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Chase Sapphire Preferred® Card Expired

Spend $4K on Purchases
Earn 80,000 Points
+156 Deal Score
378,892 Views
Chase is offering 80,000 Bonus Points ($1,000 towards travel) w/ $4,000 spent on purchases in the first 3 months of account opening for the Chase Sapphire Preferred® Card. Annual fee is $95. Thanks Cappy123

Card Details:
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.

Original Post

Written by
Edited November 9, 2020 at 11:50 AM by
Chase is offering 80,000 Bonus Points ($1,000 towards travel) w/ $4,000 spent on purchases in the first 3 months of account opening for the Chase Sapphire Preferred® Card. Annual fee is $95.

Card Details:



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Created 09-14-2020 at 02:56 PM by Cappy123
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Deal
Score
+156
378,892 Views
Spend $4K on Purchases
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

1,153 Comments

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Featured Comments

It's 4 years since receiving the sign up bonus.
You have to wait 4 years since opening the first one before you can get another.
The application date or the card open date doesn't matter. What matters is the date that you received the sign-up bonus. That date is probably the closing date of the statement in which it was awarded to you.

For example, if you met the minimum spend for the sign up bonus in the first month the card was opened, the statement closing date was probably October or November 2016. If you met the minimum spend in the 3rd month that the card was opened, then the bonus may have been awarded in January or even February - again, depends on the statement closing date. You can check your first few statements in that account to know for sure.

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Joined Jul 2013
L5: Journeyman
> bubble2 871 Posts
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mkm85
10-28-2020 at 12:51 PM.
10-28-2020 at 12:51 PM.
Can I request to change CSP to another annual fee-free cards(Freedom or FLEX) before 12 months from the date of activation?

Can the request be done via secured message, too? Or Only by calling Chase?
Reply
Joined Apr 2012
L6: Expert
> bubble2 1,286 Posts
465 Reputation
Momus
10-28-2020 at 04:39 PM.
10-28-2020 at 04:39 PM.
Get this, load Costco gift card 2k and Amazon account 2k and cha-ching $800?
1
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,328 Posts
4,338 Reputation
Knightshade
10-28-2020 at 04:41 PM.
10-28-2020 at 04:41 PM.
Quote from mkm85 :
Can I request to change CSP to another annual fee-free cards(Freedom or FLEX) before 12 months from the date of activation?

Can the request be done via secured message, too? Or Only by calling Chase?

Generally you can't product change in the first 12 months.

Quote from Momus :
Get this, load Costco gift card 2k and Amazon account 2k and cha-ching $800?

Sure. Chase doesn't care what you spend your money on.
Reply
Joined Jul 2013
L5: Journeyman
> bubble2 871 Posts
54 Reputation
mkm85
10-28-2020 at 05:10 PM.
10-28-2020 at 05:10 PM.
Quote from Knightshade :
Generally you can't product change in the first 12 months.




Sure. Chase doesn't care what you spend your money on.
Thank you.
My application just approved. Smilie
I will keep the product more than 12 months, then.
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,912 Posts
236 Reputation
inquisitive
10-28-2020 at 05:10 PM.
10-28-2020 at 05:10 PM.
so i just saw a vid where this deal will end soon.
Reply
Joined Apr 2017
L2: Beginner
> bubble2 32 Posts
14 Reputation
powerstar007
10-28-2020 at 06:19 PM.
10-28-2020 at 06:19 PM.
Hello Everyone.
My wife recently applied this card and got approved. I am authorized user on her account.

Can I also apply my own card? we live at same address. does this affect bonus points or any otherway.

Thanks
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,121 Posts
467 Reputation
Fanime
10-28-2020 at 06:20 PM.
10-28-2020 at 06:20 PM.
Quote from powerstar007 :
Hello Everyone.
My wife recently applied this card and got approved. I am authorized user on her account.

Can I also apply my own card? we live at same address. does this affect bonus points or any otherway.

Thanks
It doesn't affect your eligibility for the sub. You can get the 80k if approved.
Reply

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Joined Dec 2003
L2: Beginner
> bubble2 62 Posts
228 Reputation
ryukin88
10-28-2020 at 07:00 PM.
10-28-2020 at 07:00 PM.
Quote from powerstar007 :
Hello Everyone.
My wife recently applied this card and got approved. I am authorized user on her account.

Can I also apply my own card? we live at same address. does this affect bonus points or any otherway.

Thanks
Use your Wife's referral link to get 15k extra points.
Reply
Joined Nov 2010
L6: Expert
> bubble2 1,303 Posts
1,908 Reputation
Pro
AJR214
10-28-2020 at 11:53 PM.
10-28-2020 at 11:53 PM.
Quote from AJR214 :
I was declined for the card. I have an 835 credit score, but their decision was based on:

The outstanding debt on your credit accounts is too high
- I payoff my monthly balances on all my cards - currently I have $2,100 charged on $50k available - 7 cards - Discover IT (2015), Amex Blue Cash (2016), BofA NCL MC (2019), Home Depot (2018), eBay (2019), a Chase Freedom (2014) and Chase AARP (2016).

Too many requests for new credit in the past 2 years
- Been trying to refi for the last 6 months so I have 4 hard inquiries from mortgage companies, just finished the refi and it funded 10/26

I did the refi to add a 12x16 shed in the backyard. I wanted this card to save $800 on the $4,500 shed. Now I'm declined. Really sucks. Would talking to a human and explaining the above in any way help change their mind?

Quote from pradeepk7615 :
Talk to Chase re consideration department @ 1 (888) 270-2127
Thanks Pradeep. So, I called the number expecting to wait on hold and talk to someone. I chose the correct option for applicants, then the auto attendant voice prompt asked for my SSN. I entered it and the voice said "You're Approved! Please allow 7-10 days for delivery of your card.... blah blah blah... to repeat press 7, to end the call press 9."

Should I be happy or scared? I feel like I dialed to a scammer (instead of them calling me about my warranty expiring) and gave them my SSN. I spoke to no one and I sure wasn't expecting such a quick reconsideration. Those that do these cc's for bonuses all the time with Chase, is this normal? And if I am approved now to get the 80k bonus and I used my wife's referral link, will her card get the 15,000 points?
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,912 Posts
236 Reputation
inquisitive
10-29-2020 at 10:03 AM.
10-29-2020 at 10:03 AM.
So if you cancel the card after a year, you still keep those reward points even if you hadn't used them? What about transferring tthe reward points to freedom flex which I recently applied
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,328 Posts
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Knightshade
10-29-2020 at 10:27 AM.
10-29-2020 at 10:27 AM.
Quote from inquisitive :
So if you cancel the card after a year, you still keep those reward points even if you hadn't used them? What about transferring tthe reward points to freedom flex which I recently applied

Yeah you'll need to transfer the points to another UR card before you cancel.

That said- there's not really a good reason to cancel either- just downgrade to a free card (like a second freedom, to get 2x the $1500/qrt cap for example)
Reply
Joined Sep 2009
L6: Expert
> bubble2 1,330 Posts
579 Reputation
stgermaine
10-29-2020 at 10:55 AM.
10-29-2020 at 10:55 AM.
My sister got an invitation for this card in her email (she had another Chase cc). Her income is only 27k, but she has a high credit score. Does getting a targeted application link help for approval?
Reply
Joined Dec 2008
Divided states of America
> bubble2 4,912 Posts
236 Reputation
inquisitive
10-29-2020 at 12:20 PM.
10-29-2020 at 12:20 PM.
Quote from Knightshade :
Yeah you'll need to transfer the points to another UR card before you cancel.

That said- there's not really a good reason to cancel either- just downgrade to a free card (like a second freedom, to get 2x the $1500/qrt cap for example)
Thanks! Will do!

Quote from Momus :
Get this, load Costco gift card 2k and Amazon account 2k and cha-ching $800?

Great idea. I also dental bills and homeowners insurance coming up worth 3k too if i need to use it. Wish they would have 100k points for 5k...lol
Reply
Last edited by inquisitive October 29, 2020 at 12:24 PM.
Joined Jun 2015
L2: Beginner
> bubble2 40 Posts
38 Reputation
manoj7390
10-29-2020 at 01:45 PM.
10-29-2020 at 01:45 PM.
This promotion ends on November 8th. Do we have any latest update on extending the promotion beyond November 8th?
Reply

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Joined Nov 2011
L2: Beginner
> bubble2 171 Posts
88 Reputation
Starbee
10-29-2020 at 02:54 PM.
10-29-2020 at 02:54 PM.
Quote from deshwasi :
any chance they give more time for spending due to.. you know, this thing going on? $4k in 3mos is tough for me. And how is 80k pts = $800? you can redeem it as statement credit? whats up with no promo APR? i dont dine/travel. is this card even useful for anything else? Is this once-in-years kinda deal? i will really have to stretch to meet spending. need ideas on how to blow 4k on retail..

Gift cards count. Buy grocery store gift cards with no fee, and use them later.
Reply
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