't going to go with a 30 year but at that rate I'm really tempted. I haven't received (or asked for) the LE yet. I see some others above with higher lender credits and similar rates but this is the best I've come across after applying to half a dozen lenders.
300K Loan, 60% LTV, excellent credit.
LoanCabin doesn't have License for my State (Oregon).
15 year: 2.25% plus $1500 credits
30 year: 2.50% plus $1500 credits
I initially wasn't going to go with a 30 year but at that rate I'm really tempted. I haven't received (or asked for) the LE yet. I see some others above with higher lender credits and similar rates but this is the best I've come across after applying to half a dozen lenders.
300K Loan, 60% LTV, excellent credit.
15 year: 2.25% plus $1500 credits
30 year: 2.50% plus $1500 credits
I initially wasn't going to go with a 30 year but at that rate I'm really tempted. I haven't received (or asked for) the LE yet. I see some others above with higher lender credits and similar rates but this is the best I've come across after applying to half a dozen lenders.
300K Loan, 60% LTV, excellent credit.
Lastly, what was the turn around for this quote?
30 year fixed, 2.625%
A = $0
B = $0 (Appraisal waived)
C= $3000 (I can shop for Title and bring this down to $1600 easily)
Lender Credit = $2700
LTV=60%
Loan Amount =~ 300K
Like the Lone Cabin, they took 5 business days to respond with LE, but they have no-nonsense approach. WM in the same ballpark, but they have $1500 origination fees. Oh Better rejected my PM request outright and I moved on
Lastly, what was the turn around for this quote?
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LoanCabin doesn't have License for my State (Oregon).
Because they gave me a LE today and I'm thinking about it.
30 year fixed, 2.625%
A = $0
B = $0 (Appraisal waived)
C= $3000 (I can shop for Title and bring this down to $1600 easily)
Lender Credit = $2700
LTV=60%
Loan Amount =~ 300K
Like the Lone Cabin, they took 5 business days to respond with LE, but they have no-nonsense approach. WM in the same ballpark, but they have $1500 origination fees. Oh Better rejected my PM request outright and I moved on
I closed a refinance with Better last month and actually had two home appraisals done (one by local lender and other by Better). I paid for the appraisal by local lender. Better waived it as part of AMEX deal.
Trying to do it again with Better, and noticed this time they are asking to pay upfront $550 and they will refund me that amount after the closing. This is new to me. Did something change recently with AMEX deal?
Also, Better did the appraisal last month. I wonder why they are asking again for the same home.
Can't they use the last month appraisal?
Because they gave me a LE today and I'm thinking about it.
I don't see Oregon here.
Also when i was trying to apply, i couldn't find Oregon in the List?
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