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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,003 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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666,003 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Aug 2011
L6: Expert
> bubble2 1,920 Posts
105 Reputation
robrob777
11-14-2020 at 11:09 AM.
11-14-2020 at 11:09 AM.
They gave me 1K for opening a chase account last year. Opening accounts was fun back thrn now i just buy stocks and lose or gain 1k+ a day (on paper)
3
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,154 Posts
374 Reputation
HonestMammoth473
11-14-2020 at 11:09 AM.
11-14-2020 at 11:09 AM.
Quote from yoyofish :
YES, taxable income forget it.

Whether it's $400, $320 or whatever, it's still free money for virtually no effort.
Reply
Joined Oct 2008
Professional Novice
> bubble2 11,996 Posts
2,038 Reputation
RUsum1
11-14-2020 at 11:10 AM.
11-14-2020 at 11:10 AM.
What if one direct deposit is over $1000? Does this require two deposits still or does it just have to equal at least $1000 within the first two deposits?
Reply
Joined Aug 2017
L4: Apprentice
> bubble2 469 Posts
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MinXO
11-14-2020 at 11:11 AM.
11-14-2020 at 11:11 AM.
Quote from ChristInMe :
Well, I don't see any restriction against current account holders unless
"....you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus."
I already have a savings account but I just opened a checking account to take advantage of the $400 bonus offer.
Dang it
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Joined May 2005
L4: Apprentice
> bubble2 460 Posts
37 Reputation
ibrow
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Quote from dcguy703 :
they advertise this as a Online Checking account? Will they charge for visiting a B&M location and using a teller for deposits or withdrawals?

They really don't have branches. Also no ATM fees and they have ATM's in most targets in my area.
Reply
Joined May 2006
L7: Teacher
> bubble2 2,506 Posts
394 Reputation
tivoboy
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Wow that's some holy mother bonus Batman.
Reply

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Joined May 2005
L4: Apprentice
> bubble2 460 Posts
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ibrow
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Quote from Gb1908 :
Existing customers go f yourself you get jack

I know right.
So I get nothing for being a customer for over 10 years
1
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,691 Posts
672 Reputation
jackc6900
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Has anyone opened an account via the app? Not seeing a spot to input a promo code and afraid to keep hitting next as I'm at the point it wants me to indicate I've read the disclosures.
Reply
Joined Oct 2017
New User
> bubble2 1 Posts
10 Reputation
sirsam143
11-14-2020 at 11:15 AM.
11-14-2020 at 11:15 AM.
Do they run your credit?
2
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Joined Apr 2006
L3: Novice
> bubble2 142 Posts
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kissiffer4
11-14-2020 at 11:17 AM.
11-14-2020 at 11:17 AM.
Quote from jackc6900 :
Has anyone opened an account via the app? Not seeing a spot to input a promo code and afraid to keep hitting next as I'm at the point it wants me to indicate I've read the disclosures.

Looks like the promo code is added by default.
Reply
Joined Aug 2019
L3: Novice
> bubble2 147 Posts
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Wiredwiz26
11-14-2020 at 11:18 AM.
11-14-2020 at 11:18 AM.
How much is the initial deposit? Can I open for my son who is 4 years old and deposit from my employer?
Reply
Joined Dec 2015
L2: Beginner
> bubble2 71 Posts
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Hassanshani
11-14-2020 at 11:19 AM.
11-14-2020 at 11:19 AM.
I did not trust them
2
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Joined Jul 2019
L1: Learner
> bubble2 24 Posts
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DanaN94
11-14-2020 at 11:21 AM.

Our community has rated this post as helpful. If you agree, why not thank DanaN94

11-14-2020 at 11:21 AM.
For whoever can't meet the DD requirements, they have a spend-based $250 sign up bonus

https://www.capitalone.com/upto250/
1
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Joined May 2019
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Chinonoco
11-14-2020 at 11:21 AM.
11-14-2020 at 11:21 AM.
Quote from ibrow :
I know right.
So I get nothing for being a customer for over 10 years

They've already taken your money. They want new suckers, which I'm happy to oblige. Will definitely sign up for this nice bonus in December. Thanks OP. Good looking out.
Reply
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