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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,832 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jun 2015
L4: Apprentice
> bubble2 350 Posts
70 Reputation
savemoney2008
02-01-2020 at 03:01 PM.
02-01-2020 at 03:01 PM.
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
3
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Joined Nov 2011
L9: Master
> bubble2 5,690 Posts
1,212 Reputation
SamsungS21
02-01-2020 at 03:04 PM.
02-01-2020 at 03:04 PM.
Quote from savemoney2008 :
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
Can't we cancel account after $400
1
Reply
Joined May 2006
L7: Teacher
> bubble2 3,016 Posts
414 Reputation
CreepyLilBeast
02-01-2020 at 03:05 PM.
02-01-2020 at 03:05 PM.
Quote from SamsungS10e :
Can't we cancel account after $400

Yes we can. Did it last time and got the $400 with no hassle
Reply
Joined Jun 2011
if its Free its for ME!
> bubble2 2,823 Posts
2,367 Reputation
Original Poster
Bad_Boy
02-01-2020 at 03:18 PM.
02-01-2020 at 03:18 PM.
Quote from savemoney2008 :
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
i had a feeling i am gonna get some backlash for it, but i am looking it at from free $400 point of view Hide
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HIDDENsphere204002-01-2020 at 03:32 PM.
Joined Oct 2016
L8: Grand Teacher
> bubble2 3,171 Posts
879 Reputation
FrozenBeer
02-01-2020 at 06:07 PM.
02-01-2020 at 06:07 PM.
Wells Fargo sure has ruined its reputation, at least with me. I am not even remotely enticed by free $400. Frown
1
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Joined Aug 2005
L5: Journeyman
> bubble2 698 Posts
102 Reputation
dgodesky
02-01-2020 at 06:08 PM.
02-01-2020 at 06:08 PM.
90-days to get your salary or other qualified direct deposits changed and meet the $4k is a tight timeline.
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Joined Jul 2006
L6: Expert
> bubble2 1,762 Posts
274 Reputation
WhoIsThat
02-01-2020 at 06:41 PM.
02-01-2020 at 06:41 PM.
If you transfer/deposit your money from a brokerage or another bank account via ACH to your newly opened Wells Fargo checking a few times (as any direct deposit would), does it show up in their system as a direct deposit and would allow you to qualify for the bonus?
Reply
Joined Dec 2004
L10: Grand Master
> bubble2 12,513 Posts
1,365 Reputation
kensteele
02-01-2020 at 06:48 PM.
02-01-2020 at 06:48 PM.
Quote from sphere2040 :
No matter what, you dont want dirty money that was stolen from other people. It will be cursed.

Stay away from this shithole of a bank. You will thank me later for it.
all money is dirty. Wells Fargo was just caught.
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HIDDENTopRanked02-01-2020 at 06:52 PM.
Joined Jun 2011
if its Free its for ME!
> bubble2 2,823 Posts
2,367 Reputation
Original Poster
Bad_Boy
02-01-2020 at 06:55 PM.
02-01-2020 at 06:55 PM.
Quote from WhoIsThat :
If you transfer/deposit your money from a brokerage or another bank account via ACH to your newly opened Wells Fargo checking a few times (as any direct deposit would), does it show up in their system as a direct deposit and would allow you to qualify for the bonus?
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different hug
Reply
Joined Jul 2006
L6: Expert
> bubble2 1,762 Posts
274 Reputation
WhoIsThat
02-01-2020 at 07:13 PM.
02-01-2020 at 07:13 PM.
Quote from Bad_Boy :
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different
thanks for the response. much appreciated.
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Joined Oct 2007
L6: Expert
> bubble2 1,049 Posts
398 Reputation
mannevr
02-01-2020 at 07:29 PM.
02-01-2020 at 07:29 PM.
Quote from Bad_Boy :
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different hug
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.
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Joined Oct 2009
L5: Journeyman
> bubble2 808 Posts
111 Reputation
dh747
02-01-2020 at 07:33 PM.
02-01-2020 at 07:33 PM.
How is 90 days for DD calculated? The reason I ask is I did the previous deal that required three $3000 direct deposits over 90 days from the date of account opening, which was 11/18/2019 (literally the day I opened the account online). My employer took some time to switch my paycheck to WF and the first two DD happened on 12/31 and 1/31. The third will happen on 2/29. Will that be too late as 90 days from 11/18 is 02/16/2020? Or is there a grace period to get the account going (e.g., with credit card bonus offers)? If not, it would be near impossible to get three paychecks in as DD in 90 days.
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