Must have an amex to add offer to your account. Details:
Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.
https://www.americanexpress.com/u...-OfferHub2
EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
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Yes, get a quote and like Radian that I've use exclusively for 8+ years they were the cheapest but their direct to consumer side is closed so I did get a customer service agent and discussed with her. Gotta call and get quote is the best thing to do to save.
The discount depends on your states reissue policy and if the Title Company is willing to waive their internal fees. With Radian I was able to get $200 waived once but that was it; 3-4 times after that nothing but I asked and they obliged
Shahhere
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I called hightech.... and they dont serve south carolina.
Loan depot, on a 280K value, 204K loan amount, he is saying 2.75% is with closing costs of $3200 AND a 1080 in buying pts (around .48 pts)
Seems way out in left field from here, but I know this is not a crazy high loan amount I have either.
With the same guy, I can do a 3% and Ihave the $3200 in closing fees (he's sending me the LE to review) and I get 1100 in credits. SO the 3200 becomes about 2100 in COSTs.
Im looking forward to hearing from watermark who I inquired but havn't heard back, and from loancabin whom I applied with and got an email saying they will contact me in a few days.
I'm currently at 3.25% from a May closing with better.com at 204K 30yr fixed.
My goal here is to come out around $1500 to the + AFTER the amex credit, so if it costs me around 1000 before amex, I'd be good with that while hopefully getting my rate down into the 2.75 +/- range if possible.
Suggestions on who else I should apply with? I applied with Sebonic when I did the april/may refi, so they might have me on file as applying and NOT going with them. Should I avoid them or apply there anyway?
Thanks
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