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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+27 Deal Score
42,489 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Created 02-01-2020 at 02:53 PM by Bad_Boy
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

114 Comments

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Joined Jun 2015
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#2
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
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Joined Nov 2011
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#3
Quote from savemoney2008
:
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
Can't we cancel account after $400
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Joined May 2006
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#4
Quote from SamsungS10e
:
Can't we cancel account after $400
Yes we can. Did it last time and got the $400 with no hassle
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Joined Jun 2011
if its Free its for ME!
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Original Poster
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#5
Quote from savemoney2008
:
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
i had a feeling i am gonna get some backlash for it, but i am looking it at from free $400 point of view Hide
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HIDDEN
02-01-2020 at 03:32 PM
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#7
Wells Fargo sure has ruined its reputation, at least with me. I am not even remotely enticed by free $400. Frown
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#8
90-days to get your salary or other qualified direct deposits changed and meet the $4k is a tight timeline.
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#9
If you transfer/deposit your money from a brokerage or another bank account via ACH to your newly opened Wells Fargo checking a few times (as any direct deposit would), does it show up in their system as a direct deposit and would allow you to qualify for the bonus?
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Joined Dec 2004
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#10
Quote from sphere2040
:
No matter what, you dont want dirty money that was stolen from other people. It will be cursed.

Stay away from this shithole of a bank. You will thank me later for it.
all money is dirty. Wells Fargo was just caught.
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HIDDEN
02-01-2020 at 06:52 PM
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#12
Quote from WhoIsThat
:
If you transfer/deposit your money from a brokerage or another bank account via ACH to your newly opened Wells Fargo checking a few times (as any direct deposit would), does it show up in their system as a direct deposit and would allow you to qualify for the bonus?
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different hug
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#13
Quote from Bad_Boy
:
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different https://static.slickdealscdn.com/ima...s/emot-hug.gif
thanks for the response. much appreciated.
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#14
Quote from Bad_Boy
:
Last time ACH from another account qualified for the bonus, so this time shouldn't be any different hug
A qualifying direct deposit is a direct deposit of your salary, pension, Social Security, or other regular monthly income, electronically deposited through the Automated Clearing House (ACH) network by your employer or an outside agency.
Transfers from one account to another, mobile deposits, deposits made at a banking location, or ATM do not qualify.
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Joined Oct 2009
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#15
How is 90 days for DD calculated? The reason I ask is I did the previous deal that required three $3000 direct deposits over 90 days from the date of account opening, which was 11/18/2019 (literally the day I opened the account online). My employer took some time to switch my paycheck to WF and the first two DD happened on 12/31 and 1/31. The third will happen on 2/29. Will that be too late as 90 days from 11/18 is 02/16/2020? Or is there a grace period to get the account going (e.g., with credit card bonus offers)? If not, it would be near impossible to get three paychecks in as DD in 90 days.
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