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Chase Sapphire Preferred® Card Expired

Spend $4K on Purchases
Earn 80,000 Points
+156 Deal Score
379,173 Views
Chase is offering 80,000 Bonus Points ($1,000 towards travel) w/ $4,000 spent on purchases in the first 3 months of account opening for the Chase Sapphire Preferred® Card. Annual fee is $95. Thanks Cappy123

Card Details:
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Original Post

Written by
Edited November 9, 2020 at 11:50 AM by
Chase is offering 80,000 Bonus Points ($1,000 towards travel) w/ $4,000 spent on purchases in the first 3 months of account opening for the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:



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Created 09-14-2020 at 02:56 PM by Cappy123
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Deal
Score
+156
379,173 Views
Spend $4K on Purchases
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,153 Comments

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Featured Comments

It's 4 years since receiving the sign up bonus.
You have to wait 4 years since opening the first one before you can get another.
The application date or the card open date doesn't matter. What matters is the date that you received the sign-up bonus. That date is probably the closing date of the statement in which it was awarded to you.

For example, if you met the minimum spend for the sign up bonus in the first month the card was opened, the statement closing date was probably October or November 2016. If you met the minimum spend in the 3rd month that the card was opened, then the bonus may have been awarded in January or even February - again, depends on the statement closing date. You can check your first few statements in that account to know for sure.

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Joined Jun 2019
L6: Expert
> bubble2 1,097 Posts
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thedealsman440
09-20-2020 at 08:55 AM.
09-20-2020 at 08:55 AM.
Wish this had a 0% intro apr
1
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Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 09:14 AM.
09-20-2020 at 09:14 AM.
Quote from Pickngrin :
My request for Chase to upgrade my offer to 80K (I was approved for the Card less than 2 weeks before) by Secure Messaging was declined.
what did they indicate is a reason for denial? Did you subsequently complain to Doctor of Credit? If not, you should.
1
Reply
Joined Feb 2012
L7: Teacher
> bubble2 2,348 Posts
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oilman1
09-20-2020 at 09:14 AM.
09-20-2020 at 09:14 AM.
Anyone have data points on chase waiving the annual fee AFTER the first year if I call and try to cancel? My annual fee is due in a few weeks, but I was gonna wait and see if I could refer someone if the 80k shows up for referral.
Reply
Joined Oct 2006
L5: Journeyman
> bubble2 765 Posts
165 Reputation
Pickngrin
09-20-2020 at 09:17 AM.
09-20-2020 at 09:17 AM.
Quote from dravid :
what did they indicate is a reason for denial? Did you subsequently complain to Doctor of Credit? If not, you should.
They did not indicate a reason. This was all they said:
Although your account isn't eligible for the new offer you
requested, the original offer is still available and will
remain on your account.

You will receive 60,000 bonus points after you spend
$4,000.00 on purchases in the first 3 months your account
is open.


I will complaint to Doctor of Credit. Thanks again.
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 09:38 AM.
09-20-2020 at 09:38 AM.
Quote from Akansha777 :
How much should be the credit score for this card?
some say 740
1
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
1,928 Reputation
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CosmologicalConstant
09-20-2020 at 09:39 AM.
09-20-2020 at 09:39 AM.
Quote from Slickhunt36 :
Too many cards on file..I was pre approved but still denied. Thank you so much for your option. I will try this
How many credit cards do you have and what is your reason for having so many credit cards?
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 09:40 AM.
09-20-2020 at 09:40 AM.
Quote from oilman1 :
Anyone have data points on chase waiving the annual fee AFTER the first year if I call and try to cancel? My annual fee is due in a few weeks, but I was gonna wait and see if I could refer someone if the 80k shows up for referral.
Unlike other issuers, Chase typically does not waive annual fees:
https://www.doctorofcredit.com/18...out-chase/
Reply

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Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 09:45 AM.
09-20-2020 at 09:45 AM.
Quote from oilman1 :
Anyone have data points on chase waiving the annual fee AFTER the first year if I call and try to cancel? My annual fee is due in a few weeks, but I was gonna wait and see if I could refer someone if the 80k shows up for referral.
https://www.flyertalk.com/forum/c...-a-19.html
Reply
Joined Jul 2019
L1: Learner
> bubble2 24 Posts
14 Reputation
NewDealerHere
09-20-2020 at 09:53 AM.
09-20-2020 at 09:53 AM.
Got mine back in Jan. Criteria was spend $3k/60k pts. Worked for me already had 40k points. So i redeemed 100k points for $1k end of feb. The booking portal works pretty good (expedia engine)
Reply
Joined Nov 2005
L6: Expert
> bubble2 1,567 Posts
574 Reputation
Kublakhan
09-20-2020 at 09:58 AM.
09-20-2020 at 09:58 AM.
Which card should I product change my Chase Sapphire Reserve to?
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 10:00 AM.
09-20-2020 at 10:00 AM.
So, it seems that the minimum credit limit on the Sapphire Preferred and Sapphire Reserve is $5K and $10K, respectively. What is it on the Chase Freedom Flex (WorldMastercard Elite) card?
Reply
Joined Dec 2007
L10: Grand Master
> bubble2 10,951 Posts
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CosmologicalConstant
09-20-2020 at 10:16 AM.
09-20-2020 at 10:16 AM.
Quote from Kublakhan :
Which card should I product change my Chase Sapphire Reserve to?
Chase Freedom Unlimited if you want to retain your VISA
OR
Chase Freedom Flex if you want Mastercard with free cellphone insurance.
Reply
Joined Jun 2015
L3: Novice
> bubble2 171 Posts
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k-bear
09-20-2020 at 11:25 AM.
09-20-2020 at 11:25 AM.
Quote from dravid :
If you don't get instant approval for this card, you can avoid the 7 to 9 business day for a decision on a pending application by calling the Chase reconsideration number and getting an instant decision. Remember to call the Chase reconsideration number (which goes to their lending division that ascertains credit risk) rather than the general Chase customer service number (see the link below). they are open 7 days a week but not for 24 hours (see the timings in the link)


https://www.doctorofcredit.com/cr...e-numbers/ [doctorofcredit.com]
Thanks
Reply
Joined Jan 2005
L2: Beginner
> bubble2 84 Posts
26 Reputation
chaatak
09-20-2020 at 11:31 AM.
09-20-2020 at 11:31 AM.
I have heard that Amex disqualifies the purchase of visa/ Mastercard gift cards and even store gift cards if you do that to meet spending requirement. Is that also true with Chase cards as well? It says in terms that 'purchases do not include cash-like transactions'. Do they treat gift cards as cash-like?
Reply

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Joined Nov 2012
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> bubble2 7 Posts
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timthesloth
09-20-2020 at 11:38 AM.
09-20-2020 at 11:38 AM.
Quote from coolmik :
Great deal. Approved and received the card yesterday. Now figuring a way to spend 4k, my expenses are not that much. Any suggestions 😉?
Can I buy generic gift cards like for Walmart/Target?
My favorite way to spend is to prepay my car insurance
Reply
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