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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more

+29 Deal Score
65,941 Views
https://bonusoffer.wf.com/promo400

Receive a total of $4,000 or more in qualifying direct deposits to the new checking account within 90 days from account opening (the qualification period).

Offer at a glance
  • Maximum bonus amount: **$400
  • Availability: **Nationwide
  • Direct deposit required: **Yes, $4,000
  • Additional requirements:
  • Hard/soft pull: **Soft
  • Credit card funding: **Can fund up to $50 online
  • Monthly fees: **$10, avoidable
  • Early account termination fee: **None,
  • Household limit: **None
    Expiration date: July 31, 2020
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Wells Fargo Checking Account $400 Bonus after Depositing $4,000 or more
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HIDDEN1-602-01-2020 at 07:39 PM.
Joined Aug 2013
L4: Apprentice
> bubble2 361 Posts
38 Reputation
DrOmango
02-01-2020 at 07:42 PM.
02-01-2020 at 07:42 PM.
most of my income come from contracting with a company that deposits to my paypal account. it should count as a qualifying payment.
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Joined Nov 2010
L7: Teacher
> bubble2 2,768 Posts
265 Reputation
smartt
02-01-2020 at 08:24 PM.
02-01-2020 at 08:24 PM.
Quote from 1-6 :
For those of you who think you'll pocket $400 easily. You'll pocket $400 as easily if you invested $4000 into an S&P500 index mutual fund for at least 1 year to not get charged with short term capital gains tax. You might even do better.
Well, if you have $4k to let sit for a year.
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Joined Dec 2007
L5: Journeyman
> bubble2 534 Posts
278 Reputation
Pro
vtmon
02-01-2020 at 08:42 PM.
02-01-2020 at 08:42 PM.
You won't qualify for the bonus if you already have an account, which many of us unknowingly already have.
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Joined Jun 2013
L6: Expert
> bubble2 1,529 Posts
1,033 Reputation
Pro
boofat
02-01-2020 at 08:46 PM.
02-01-2020 at 08:46 PM.
Quote from doublehelix747 :
How is 90 days for DD calculated? The reason I ask is I did the previous deal that required three $3000 direct deposits over 90 days from the date of account opening, which was 11/18/2019 (literally the day I opened the account online). My employer took some time to switch my paycheck to WF and the first two DD happened on 12/31 and 1/31. The third will happen on 2/29. Will that be too late as 90 days from 11/18 is 02/16/2020? Or is there a grace period to get the account going (e.g., with credit card bonus offers)? If not, it would be near impossible to get three paychecks in as DD in 90 days.

Were I in your situation, I'd send WF a secure message once logged into your account asking that same question.
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Joined Feb 2015
L3: Novice
> bubble2 215 Posts
40 Reputation
thefightingpancake
02-01-2020 at 08:52 PM.
02-01-2020 at 08:52 PM.
Quote from 1-6 :
For those of you who think you'll pocket $400 easily. You'll pocket $400 as easily if you invested $4000 into an S&P500 index mutual fund for at least 1 year to not get charged with short term capital gains tax. You might even do better.
The way 2020 is shaping up, I'd stick with this wellsfargo deal. Not bullish at all for a 10% return in these Market conditions in 2020.
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Joined Sep 2014
L6: Expert
> bubble2 1,922 Posts
236 Reputation
1-6
02-01-2020 at 08:58 PM.
02-01-2020 at 08:58 PM.
Quote from thefightingpancake :
The way 2020 is shaping up, I'd stick with this wellsfargo deal. Not bullish at all for a 10% return in these Market conditions in 2020.
That's what they said about 2019. I doubt anything major will happen if history is a good indicator. Just stay on course because winning financially is a marathon, not a sprint.
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Last edited by 1-6 February 1, 2020 at 09:02 PM.

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Joined Jun 2011
L4: Apprentice
> bubble2 439 Posts
135 Reputation
DealsDealsDeals05
02-01-2020 at 09:00 PM.
02-01-2020 at 09:00 PM.
Quote from 1-6 :
For those of you who think you'll pocket $400 easily. You'll pocket $400 as easily if you invested $4000 into an S&P500 index mutual fund for at least 1 year to not get charged with short term capital gains tax. You might even do better.

This is terrible advice. There is absolutely no guarantee the stock market will gain 10% this year.

This offer guarantees you a 10% return for a shorter time period with no risk.
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Joined Apr 2008
L9: Master
> bubble2 5,958 Posts
stasis
02-01-2020 at 10:33 PM.
02-01-2020 at 10:33 PM.
Quote from vtmon :
You won't qualify for the bonus if you already have an account, which many of us unknowingly already have.
We'll see if I will get mine. I did this offer around xmas.
What's so shady was I couldn't open an online account so that I can log in to check the direct deposits, after my application was approved. Turns out I had an old account with them (that I wasn't aware of) according to their csr. She said my current phone number (that I used in my application) does not match what is in their record. Guess what? Their record has a very old phone number + my previous address 9 years ago!
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Joined Dec 2008
L9: Master
> bubble2 5,881 Posts
494 Reputation
Pro
regcustomer88
02-01-2020 at 10:36 PM.
02-01-2020 at 10:36 PM.
Money coming from PP counted as direct deposit ?
Reply
Joined Dec 2007
L3: Novice
> bubble2 129 Posts
22 Reputation
trashycamaro
02-02-2020 at 05:04 AM.
02-02-2020 at 05:04 AM.
So tax return check should count as DD right?
Reply
Joined Dec 2009
L7: Teacher
> bubble2 2,321 Posts
382 Reputation
christoh
02-02-2020 at 05:21 AM.
02-02-2020 at 05:21 AM.
Quote from savemoney2008 :
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
I agree ,I had an awful (several) experience 's ….but one in particular with one of my accounts (opening credit card accounts 3 of them) ,they did not steal or charge on them but they were open and showing on my credit file . Went to the office to complain and they denied it and mocked me as paranoid . Then things started getting real bad but will not get into it as I have an open lawsuit with them . I now only have 2 accounts left with a meager 30k between them . I do have a significant 401k but will change that over soon . My take ,do not deal with them ...or trust them with your hard earned or inherited money .just say'in
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Joined Apr 2015
L2: Beginner
> bubble2 48 Posts
98 Reputation
BrentW8540
02-02-2020 at 05:44 AM.
02-02-2020 at 05:44 AM.
would a direct deposit of your tax return count?

haha dangit just saw someone posted this just above me...
Reply
Joined Nov 2010
"Buy Low-Live High"
> bubble2 3,314 Posts
596 Reputation
bchill
02-02-2020 at 06:09 AM.
02-02-2020 at 06:09 AM.
Quote from savemoney2008 :
Please look up what Wells Fargo has been doing to their customers. I won't trust them a bit forever. Some of them should go to jail.
More reason for three of my household members to get $400 bucks each. This is Wells Fargo saying I'm sorry for all the bad things we have done in the past. Here's 4 Benjamins.

Thank You Wells Fargo!!hug
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Joined Nov 2010
"Buy Low-Live High"
> bubble2 3,314 Posts
596 Reputation
bchill
02-02-2020 at 06:11 AM.
02-02-2020 at 06:11 AM.
Quote from 1-6 :
For those of you who think you'll pocket $400 easily. You'll pocket $400 as easily if you invested $4000 into an S&P500 index mutual fund for at least 1 year to not get charged with short term capital gains tax. You might even do better.
I am an investor but there is absolutely nothing you just said that has merit. laugh out loud
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