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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,750 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
in Finance (3) Capital One Small Business Cards
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+810
666,750 Views
$400 Bonus
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Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Jul 2004
i inspire travel
> bubble2 90,020 Posts
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serra | Staff
11-13-2020 at 08:42 PM.
11-13-2020 at 08:42 PM.
Quote from catchbabu :
I have Capitalone Money market account curretly, Am I eligible for this promotion? Can somebody suggest.
i have money market too. i signed up for this promo fine. just be sure you're using op's link with the bonus400 code.
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Joined Feb 2007
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> bubble2 1,696 Posts
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techie333
11-13-2020 at 08:43 PM.
11-13-2020 at 08:43 PM.
Quote from ty8100 :
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward

Same here unfortunately. I called in and the guy said request second review in March after meeting all the terms. Anyone done this before with another promo, what's the likelihood they'll pay out?
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Joined Sep 2018
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> bubble2 117 Posts
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Belaybles
11-13-2020 at 08:58 PM.
11-13-2020 at 08:58 PM.
Quote from techie333 :
Same here unfortunately. I called in and the guy said request second review in March after meeting all the terms. Anyone done this before with another promo, what's the likelihood they'll pay out?
I've never received a Cap1 promo. Tried it a decade ago with some kind of ACH transfer other than paycheck and they told me over the phone that it didn't qualify. But they're a no fee no minimum bank that is pretty decent to work with in the end--no harm in giving it a try imho. I've used them as my main bank since mid 2000s when they were ING with no issues.
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Joined Nov 2008
Banned Shill
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Hrshycro
11-13-2020 at 09:05 PM.
11-13-2020 at 09:05 PM.
So...
Open account w/ promo code
DD $1000 total, in 2x DDs
Transfer DD funds back out the next day/week/month
Wait for bonus?
Profit???

How can we tell a transfer in registered as a DD, or do we have to wait for the bonus? Hoping Ally, RobinHood, CS, or Fidelity still register as DD.
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Joined Oct 2016
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FrozenBeer
11-13-2020 at 09:18 PM.
11-13-2020 at 09:18 PM.
Quote from dcguy703 :
Seems Too good to be true. $400 is a lot of bonus for not maintaining high balance in acct or a high directly deposits each month
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie
3
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Joined Sep 2011
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samuel111
11-13-2020 at 09:25 PM.
11-13-2020 at 09:25 PM.
Quote from dcguy703 :
For me it was auto populated in the promo code field
I didn't see the promo code field at all. Where, which page was it on?
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Joined Dec 2008
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qkumbr
11-13-2020 at 09:29 PM.

Our community has rated this post as helpful. If you agree, why not thank qkumbr

11-13-2020 at 09:29 PM.
Quote from FrozenBeer :
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie

Who cares, take the money and run.
1
1
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Joined Aug 2007
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Akatsushi
11-13-2020 at 09:29 PM.
11-13-2020 at 09:29 PM.
Quote from samuel111 :
I didn't see the promo code field at all. Where, which page was it on?
Towards the end when it gives you the option to deposit x amount to your new account. There was an option to enter the promo code on that same page. There was an option on the same screen to deposit money later, but I wasn't sure if the promo would've applied if I selected that. Just to be safe for myself, I deposited some money to make sure the promo applied.
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Joined Nov 2014
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mak_436
11-13-2020 at 09:38 PM.
11-13-2020 at 09:38 PM.
Account to account transfer will work or need payroll enrollment or ssn etc account for transfer?
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Joined Sep 2016
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Miked443
11-13-2020 at 09:41 PM.
11-13-2020 at 09:41 PM.
I didn't add promo code because I selected the option to add the money later .. screwed ? Can I add it somewhere now. ?
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Joined Mar 2019
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maxpain2011
11-13-2020 at 09:41 PM.
11-13-2020 at 09:41 PM.
Can we open more then one account for this offer?
1
2
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Joined Nov 2017
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footballeddie56
11-13-2020 at 09:44 PM.
11-13-2020 at 09:44 PM.
Free money for 5 minutes of work and another probably 5 minutes to change my work direct deposit. Good stuff
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Joined Nov 2013
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kennyw.tran
11-13-2020 at 09:46 PM.
11-13-2020 at 09:46 PM.
Does anyone know if ACH transfers from Ally Bank would count as direct deposits?
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Joined Nov 2017
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footballeddie56
11-13-2020 at 09:47 PM.
11-13-2020 at 09:47 PM.
Quote from FrozenBeer :
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie

These sorts of offers are chump change to big banks. The data shows that once you're in a particular ecosystem you're much more likely to use other services within it (think if you have an iPhone you're more likely to pay for iCloud storage or Apple Music or apps from the Apple App Store...). So yea they have to give you $400 but maybe you open a savings account too and keep some money there. Maybe you look there for an auto loan etc etc...
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