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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,634 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Deal
Score
+810
665,634 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Mar 2020
L2: Beginner
> bubble2 47 Posts
Mongooste
11-13-2020 at 05:13 PM.
11-13-2020 at 05:13 PM.
DD will be counted even if its a transfer out from pp or cashapp. Just do a regular one (takes a couple days) , not an instant.
Reply
Joined May 2013
L2: Beginner
> bubble2 97 Posts
22 Reputation
ZoobyGainz
11-13-2020 at 05:15 PM.
11-13-2020 at 05:15 PM.
Hard credit pull?
1
Reply
Joined Dec 2010
L7: Teacher
> bubble2 2,560 Posts
567 Reputation
Pro
MICHAELSD
11-13-2020 at 05:17 PM.
11-13-2020 at 05:17 PM.
Quote from volyblmn :
Interesting. So a PayPal transfer shows up as "ACH". You're telling me I can PayPal myself two separate $1k transactions to earn the $400?
That's what I'm trying to figure out. It should work in theory.
Reply
Joined Dec 2010
L7: Teacher
> bubble2 2,560 Posts
567 Reputation
Pro
MICHAELSD
11-13-2020 at 05:18 PM.
11-13-2020 at 05:18 PM.
Quote from karthik_r :
No monthly or maintenance fees to open, keep & use

https://www.capitalone.com/bank/c...g-account/

https://www.capitalone.com/assets...ng-pew.pdf
That's impressive. I like Chase but their fees are annoying.
1
Reply
Joined Oct 2017
L3: Novice
> bubble2 111 Posts
30 Reputation
m_camo
11-13-2020 at 05:19 PM.
11-13-2020 at 05:19 PM.
What happens if I say "I'll fund my account later"? Or is mandatory to link external account and deposit ?
Reply
Joined Aug 2013
L5: Journeyman
> bubble2 503 Posts
43 Reputation
metvsyankee
11-13-2020 at 05:21 PM.
11-13-2020 at 05:21 PM.
Quote from Mongooste :
DD will be counted even if its a transfer out from pp or cashapp. Just do a regular one (takes a couple days) , not an instant.
So I could transfer money from another bank to capital one and it will work ?
Reply
Joined Nov 2016
L3: Novice
> bubble2 218 Posts
18 Reputation
chi890
11-13-2020 at 05:27 PM.
11-13-2020 at 05:27 PM.
Quote from ZoobyGainz :
Hard credit pull?

Shouldn't be. It's a checking account
Reply

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Joined Nov 2020
New User
> bubble2 2 Posts
10 Reputation
ty8100
11-13-2020 at 05:28 PM.
11-13-2020 at 05:28 PM.
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward
Reply
Joined Aug 2009
L6: Expert
> bubble2 1,622 Posts
164 Reputation
dcguy703
11-13-2020 at 05:29 PM.
11-13-2020 at 05:29 PM.
Quote from ty8100 :
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward
For me it was auto populated in the promo code field
Reply
Joined Nov 2014
L2: Beginner
> bubble2 226 Posts
85 Reputation
DirtyLittleDeal
11-13-2020 at 05:29 PM.
11-13-2020 at 05:29 PM.
So my credit union uses ach out of savings account thank you op slick deals truly still exists!
Reply
Joined Aug 2014
L6: Expert
> bubble2 1,485 Posts
404 Reputation
euuser3876202
11-13-2020 at 05:34 PM.
11-13-2020 at 05:34 PM.
Quote from yoyofish :
YES, taxable income forget it.

Yea ..like the jobs we all have....I am assuming u all under the table types
Reply
Joined Sep 2010
L8: Grand Teacher
> bubble2 3,949 Posts
854 Reputation
pbmpharmacist
11-13-2020 at 05:35 PM.
11-13-2020 at 05:35 PM.
Quote from itsfighter :
I received the bonus for 360 savings recently. can I apply for 360 checking and eligible for a bonus?
Thanks
same, I just signed up. This is a no-brainer for a free $400
Reply
Joined Apr 2006
L6: Expert
> bubble2 1,129 Posts
232 Reputation
madshakes
11-13-2020 at 05:35 PM.
11-13-2020 at 05:35 PM.
Bonus will be paid by March 31, 2021

anyone know if it's usually sooner than the stated date for these types of deals?
Reply
Joined May 2020
L1: Learner
> bubble2 9 Posts
25 Reputation
MaroonFeather304
11-13-2020 at 05:37 PM.
11-13-2020 at 05:37 PM.
Would bill pay from my account work?
Reply

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Joined Apr 2015
L6: Expert
> bubble2 1,711 Posts
425 Reputation
ThinBlueLine2
11-13-2020 at 05:39 PM.
11-13-2020 at 05:39 PM.
I'm still waiting for my $500. bonus from there last savings offer.
Reply
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