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expiredGreenworld123 posted Dec 08, 2019 02:27 PM
expiredGreenworld123 posted Dec 08, 2019 02:27 PM

Amex offer: $2,500 statement credit for home refinance Better.com

American Express Giftcards
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Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Must have an amex to add offer to your account. Details:

Unlock even more as an
American Express® Card Member with an exclusive mortgage offer from Better.com
Better.com is making the homebuying and refinance experiences more rewarding, with a $2,500 statement credit and more, exclusively for eligible Card Members. See offer terms below.

https://www.americanexpress.com/u...-OfferHub2

EDIT information from Better.com!!!!!!!!!!!!!!!!!!!!!!!!!
Hello,
I work with Better,com and wanted to see if you could please add in the following information to your post on Amex/Better,com deal as it reads incorrect as it stands, especially regarding eligibility. We want to make sure the offer is stated as accurately as possible:
1) Mortgage rates of any specific customer, stated or otherwise, should not be taken as indicative of a mortgage rate available to all customers. Pricing is based on a number of factors, including the individual credit profile of a potential borrower.
2) The offer is only available to those borrowers who have been marketed to directly by American Express, and those who have not received the offer on their Amex portal or via email are not eligible.

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9,848 Comments

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Jul 24, 2020 04:59 PM
19 Posts
Joined Jan 2008
hotrod38Jul 24, 2020 04:59 PM
19 Posts
So other folks have been successful in getting in contact with LoanCabin via the email: [email protected]. I sent loan estimate request there earlier this week, and nothing so far. Is there a phone number I can use instead?

Also, I see some folks referencing using Radian for title work. What is their contact info to get estimate from, as I see a number of contacts on their site, but not clear who is the one providing estimates?
Jul 24, 2020 05:06 PM
280 Posts
Joined Dec 2007
shwymieJul 24, 2020 05:06 PM
280 Posts
Quote from wowpaw :
I just submitted an LE to Better with those same terms : 2.5% on a 30. No lender fees or points. Credit 790 LTV 51%. Waiting for her reply to see if she's willing to match
Who is your LE from?
Jul 24, 2020 05:15 PM
515 Posts
Joined Oct 2012
Deals_bobJul 24, 2020 05:15 PM
515 Posts
Quote from hotrod38 :
So other folks have been successful in getting in contact with LoanCabin via the email: [email protected]. I sent loan estimate request there earlier this week, and nothing so far. Is there a phone number I can use instead?

Also, I see some folks referencing using Radian for title work. What is their contact info to get estimate from, as I see a number of contacts on their site, but not clear who is the one providing estimates?
I have always been successful reaching Samantha only. The above didnt work for me
Jul 24, 2020 05:15 PM
1,020 Posts
Joined Apr 2006
wowpawJul 24, 2020 05:15 PM
1,020 Posts
Quote from shwymie :
Who is your LE from?
Loan Cabin
Jul 24, 2020 05:16 PM
2,925 Posts
Joined Sep 2010
tayninhJul 24, 2020 05:16 PM
2,925 Posts
Quote from cyno :
I think you are correct. I just noticed this on my application too as I paid $550 for the locking. it looks like we are paying twice for the same appraisal.
As we paid outside the LE, it should be 0 in the LE otherwise, we will end up paying again. I sent an email yesterday and so far did not hear from them .

They keep reminding me about my tasks but never bothered to respond to my calls. The schedule site says that no slot is available until 31st July.
Strange ways, they will bug you until you lock the rate, and once you do that, they don't even bother to respond.
Yep, they either put $0 in Appraisal in B or pay us back later. Amex should also refund us for upfront paid.

Anyone who've closed out can chime in?
Pro
Jul 24, 2020 05:43 PM
1,444 Posts
Joined Jun 2013
MeSandy
Pro
Jul 24, 2020 05:43 PM
1,444 Posts
It seems Rate hits another low today, LE from Today should be much better.
Jul 24, 2020 05:54 PM
233 Posts
Joined Sep 2008
dealer89Jul 24, 2020 05:54 PM
233 Posts
Quote from Stove.Portal :
Also looking for an answer to this question
The Better agent told me, starting the application by tomorrow should be fine for AmEx credit. However, I would lock to be in the safe side

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Jul 24, 2020 05:56 PM
1,371 Posts
Joined Dec 2004
missourianJul 24, 2020 05:56 PM
1,371 Posts
Quote from MeSandy :
It seems Rate hits another low today, LE from Today should be much better.
Historic low yesterday according to this

http://www.mortgagenewsdaily.com/mortgage_rates/
Jul 24, 2020 05:58 PM
41,567 Posts
Joined Apr 2006
SDRebelJul 24, 2020 05:58 PM
41,567 Posts
Quote from nicemann :
If you are having problems with Watermark getting back to you after you submit a request for an estimate try a different rep with that company. It seems that when you do a quote on the main website they pick someone from their group and you don't know how overworked they are. In fact I suggest you do this method below without even doing a request on their website.

What I did was go to https://www.nmlsconsumeraccess.or...=watermark and click on random names. You can see what state they are licensed in. You can then just do a quick google search for their name and it will bring you to the WaterMark website.

You can email one or email a couple. Do not use the webform use their actual email. See who responds quickly and is willing to work with the rate for you. Then if you like them you can apply for Watermark via their link and your case will be assigned to them.

I know this method worked well at Watermark but it should also work for places like Loan Cabin. Here is their link https://www.nmlsconsumeraccess.or...an%20cabin Doing a google search for the name will not get them their direct email address most times with LC but you can at least find them on Zillow or something and send them a message.

Their is also a filter at the top to filter by "Any Regulator" which you can pick your state.
Thanks for this
Jul 24, 2020 06:00 PM
95 Posts
Joined Jun 2014
vijay_slickJul 24, 2020 06:00 PM
95 Posts
Quote from Deals_bob :
I have always been successful reaching Samantha only. The above didnt work for me
What is Samantha's email? I submitted the application and so far no response from Loan Cabin.
Jul 24, 2020 06:09 PM
1,224 Posts
Joined Nov 2011
ZwitterionJul 24, 2020 06:09 PM
1,224 Posts
I'm closing Monday. I wonder if a "Start a New Loan" on their website, I'll preserve the opportunity to do another refinance with an Amex credit?
Jul 24, 2020 06:10 PM
3,151 Posts
Joined Jun 2007
nicemannJul 24, 2020 06:10 PM
3,151 Posts
Quote from vijay_slick :
What is Samantha's email? I submitted the application and so far no response from Loan Cabin.
I would try to method I posted a few back. Samantha's email has gotten overloaded I am sure.
Jul 24, 2020 06:16 PM
515 Posts
Joined Oct 2012
Deals_bobJul 24, 2020 06:16 PM
515 Posts
Quote from nicemann :
I would try to method I posted a few back. Samantha's email has gotten overloaded I am sure.
Samantha Schlarb <[email protected]>
Last edited by Deals_bob July 24, 2020 at 11:19 AM.
Jul 24, 2020 06:17 PM
515 Posts
Joined Oct 2012
Deals_bobJul 24, 2020 06:17 PM
515 Posts
Quote from vijay_slick :
What is Samantha's email? I submitted the application and so far no response from Loan Cabin.
Samantha Schlarb <[email protected]>

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Jul 24, 2020 06:18 PM
1,224 Posts
Joined Nov 2011
ZwitterionJul 24, 2020 06:18 PM
1,224 Posts
Confirmed you only need to have an application in by midnight tomorrow, not a lock, to retain promotion.

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