Please add sections to this wiki with useful information about the process, so that people don't have to ask the same questions over and over, or scan the whole thread for answers!
Notary and closing
Here is what you can expect or ask for from my experience:
1. New pen for signing wiped thoroughly
2. Pen stays with you after signing
3. Only material they will touch would be your ID
4. ID would be wiped and returned back
5. Can expect gloves to be worn
6. Signing can happen in your front yard or in your garage
7. If you have a Costco table then you can sit on either sides to maintain distancing
8. Masks might be recommended given new guidelines
9. Plus discuss with the notary!!
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Item 1 of 1
expiredGreenworld123 posted Dec 08, 2019 02:27 PM
Amex offer: $2,500 statement credit for home refinance Better.com
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Quote has it $800(lender insurance and settlement fee), but notary fee was added after title was ordered.
It is now $925 with notary added. Is this correct? Feels like bait and switch that they add notary fee after quote was given.
My part B lists appraisal fee of $550 which will count towards closing cost total part J.
But I already paid for it out of pocket when scheduling the appraiser. So I'm already out of pocket $550 and then pay another $550 at closing. My Amex should refund $550 due to this deal. But I'm still down $550 since I pay twice. Does this sounds right?..
My part B lists appraisal fee of $550 which will count towards closing cost total part J.
But I already paid for it out of pocket when scheduling the appraiser. So I'm already out of pocket $550 and then pay another $550 at closing. My Amex should refund $550 due to this deal. But I'm still down $550 since I pay twice. Does this sounds right?..
WM finally replied to me. Apparently they had way to many people contacting them, and they finally had the group that did initial disclosure to work on updating my LE.
WM finally replied to me. Apparently they had way to many people contacting them, and they finally had the group that did initial disclosure to work on updating my LE.
I applied to better earlier this week. Uploaded all documentation, etc. The only "task" to complete in my profile is to lock a rate. My understanding what that my aplication is completed for the purposes of the Amex statement credit qualification. Today, I received an email from better stating the following: "Don't miss out on your statement credit.
Finish your application to be eligible to receive your statement credit from Better Mortgage."
Anyone else get this message today? I just sent an email to my loan officer for clarification. I know there was discussion earlier this week where some LO's were saying the rate needed to be locked but that isn't in the terms.
I'm waiting on a LE from loancabin that hopefully I receive today and can get better to match so I can avoid running into any issues with the statement credit.
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Anyone think there is a chance that the 30 year rate goes down to 2.5% by October? That's the only way this really makes sense for me.
I applied to better earlier this week. Uploaded all documentation, etc. The only "task" to complete in my profile is to lock a rate. My understanding what that my aplication is completed for the purposes of the Amex statement credit qualification. Today, I received an email from better stating the following: "Don't miss out on your statement credit.
Finish your application to be eligible to receive your statement credit from Better Mortgage."
Anyone else get this message today? I just sent an email to my loan officer for clarification. I know there was discussion earlier this week where some LO's were saying the rate needed to be locked but that isn't in the terms.
I'm waiting on a LE from loancabin that hopefully I receive today and can get better to match so I can avoid running into any issues with the statement credit.
When did you apply to Loancabin. I am also waiting LE from them but I just applied yesterday.
At this point, for you, I would reach out to Loan Cabin if you are trying to get everything settled in time. Good luck!
When did you apply to Loancabin. I am also waiting LE from them but I just applied yesterday.
For those of you that have already refinanced with Better, who did you wind up with as a loan servicer?
For those of you that have already refinanced with Better, who did you wind up with as a loan servicer?
15 day close is impressive! Which state?
That said I am taking down their information from the site unless they have a good explanation or correction to them in a timely manner.
My guess is that the pricing "exemption" she quoted is not getting applied to loans but regardless thats not a good look so far.
At the least this helped me and a few others to increase the matching to other lenders!
Shahhere
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