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PSA: Citi cards updated marketing policy. Limit your sharing!
December 21, 2019 at
01:36 PM
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Last Edited by Phaenon December 21, 2019 at 07:36 PM
Call 1-866-217-4736 from a registered phone and limit Citi selling your information to third parties!
This applies to all Citi cards including cards like Costco issued by Citi.
Remember to ask for a written confirmation in the automated system at the end.
If you don't understand why this is important read the NYT article or below:
https://www.theverge.co
There are massive data aggregation companies like Factual and Roam. They pay money to apps to give people your location history and build your profile.
They then buy information from financial institutions to tie it to the places you visited
Then they buy information and match up financial transaction time stamps to anonymized store purchase data (from like free rewards cards) to figure out what you bought.
They also then collect public information about you on age, and other demographics
Then they sell all of this as a package to anyone who will pay for it.
update: for those of you who asked about Chase, you must call: 1-888-868-8618. It requires more information than the Citi system when asked if you are a resident of CA, just say yes and limit additional sharing!
Amex: 1- 855-297-7748
This applies to all Citi cards including cards like Costco issued by Citi.
Remember to ask for a written confirmation in the automated system at the end.
If you don't understand why this is important read the NYT article or below:
https://www.theverge.co
There are massive data aggregation companies like Factual and Roam. They pay money to apps to give people your location history and build your profile.
They then buy information from financial institutions to tie it to the places you visited
Then they buy information and match up financial transaction time stamps to anonymized store purchase data (from like free rewards cards) to figure out what you bought.
They also then collect public information about you on age, and other demographics
Then they sell all of this as a package to anyone who will pay for it.
update: for those of you who asked about Chase, you must call: 1-888-868-8618. It requires more information than the Citi system when asked if you are a resident of CA, just say yes and limit additional sharing!
Amex: 1- 855-297-7748
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
159 Comments
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Pretty much. There's no central clearing house. Although if you hit the big ones, like Lexis, it'll take out some of the smaller ones. Since the smaller ones just resell data they buy from the big ones. But you'll have to at least hit the smaller ones once to clear the cache.
If anyone is thinking that can't happen here. Various governments in the US have been trying to do this for years, we just couldn't make it work. But now the government can just buy the tech from China.
https://www.youtube.com/watch?v=CLo3e1Pak-Y
"How to Opt Out of the Sites That Sell Your Personal Data"
https://www.wired.com/story/opt-o...s-privacy/
This guy (referenced in Wired article above, lists the contact numbers to opt out as well as identiying the REALLY BAD Data Brokers. His list is called:
"Big Ass Data Broker Opt-Out List"
https://docs.google.com/document/...UMxTM/edit
Also, just because you opt-out once doesn't mean you are opted out forever. I've found that I show up again on some of these sites. That can be cause they stick my middle initial in my name and thus it's a new record or they simply list me again. So you periodically have to check to make sure you aren't back on.
"How to Opt Out of the Sites That Sell Your Personal Data"
https://www.wired.com/story/opt-o...s-privacy/
This guy (referenced in Wired article above, lists the contact numbers to opt out as well as identiying the REALLY BAD Data Brokers. His list is called:
"Big Ass Data Broker Opt-Out List"
https://docs.google.com/document/...UMxTM/edit
Apps gathering and then selling your location data is big business. Even a free app makes big money by tracking and then selling your location. The location data brokers say the data is anonymous so it's not a privacy issue. People have shown that with little to no technical skills, that they can take the "anonymous" data and identify who it is in a few minutes.
https://www.nytimes.com/2019/12/2...ivacy.html
Here is the complete 7 part series on smartphone location tracking by the New York Times:
https://www.nytimes.com/interacti...pho
At the end of the article you can see the rest of the parts 2-7.
Here is part 2:
https://www.nytimes.com/interacti...-tips.html
Also, you must burn in your brain that a cell phone is NOT a secure device as shown here:
https://krebsonsecurity
As stated above, using Google Voice MAY help.
https://www.usatoday.co
https://www.usatoday.co
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"Activist Behind California's New Privacy Law Already Wants to Improve It"
https://www.wsj.com/articles/acti...15776154
Watched some news talk shows where the panel discussed this. Yes the lobbyists are going to try to get nuetered privacy bill thru congress, but none of the experts expect any possibility of bi-partison support for a neutered bill anytime soon especially with a divided congress.
The Experts predicted that other Blue States will follow California's lead and perhaps go further. This could also close down the facebook loophole. If the California Saint, or another state closes down this loophole, it will be tough for facebook to adopt strict Privacy standards that apply to Blue states (only) while having a different standard for the business friendly Red States.
I will definitely be rooting against Facebook, its fat cat lobbyists, and sympathetic allies in this matter!
https://techcrunch.com/2020/01/10/medical-images-exposed-pacs/
Mods, please fix this.