Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,678 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
665,678 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

This comment has been rated as unhelpful by Slickdeals users

Show Comment
Joined Jul 2004
i inspire travel
> bubble2 89,639 Posts
35,104 Reputation
Pro
Deal Hunter
serra | Staff
11-13-2020 at 08:42 PM.
11-13-2020 at 08:42 PM.
Quote from catchbabu :
I have Capitalone Money market account curretly, Am I eligible for this promotion? Can somebody suggest.
i have money market too. i signed up for this promo fine. just be sure you're using op's link with the bonus400 code.
Reply
Joined Feb 2007
L6: Expert
> bubble2 1,662 Posts
186 Reputation
techie333
11-13-2020 at 08:43 PM.
11-13-2020 at 08:43 PM.
Quote from ty8100 :
Maybe I'm the only here forgot to enter the promo code....
Just call them and they said I can call them again after 11th Feb to re-apply this reward

Same here unfortunately. I called in and the guy said request second review in March after meeting all the terms. Anyone done this before with another promo, what's the likelihood they'll pay out?
Reply
Joined Sep 2018
L3: Novice
> bubble2 117 Posts
31 Reputation
Belaybles
11-13-2020 at 08:58 PM.
11-13-2020 at 08:58 PM.
Quote from techie333 :
Same here unfortunately. I called in and the guy said request second review in March after meeting all the terms. Anyone done this before with another promo, what's the likelihood they'll pay out?
I've never received a Cap1 promo. Tried it a decade ago with some kind of ACH transfer other than paycheck and they told me over the phone that it didn't qualify. But they're a no fee no minimum bank that is pretty decent to work with in the end--no harm in giving it a try imho. I've used them as my main bank since mid 2000s when they were ING with no issues.
Reply
Joined Nov 2008
Banned Shill
> bubble2 8,081 Posts
3,271 Reputation
Hrshycro
11-13-2020 at 09:05 PM.
11-13-2020 at 09:05 PM.
So...
Open account w/ promo code
DD $1000 total, in 2x DDs
Transfer DD funds back out the next day/week/month
Wait for bonus?
Profit???

How can we tell a transfer in registered as a DD, or do we have to wait for the bonus? Hoping Ally, RobinHood, CS, or Fidelity still register as DD.
Reply
Joined Oct 2016
L8: Grand Teacher
> bubble2 3,166 Posts
879 Reputation
FrozenBeer
11-13-2020 at 09:18 PM.
11-13-2020 at 09:18 PM.
Quote from dcguy703 :
Seems Too good to be true. $400 is a lot of bonus for not maintaining high balance in acct or a high directly deposits each month
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie
3
Reply
Joined Sep 2011
L3: Novice
> bubble2 122 Posts
14 Reputation
samuel111
11-13-2020 at 09:25 PM.
11-13-2020 at 09:25 PM.
Quote from dcguy703 :
For me it was auto populated in the promo code field
I didn't see the promo code field at all. Where, which page was it on?
1
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2008
L8: Grand Teacher
> bubble2 3,247 Posts
1,643 Reputation
Pro
qkumbr
11-13-2020 at 09:29 PM.

Our community has rated this post as helpful. If you agree, why not thank qkumbr

11-13-2020 at 09:29 PM.
Quote from FrozenBeer :
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie

Who cares, take the money and run.
1
1
Reply
Joined Aug 2007
L6: Expert
> bubble2 1,251 Posts
1,100 Reputation
Akatsushi
11-13-2020 at 09:29 PM.
11-13-2020 at 09:29 PM.
Quote from samuel111 :
I didn't see the promo code field at all. Where, which page was it on?
Towards the end when it gives you the option to deposit x amount to your new account. There was an option to enter the promo code on that same page. There was an option on the same screen to deposit money later, but I wasn't sure if the promo would've applied if I selected that. Just to be safe for myself, I deposited some money to make sure the promo applied.
Reply
Joined Nov 2014
L5: Journeyman
> bubble2 585 Posts
38 Reputation
mak_436
11-13-2020 at 09:38 PM.
11-13-2020 at 09:38 PM.
Account to account transfer will work or need payroll enrollment or ssn etc account for transfer?
Reply
Joined Sep 2016
L4: Apprentice
> bubble2 435 Posts
18 Reputation
Miked443
11-13-2020 at 09:41 PM.
11-13-2020 at 09:41 PM.
I didn't add promo code because I selected the option to add the money later .. screwed ? Can I add it somewhere now. ?
Reply
Joined Mar 2019
L4: Apprentice
> bubble2 377 Posts
38 Reputation
maxpain2011
11-13-2020 at 09:41 PM.
11-13-2020 at 09:41 PM.
Can we open more then one account for this offer?
1
2
Reply
Joined Nov 2017
L3: Novice
> bubble2 103 Posts
14 Reputation
footballeddie56
11-13-2020 at 09:44 PM.
11-13-2020 at 09:44 PM.
Free money for 5 minutes of work and another probably 5 minutes to change my work direct deposit. Good stuff
Reply
Joined Nov 2013
L2: Beginner
> bubble2 93 Posts
16 Reputation
kennyw.tran
11-13-2020 at 09:46 PM.
11-13-2020 at 09:46 PM.
Does anyone know if ACH transfers from Ally Bank would count as direct deposits?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2017
L3: Novice
> bubble2 103 Posts
14 Reputation
footballeddie56
11-13-2020 at 09:47 PM.
11-13-2020 at 09:47 PM.
Quote from FrozenBeer :
I drive past the huge Capital One building in Tysons daily...

something just doesn't compute with the way they do business. (at least the consumer banking and credit card side of their business)

they offer so many of these bonus that require little or no minimum balance requirements...

it sure feels like a house of cards or a pyramid operation to me. Smilie

These sorts of offers are chump change to big banks. The data shows that once you're in a particular ecosystem you're much more likely to use other services within it (think if you have an iPhone you're more likely to pay for iCloud storage or Apple Music or apps from the Apple App Store...). So yea they have to give you $400 but maybe you open a savings account too and keep some money there. Maybe you look there for an auto loan etc etc...
Reply
Page 9 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.