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Chase Freedom UnlimitedĀ®: Earn Expired

$200 Bonus
w/ $500 Spent in First 3-Months
+202 Deal Score
411,342 Views
Update: This very popular deal is still available.

Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0. Thanks helper02

Card Details:



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Original Post

Written by
Edited January 13, 2021 at 01:02 PM by
Chase is offering a $200 Bonus after you spend $500 on purchases in the first 3 months of account opening for the Chase Freedom UnlimitedĀ®. Annual fee is $0.

Card Details:


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Created 07-23-2020 at 07:11 PM by helper02
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Deal
Score
+202
411,342 Views
$200 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

558 Comments

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Featured Comments

Not multiple of the same card. 1 Freedom Unlimited and 1 Freedom — yes.



Call the reconsideration line immediately.



Call the reconsideration line immediately.


If you get rejected sometimes there are errors in their automation side or just simply discrepancies. I have always called the reconsideration lines for credit agencies and sometimes even gotten approved over the phone.

At the least it will tell you why you got denied and it will be a learning experience. In this specific case: Always call laugh out loud
That's not how the offer reads:

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* And earn 5% cash back on grocery store purchases (not including TargetĀ® or WalmartĀ® purchases) on up to $12,000 spent in the first year.*
Yes you are. The Chase Freedom and Freedom Unlimited are different cards. Go and apply for it! If you do, please use someone's referral link (they get $100) to share the wealth!

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Joined Dec 2011
L2: Beginner
> bubble2 46 Posts
14 Reputation
ltrazaklt
08-20-2020 at 05:25 PM.
08-20-2020 at 05:25 PM.
Quote from foff667 :
830 credit score, didn't get instantly approved, several days have gone by with no further communication. Good job there Chase lol

I had something similar..applies online , the email said my approval needed further review..about week or so later , I got a letter in the mail, saying call them , I called them and spoke to a rep ..they literally did nothing but verify my phone number and approved me right then and there..about week or so later , I got my card in the mail ...BUT I am not seeing ANYTHING in my new card that says I have $200 cashback offer ...not sure if this happening to others too, or if I am just missing it.
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Joined Jun 2017
L3: Novice
> bubble2 127 Posts
21 Reputation
AshuP
08-20-2020 at 07:16 PM.
08-20-2020 at 07:16 PM.
Any chance of getting approved for a score of ~750 with credit length of ~1.5 years?
Reply
Joined Nov 2010
L4: Apprentice
> bubble2 475 Posts
149 Reputation
EndlessManager
08-20-2020 at 10:06 PM.
08-20-2020 at 10:06 PM.
I got a $200 bonus for opening a checking account with Chase late last year. Can I still get this $200 as well? Thanks!
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Joined Feb 2011
L7: Teacher
> bubble2 2,223 Posts
727 Reputation
bru_that
08-20-2020 at 11:23 PM.
08-20-2020 at 11:23 PM.
Quote from ltrazaklt :
So I got my card in the mail today ..and there is NOTHING about the $200 Cash Back ...I had a chase Card that I closed out about 4 years ago , was $150 cashback after spend $500 ..so I should still qualify...anyone else not seeing anything in the card package showing the $200 cb offer? ..it looks like they just sent me a regular plain old Freedom Unlimited Card...
Chase never includes the terms of the bonus offer in the card package. There is no reason for you to think that you won't get the bonus.
Quote from AshuP :
Any chance of getting approved for a score of ~750 with credit length of ~1.5 years?
Sure. At least in normal times, 750 was a better than needed score for a Freedom/Freedom unlimited, and 1 year of credit history seems to be Chase's magic number.
Quote from EndlessManager :
I got a $200 bonus for opening a checking account with Chase late last year. Can I still get this $200 as well? Thanks!
Yes. Chase credit card bonuses have nothing to do with having gotten a bonus from the consumer deposit banking side of their business.
Reply
Last edited by bru_that August 20, 2020 at 11:27 PM.
Joined Nov 2010
L4: Apprentice
> bubble2 475 Posts
149 Reputation
EndlessManager
08-20-2020 at 11:30 PM.
08-20-2020 at 11:30 PM.
Quote from bru_that :
Chase never includes the terms of the bonus offer in the card package. There is no reason for you to think that you won't get the bonus.

Sure. At least in normal times, 750 was a better than needed score for a Freedom/Freedom unlimited, and 1 year of credit history seems to be Chase's magic number.

Yes. Chase credit card bonuses have nothing to do with having gotten a bonus from the consumer deposit banking side of their business.
Thanks boss šŸ‘
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Joined Mar 2006
L6: Expert
> bubble2 1,861 Posts
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Pro
moon_2100
08-22-2020 at 09:19 AM.
08-22-2020 at 09:19 AM.
One of my friends got this card from my referral link. Anyone know how long does it takes to get referral credit? Thanks.
Reply
Joined Aug 2008
L5: Journeyman
> bubble2 646 Posts
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StadiumRocks
08-22-2020 at 03:07 PM.
08-22-2020 at 03:07 PM.
Quote from ltrazaklt :
So I got my card in the mail today ..and there is NOTHING about the $200 Cash Back ...I had a chase Card that I closed out about 4 years ago , was $150 cashback after spend $500 ..so I should still qualify...anyone else not seeing anything in the card package showing the $200 cb offer? ..it looks like they just sent me a regular plain old Freedom Unlimited Card...

I got the card today, no mentioned about $200 promo. However, when I checked my Chase app, it's there. Maybe you'll find it mentioned in the app too if you installed one.

The first time I opened the app, the promo was in the first page under the card. When I opened the app again, the promo was no longer there. But I can still find it under rewards page.
Reply
Last edited by StadiumRocks August 22, 2020 at 03:22 PM.

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Joined Apr 2011
L4: Apprentice
> bubble2 492 Posts
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ronswanson
08-23-2020 at 07:10 PM.
08-23-2020 at 07:10 PM.
I'm pre-approved for this card and the bonus deal. I already have a regular Freedom card that I opened 4 yrs ago.

1. Can I refer someone to the Unlimited and get the $100 for my regular Freedom account?

2. Or would it be better to take the Unlimited deal and then do a referral?
Reply
Joined Aug 2015
The Dude
> bubble2 13 Posts
10 Reputation
weirdeyedkid
08-23-2020 at 07:28 PM.
08-23-2020 at 07:28 PM.
Quote from MrHalliday :
Agreed, although I did get $500 from Chase for combined checking/savings account openings.

Opened the Chase Freedom "Unlimited" a few weeks ago,
just passed the $500 spend this week,
we'll see how long for the bonus to post.
Seems they have been good about it.
How did you get a combined checking/saving AND HOW did you nab $500?
Reply
Joined Jan 2011
L5: Journeyman
> bubble2 505 Posts
259 Reputation
jstpsntym
08-24-2020 at 06:47 AM.
08-24-2020 at 06:47 AM.
Quote from StadiumRocks :
I got the card today, no mentioned about $200 promo. However, when I checked my Chase app, it's there. Maybe you'll find it mentioned in the app too if you installed one.

The first time I opened the app, the promo was in the first page under the card. When I opened the app again, the promo was no longer there. But I can still find it under rewards page.
Once you reach the promotional spending level, it will show up on your statement. Also, you can check your transactions where you are getting close:



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Joined Dec 2018
Master of my Own Domain
> bubble2 2,166 Posts
378 Reputation
HonestMammoth473
08-24-2020 at 11:55 AM.
08-24-2020 at 11:55 AM.
My wife doesn't have this card, so she applied and was immediately declined with a credit score of 800+.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
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Knightshade
08-24-2020 at 01:32 PM.
08-24-2020 at 01:32 PM.
Quote from HonestMammoth473 :
My wife doesn't have this card, so she applied and was immediately declined with a credit score of 800+.

So have her call recon and ask why.
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,166 Posts
378 Reputation
HonestMammoth473
08-24-2020 at 01:39 PM.
08-24-2020 at 01:39 PM.
Quote from Knightshade :
So have her call recon and ask why.

Yeah, will do.
Reply
Joined Apr 2020
New User
> bubble2 5 Posts
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ThriftyFlag1417
08-24-2020 at 02:04 PM.
08-24-2020 at 02:04 PM.
I applied for the card last Friday. Immediately got an email saying thanks for your application a decision will be given soon.

Does this most likely mean I was denied? If anyone else got this message, how long did it take to get a decision?
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Joined Sep 2006
And down goes Dwyane Wade
> bubble2 5,975 Posts
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steven88
08-24-2020 at 04:26 PM.
08-24-2020 at 04:26 PM.
Is there any particular reason why tons of folks are getting declined? Normally when I pop into these credit card threads, most folks have good luck with getting instantly approved. It seems like this one not so much. And Chase Freedom Unlimited is an entry level credit card too. This ain't no Chase Sapphire Reserve we're talking about.
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