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PSA: Citi cards updated marketing policy. Limit your sharing!
December 21, 2019 at
01:36 PM
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Last Edited by Phaenon December 21, 2019 at 07:36 PM
Call 1-866-217-4736 from a registered phone and limit Citi selling your information to third parties!
This applies to all Citi cards including cards like Costco issued by Citi.
Remember to ask for a written confirmation in the automated system at the end.
If you don't understand why this is important read the NYT article or below:
https://www.theverge.co
There are massive data aggregation companies like Factual and Roam. They pay money to apps to give people your location history and build your profile.
They then buy information from financial institutions to tie it to the places you visited
Then they buy information and match up financial transaction time stamps to anonymized store purchase data (from like free rewards cards) to figure out what you bought.
They also then collect public information about you on age, and other demographics
Then they sell all of this as a package to anyone who will pay for it.
update: for those of you who asked about Chase, you must call: 1-888-868-8618. It requires more information than the Citi system when asked if you are a resident of CA, just say yes and limit additional sharing!
Amex: 1- 855-297-7748
This applies to all Citi cards including cards like Costco issued by Citi.
Remember to ask for a written confirmation in the automated system at the end.
If you don't understand why this is important read the NYT article or below:
https://www.theverge.co
There are massive data aggregation companies like Factual and Roam. They pay money to apps to give people your location history and build your profile.
They then buy information from financial institutions to tie it to the places you visited
Then they buy information and match up financial transaction time stamps to anonymized store purchase data (from like free rewards cards) to figure out what you bought.
They also then collect public information about you on age, and other demographics
Then they sell all of this as a package to anyone who will pay for it.
update: for those of you who asked about Chase, you must call: 1-888-868-8618. It requires more information than the Citi system when asked if you are a resident of CA, just say yes and limit additional sharing!
Amex: 1- 855-297-7748
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
159 Comments
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Apps gathering and then selling your location data is big business. Even a free app makes big money by tracking and then selling your location. The location data brokers say the data is anonymous so it's not a privacy issue. People have shown that with little to no technical skills, that they can take the "anonymous" data and identify who it is in a few minutes.
https://www.nytimes.com/2019/12/24/opinion/location-privacy.html
Apps gathering and then selling your location data is big business. Even a free app makes big money by tracking and then selling your location. The location data brokers say the data is anonymous so it's not a privacy issue. People have shown that with little to no technical skills, that they can take the "anonymous" data and identify who it is in a few minutes.
https://www.nytimes.com/2019/12/2...ivacy.html
After seeing this the app asked to access my Bluetooth. Hmmm. Due to me not allowing location they want access to Bluetooth to gain access to my location. They claim it will help in securing safe transactions. Whatever. No thank.
For my Capital One 360 checking, they have me talk to a representative to stop sharing. Unfortunately they are already closed for the holiday. So I will have to call later this week.
This LexisNexis, do you think it's worth limiting that?
Also, in Android 10, I have limited sharing of location data only to apps currently in use, not in the background. That includes Google Maps and other services.
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(1) Regarding The General VISA Opt Out Link Here:
https://usa.visa.com/legal/privac...t-out.html
That webpage refers you to this page to input your specific VISA CC to Opt Out of Visa Marketing Solutions on this page:
https://marketingreport
This website is discussed a little on this Reddit thread and it appears to be legit (please post if you believe differently).
https://www.reddit.com/r/privacy/...marketing/
According to the above Reddit thread, there is a companion MasterCard (MC) Opt out webpage where the poster claims the MC Opt Out Option is very misleading. Here is the MC Opt Out Link:
https://www.mastercard.
(Q1) Is the MC Opt Out webpage misleading and should SD users NOT input their CC info here?
(Q2) Did anyone find a link to "Opt Out" for SD popular Visa CCs: (a) Penfed Platinum Rewards and, or (b) Fidelity Signature Visa, (c) Uber Visa (barclay)? If so, please post links and phone numbers.
Thanks in advance!
"Here Are the Data Brokers Quietly Buying and Selling Your Personal Information (PI)"
https://www.fastcompany
Illustrates how daunting, if not impossible, iit is to get control of your PI in the US.
Please move this to TinFoilHats.com
"How to Opt Out of the Sites That Sell Your Personal Data"
https://www.wired.com/story/opt-o...s-privacy/
This guy (referenced in Wired article above, lists the contact numbers to opt out as well as identiying the REALLY BAD Data Brokers. His list is called:
"Big Ass Data Broker Opt-Out List"
https://docs.google.com/document/...UMxTM/edit
Speaking of which, you can now get a dump of all the data they have on you. You can even ask them to delete your file. Thanks California!
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