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Chase Freedom UnlimitedĀ®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,516 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.

Card Details:


Slickdeals may be compensated by Chase.
Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,516 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

558 Comments

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Nov 2008
L10: Grand Master
> bubble2 8,102 Posts
607 Reputation
dtmamg
08-04-2020 at 08:46 PM.
08-04-2020 at 08:46 PM.
Quote from atluri :
Does that 5% cashback applied to costco?
Costco is warehouse
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
08-04-2020 at 08:54 PM.
08-04-2020 at 08:54 PM.
Quote from Arpan88 :
Can I upgrade my regular Freedom card to Freedom Unlimited and get this offer? I don't want both cards.

You can product change, but you don't get a signup bonus that way.

Other than having something better to do with a 5/24 slot there's no downside to having both cards.
Reply
Joined Nov 2015
L2: Beginner
> bubble2 69 Posts
10 Reputation
-moving.forward-
08-05-2020 at 05:52 AM.
08-05-2020 at 05:52 AM.
I tried to have my buddy send me a referral link for this card but he said there isn't any referral links? Is there?
Reply
Joined Nov 2017
Fisherman
> bubble2 142 Posts
22 Reputation
4sallypat
08-05-2020 at 06:46 AM.
08-05-2020 at 06:46 AM.
Quote from AlphaDag13 :
I've got a 780 FICO score and have banked with Chase for nearly 20 years. I got an instant decline. What gives?
Seems like banks are not extending credit these days.

With the huge amount of people who have deferred payments to house, cards, cars, etc...

It's not unusual for banks to not issue new cards.

I just got rejected from PayPal Working Capital where in the past 10 years I have never been rejected. The rep said due to bank's cautious approach, they do not approve many applications....

So I told Paypal that I will not be doing any more business & eBay seller fees thru them and will switch over to Managed Payments and get the fund deposited into my bank account.

They said "oh well"...
Reply
Joined Mar 2012
L5: Journeyman
> bubble2 933 Posts
86 Reputation
treyjustice
08-05-2020 at 04:05 PM.
08-05-2020 at 04:05 PM.
I was instantly approved with $3100 credit line. Have sapphire, amazon, southwest, freedom, slate and business ink preferred through chase previously. I wasn't sure I'd be approved as my first mortgage just hit on my credit report. I should be able to get pretty good use out of the 5% grocery
Reply
Joined Jun 2006
L7: Teacher
> bubble2 2,145 Posts
416 Reputation
NewDoc
08-05-2020 at 07:46 PM.
08-05-2020 at 07:46 PM.
Quote from 4sallypat :
Seems like banks are not extending credit these days.

With the huge amount of people who have deferred payments to house, cards, cars, etc...

It's not unusual for banks to not issue new cards.

I just got rejected from PayPal Working Capital where in the past 10 years I have never been rejected. The rep said due to bank's cautious approach, they do not approve many applications....

So I told Paypal that I will not be doing any more business & eBay seller fees thru them and will switch over to Managed Payments and get the fund deposited into my bank account.

They said "oh well"...

I have had a different experience with chase. I have the Reserve card, 3 freedom cards, Ink business preferred and ink business cash card.

I am retired and my consulting business generates little income. Chase seems to throw their cards and offers at me right and left. I will keep taking them up on point generating offers as long as I can. I guess my 820+ credit score is finally paying off.
Reply
Last edited by NewDoc August 5, 2020 at 07:50 PM.
Joined Nov 2017
L2: Beginner
> bubble2 36 Posts
10 Reputation
SomeAvgConsumer
08-05-2020 at 09:25 PM.
08-05-2020 at 09:25 PM.
Do we still the 5% for the first year if we use a refer a friend link? I dont see the 5% offer when I applied. Still got the 200$ signup though.
Reply

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Joined Mar 2012
L5: Journeyman
> bubble2 933 Posts
86 Reputation
treyjustice
08-06-2020 at 06:03 AM.
08-06-2020 at 06:03 AM.
Quote from SomeAvgConsumer :
Do we still the 5% for the first year if we use a refer a friend link? I dont see the 5% offer when I applied. Still got the 200$ signup though.
I don't think so
Reply
Joined Apr 2015
L1: Learner
> bubble2 18 Posts
22 Reputation
CathyJ6937
08-06-2020 at 01:50 PM.
08-06-2020 at 01:50 PM.
What is the 0% APR promotion? Does it mean that if I don't pay the bill in its entirety for the first 15 months, I am not charged interest? Are minimum payments required?
Reply
Last edited by CathyJ6937 August 6, 2020 at 02:26 PM.
Joined Sep 2008
L10: Grand Master
> bubble2 7,488 Posts
723 Reputation
DogAndPony
08-06-2020 at 02:26 PM.
08-06-2020 at 02:26 PM.
Quote from CathyJ6937 :
What is the 0% Apr? Does it mean that if I don't pay the bill, I am not charged interest?
You have to pay the minimum amount. Not sure what that is. I think mine last month was maybe $50 on a balance of $10k
Reply
Joined Apr 2015
L1: Learner
> bubble2 18 Posts
22 Reputation
CathyJ6937
08-06-2020 at 02:27 PM.
08-06-2020 at 02:27 PM.
Quote from DogAndPony :
You have to pay the minimum amount. Not sure what that is. I think mine last month was maybe $50 on a balance of $10k
Thank you.
Reply
Joined Jan 2013
L4: Apprentice
> bubble2 409 Posts
22 Reputation
BBH24
08-06-2020 at 05:33 PM.
08-06-2020 at 05:33 PM.
Anyone got the referral bonus? When my friend click on my link. It show a box saying

"The offer your are attempting to access is no longer available, you will be redirected to the most current offer. If you are not automatically redirected, click here."
Reply
Joined Jul 2015
L4: Apprentice
> bubble2 301 Posts
44 Reputation
macosxfan
08-06-2020 at 09:02 PM.
08-06-2020 at 09:02 PM.
How long does it take to get the card? I got approved 3 weeks ago and I'm able to see the card in my account along with my Freedom, but haven't received the physical card in mail yet.
Reply
Joined Apr 2019
L2: Beginner
> bubble2 25 Posts
10 Reputation
Mpc423
08-07-2020 at 12:17 AM.
08-07-2020 at 12:17 AM.
Quote from treyjustice :
I was instantly approved with $3100 credit line. Have sapphire, amazon, southwest, freedom, slate and business ink preferred through chase previously. I wasn't sure I'd be approved as my first mortgage just hit on my credit report. I should be able to get pretty good use out of the 5% grocery
Will you try move credit around from your other cards to increase your credit line?
Reply

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Joined Mar 2012
L5: Journeyman
> bubble2 933 Posts
86 Reputation
treyjustice
08-07-2020 at 06:26 AM.
08-07-2020 at 06:26 AM.
Quote from Mal2ianne1 :
Will you try move credit around from your other cards to increase your credit line?
I won't . I only got for the free $200 and 5% back on groceries which maxes out at $12k. I'll try to get to $1k per month with groceries and gift cards but it might be hard for me....
Reply
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